Bread Financial Holdings, Inc. (BFH) — Cash Flow-to-Debt Ratio
Bread Financial Holdings, Inc. (BFH) has a Cash Flow-to-Debt Ratio of 0.03x as of March 2026, meaning its operating cash flow of $487.00 Million could theoretically repay 0% of its total liabilities ($18.98 Billion) in one year. Explore Bread Financial Holdings, Inc. (BFH) long-term investment share to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bread Financial Holdings, Inc. Cash Flow-to-Debt Ratio (1998–2025)
Historical debt coverage capacity for Bread Financial Holdings, Inc. across 28 annual periods. Also explore balance sheet size of Bread Financial Holdings, Inc. for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Bread Financial Holdings, Inc. (1998–2025)
Year-by-year debt coverage analysis for Bread Financial Holdings, Inc.. For market capitalisation and broader financial context, see market cap of Bread Financial Holdings, Inc..
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.11x | $2.09 Billion | $19.34 Billion | ▲ +15.5% |
| 2024 | 0.09x | $1.86 Billion | $19.84 Billion | ▼ -4.6% |
| 2023 | 0.10x | $1.99 Billion | $20.22 Billion | ▲ +23.0% |
| 2022 | 0.08x | $1.85 Billion | $23.14 Billion | ▲ +1.7% |
| 2021 | 0.08x | $1.54 Billion | $19.66 Billion | ▼ -12.4% |
| 2020 | 0.09x | $1.88 Billion | $21.03 Billion | ▲ +82.9% |
| 2019 | 0.05x | $1.22 Billion | $24.87 Billion | ▼ -50.1% |
| 2018 | 0.10x | $2.75 Billion | $28.06 Billion | ▲ +8.5% |
| 2017 | 0.09x | $2.61 Billion | $28.83 Billion | ▲ +3.4% |
| 2016 | 0.09x | $2.09 Billion | $23.86 Billion | ▲ +8.5% |
| 2015 | 0.08x | $1.63 Billion | $20.17 Billion | ▲ +5.8% |
| 2014 | 0.08x | $1.34 Billion | $17.63 Billion | ▼ -4.8% |
| 2013 | 0.08x | $992.50 Million | $12.39 Billion | ▼ -19.0% |
| 2012 | 0.10x | $1.13 Billion | $11.47 Billion | ▼ -13.9% |
| 2011 | 0.11x | $1.01 Billion | $8.80 Billion | ▲ +5.0% |
| 2010 | 0.11x | $902.70 Million | $8.25 Billion | ▲ +51.2% |
| 2009 | 0.07x | $358.41 Million | $4.95 Billion | ▼ -39.1% |
| 2008 | 0.12x | $451.02 Million | $3.79 Billion | ▼ -38.3% |
| 2007 | 0.19x | $571.52 Million | $2.97 Billion | ▼ -4.1% |
| 2006 | 0.20x | $468.78 Million | $2.33 Billion | ▲ +269.4% |
| 2005 | 0.05x | $109.08 Million | $2.00 Billion | ▼ -78.9% |
| 2004 | 0.26x | $353.07 Million | $1.37 Billion | ▲ +138.9% |
| 2003 | 0.11x | $125.80 Million | $1.17 Billion | ▼ -20.2% |
| 2002 | 0.14x | $122.57 Million | $905.80 Million | ▼ -22.5% |
| 2001 | 0.17x | $169.68 Million | $971.49 Million | ▲ +112.1% |
| 2000 | 0.08x | $87.18 Million | $1.06 Billion | ▼ -65.9% |
| 1999 | 0.24x | $251.64 Million | $1.04 Billion | ▲ +1966.7% |
| 1998 | 0.01x | $9.31 Million | $796.20 Million | — |