Bread Financial Holdings, Inc. (BFH) — Cash Flow Reinvestment Rate
Bread Financial Holdings, Inc. (BFH) has a Cash Flow Reinvestment Rate of 0.02x as of March 2026, reinvesting $11.00 Million (capex $7.00 Million plus investments $-4.00 Million) from operating cash flow of $487.00 Million. Check cash flow quality index of Bread Financial Holdings, Inc. to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Bread Financial Holdings, Inc. Cash Flow Reinvestment Rate (1998–2025)
Historical reinvestment intensity for Bread Financial Holdings, Inc. across 28 annual periods. Explore investment intensity of Bread Financial Holdings, Inc. to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Bread Financial Holdings, Inc. (1998–2025)
Year-by-year capital reinvestment analysis for Bread Financial Holdings, Inc.. For live market cap and broader valuation context, see BFH company net worth.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $26.00 Million | $2.09 Billion | $24.00 Million | ▼ -98.1% |
| 2024 | 0.65x | $1.21 Billion | $1.86 Billion | $36.00 Million | ▲ +17.9% |
| 2023 | 0.55x | $1.09 Billion | $1.99 Billion | $48.00 Million | ▼ -80.4% |
| 2022 | 2.80x | $5.18 Billion | $1.85 Billion | $68.00 Million | ▲ +4057.9% |
| 2021 | 0.07x | $104.00 Million | $1.54 Billion | $84.00 Million | ▲ +39.4% |
| 2020 | 0.05x | $91.00 Million | $1.88 Billion | $54.00 Million | ▼ -67.7% |
| 2019 | 0.15x | $182.30 Million | $1.22 Billion | $142.30 Million | ▲ +70.5% |
| 2018 | 0.09x | $241.90 Million | $2.75 Billion | $199.80 Million | ▲ +1.7% |
| 2017 | 0.09x | $225.40 Million | $2.61 Billion | $225.40 Million | ▼ -20.8% |
| 2016 | 0.11x | $227.80 Million | $2.09 Billion | $207.00 Million | ▼ -18.9% |
| 2015 | 0.13x | $218.70 Million | $1.63 Billion | $191.70 Million | ▲ +13.9% |
| 2014 | 0.12x | $158.70 Million | $1.34 Billion | $158.70 Million | ▼ -13.5% |
| 2013 | 0.14x | $135.40 Million | $992.50 Million | $135.40 Million | ▲ +32.9% |
| 2012 | 0.10x | $116.40 Million | $1.13 Billion | $116.40 Million | ▲ +41.2% |
| 2011 | 0.07x | $73.50 Million | $1.01 Billion | $73.50 Million | ▼ -4.6% |
| 2010 | 0.08x | $68.80 Million | $902.70 Million | $68.80 Million | ▼ -48.4% |
| 2009 | 0.15x | $52.97 Million | $358.41 Million | $52.97 Million | ▲ +34.5% |
| 2008 | 0.11x | $49.56 Million | $451.02 Million | $49.56 Million | ▼ -46.2% |
| 2007 | 0.20x | $116.65 Million | $571.52 Million | $116.65 Million | ▼ -4.7% |
| 2006 | 0.21x | $100.35 Million | $468.78 Million | $100.35 Million | ▼ -64.6% |
| 2005 | 0.60x | $65.90 Million | $109.08 Million | $65.90 Million | ▲ +341.4% |
| 2004 | 0.14x | $48.33 Million | $353.07 Million | $48.33 Million | ▼ -63.3% |
| 2003 | 0.37x | $46.95 Million | $125.80 Million | $46.95 Million | ▲ +7.9% |
| 2002 | 0.35x | $42.38 Million | $122.57 Million | $42.38 Million | ▲ +60.1% |
| 2001 | 0.22x | $36.64 Million | $169.68 Million | $36.64 Million | ▼ -43.1% |
| 2000 | 0.38x | $33.08 Million | $87.18 Million | $33.08 Million | — |
| 1999 | 0.00x | $0.00 | $251.64 Million | $0.00 | — |
| 1998 | 0.00x | $0.00 | $9.31 Million | $0.00 | — |