Bread Financial Holdings, Inc. (BFH) — Net Asset Quality Index
Bread Financial Holdings, Inc. (BFH) has a Net Asset Quality Index of 14.9% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $22.31 Billion minus total liabilities of $18.98 Billion yields net assets of $3.33 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check financial resilience of Bread Financial Holdings, Inc. to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Bread Financial Holdings, Inc. Net Asset Quality Index Over Time (1998–2025)
This chart shows how Bread Financial Holdings, Inc.'s Net Asset Quality Index has evolved across 28 annual periods from 1998 to 2025. As of March 2026, the index stands at 14.9%, representing net assets of $3.33 Billion against total assets of $22.31 Billion USD. See BFH current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Bread Financial Holdings, Inc. (1998–2025)
The table below presents the year-by-year Net Asset Quality Index for Bread Financial Holdings, Inc. from 1998 to 2025, covering 28 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market value of Bread Financial Holdings, Inc..
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 14.7% | $3.33 Billion | $22.66 Billion | $19.34 Billion | ▲ +1.4 pp |
| 2024 | 13.3% | $3.05 Billion | $22.89 Billion | $19.84 Billion | ▲ +0.7 pp |
| 2023 | 12.6% | $2.92 Billion | $23.14 Billion | $20.22 Billion | ▲ +3.7 pp |
| 2022 | 8.9% | $2.27 Billion | $25.41 Billion | $23.14 Billion | ▼ -0.7 pp |
| 2021 | 9.6% | $2.09 Billion | $21.75 Billion | $19.66 Billion | ▲ +2.8 pp |
| 2020 | 6.7% | $1.52 Billion | $22.55 Billion | $21.03 Billion | ▲ +0.6 pp |
| 2019 | 6.1% | $1.62 Billion | $26.49 Billion | $24.87 Billion | ▼ -1.6 pp |
| 2018 | 7.7% | $2.33 Billion | $30.39 Billion | $28.06 Billion | ▲ +1.6 pp |
| 2017 | 6.0% | $1.86 Billion | $30.68 Billion | $28.83 Billion | ▼ -0.5 pp |
| 2016 | 6.5% | $1.66 Billion | $25.51 Billion | $23.86 Billion | ▼ -3.2 pp |
| 2015 | 9.7% | $2.18 Billion | $22.35 Billion | $20.17 Billion | ▼ -3.2 pp |
| 2014 | 13.0% | $2.63 Billion | $20.26 Billion | $17.63 Billion | ▲ +6.5 pp |
| 2013 | 6.5% | $855.76 Million | $13.24 Billion | $12.39 Billion | ▲ +2.1 pp |
| 2012 | 4.4% | $528.49 Million | $12.00 Billion | $11.47 Billion | ▲ +2.4 pp |
| 2011 | 2.0% | $175.97 Million | $8.98 Billion | $8.80 Billion | ▲ +1.7 pp |
| 2010 | 0.3% | $23.09 Million | $8.27 Billion | $8.25 Billion | ▼ -4.9 pp |
| 2009 | 5.2% | $272.78 Million | $5.23 Billion | $4.95 Billion | ▼ -7.4 pp |
| 2008 | 12.6% | $547.30 Million | $4.34 Billion | $3.79 Billion | ▼ -16.2 pp |
| 2007 | 28.8% | $1.20 Billion | $4.16 Billion | $2.97 Billion | ▼ -2.7 pp |
| 2006 | 31.5% | $1.07 Billion | $3.40 Billion | $2.33 Billion | ▼ 0.0 pp |
| 2005 | 31.5% | $921.11 Million | $2.93 Billion | $2.00 Billion | ▼ -7.4 pp |
| 2004 | 38.9% | $870.52 Million | $2.24 Billion | $1.37 Billion | ▲ +1.3 pp |
| 2003 | 37.6% | $702.33 Million | $1.87 Billion | $1.17 Billion | ▲ +0.1 pp |
| 2002 | 37.5% | $542.56 Million | $1.45 Billion | $905.80 Million | ▲ +3.2 pp |
| 2001 | 34.2% | $505.73 Million | $1.48 Billion | $971.49 Million | ▲ +8.7 pp |
| 2000 | 25.5% | $362.39 Million | $1.42 Billion | $1.06 Billion | ▲ +5.5 pp |
| 1999 | 20.0% | $260.07 Million | $1.30 Billion | $1.04 Billion | ▼ -7.0 pp |
| 1998 | 27.0% | $294.81 Million | $1.09 Billion | $796.20 Million | — |