Bread Financial Holdings, Inc. (BFH) — Cash Flow Reinvestment Rate
Bread Financial Holdings, Inc. (BFH) has a Cash Flow Reinvestment Rate of 0.02x as of March 2026, reinvesting $11.00 Million (capex $7.00 Million plus investments $-4.00 Million) from operating cash flow of $487.00 Million. See Bread Financial Holdings, Inc. free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Bread Financial Holdings, Inc. Cash Flow Reinvestment Rate (1998–2025)
Historical reinvestment intensity for Bread Financial Holdings, Inc. across 28 annual periods. For the full cash flow conversion analysis, see Bread Financial Holdings, Inc. (BFH) cash flow conversion.
Annual Cash Flow Reinvestment Rate for Bread Financial Holdings, Inc. (1998–2025)
Year-by-year capital reinvestment analysis for Bread Financial Holdings, Inc.. See BFH free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $26.00 Million | $2.09 Billion | $24.00 Million | ▼ -98.1% |
| 2024 | 0.65x | $1.21 Billion | $1.86 Billion | $36.00 Million | ▲ +17.9% |
| 2023 | 0.55x | $1.09 Billion | $1.99 Billion | $48.00 Million | ▼ -80.4% |
| 2022 | 2.80x | $5.18 Billion | $1.85 Billion | $68.00 Million | ▲ +4057.9% |
| 2021 | 0.07x | $104.00 Million | $1.54 Billion | $84.00 Million | ▲ +39.4% |
| 2020 | 0.05x | $91.00 Million | $1.88 Billion | $54.00 Million | ▼ -67.7% |
| 2019 | 0.15x | $182.30 Million | $1.22 Billion | $142.30 Million | ▲ +70.5% |
| 2018 | 0.09x | $241.90 Million | $2.75 Billion | $199.80 Million | ▲ +1.7% |
| 2017 | 0.09x | $225.40 Million | $2.61 Billion | $225.40 Million | ▼ -20.8% |
| 2016 | 0.11x | $227.80 Million | $2.09 Billion | $207.00 Million | ▼ -18.9% |
| 2015 | 0.13x | $218.70 Million | $1.63 Billion | $191.70 Million | ▲ +13.9% |
| 2014 | 0.12x | $158.70 Million | $1.34 Billion | $158.70 Million | ▼ -13.5% |
| 2013 | 0.14x | $135.40 Million | $992.50 Million | $135.40 Million | ▲ +32.9% |
| 2012 | 0.10x | $116.40 Million | $1.13 Billion | $116.40 Million | ▲ +41.2% |
| 2011 | 0.07x | $73.50 Million | $1.01 Billion | $73.50 Million | ▼ -4.6% |
| 2010 | 0.08x | $68.80 Million | $902.70 Million | $68.80 Million | ▼ -48.4% |
| 2009 | 0.15x | $52.97 Million | $358.41 Million | $52.97 Million | ▲ +34.5% |
| 2008 | 0.11x | $49.56 Million | $451.02 Million | $49.56 Million | ▼ -46.2% |
| 2007 | 0.20x | $116.65 Million | $571.52 Million | $116.65 Million | ▼ -4.7% |
| 2006 | 0.21x | $100.35 Million | $468.78 Million | $100.35 Million | ▼ -64.6% |
| 2005 | 0.60x | $65.90 Million | $109.08 Million | $65.90 Million | ▲ +341.4% |
| 2004 | 0.14x | $48.33 Million | $353.07 Million | $48.33 Million | ▼ -63.3% |
| 2003 | 0.37x | $46.95 Million | $125.80 Million | $46.95 Million | ▲ +7.9% |
| 2002 | 0.35x | $42.38 Million | $122.57 Million | $42.38 Million | ▲ +60.1% |
| 2001 | 0.22x | $36.64 Million | $169.68 Million | $36.64 Million | ▼ -43.1% |
| 2000 | 0.38x | $33.08 Million | $87.18 Million | $33.08 Million | — |
| 1999 | 0.00x | $0.00 | $251.64 Million | $0.00 | — |
| 1998 | 0.00x | $0.00 | $9.31 Million | $0.00 | — |