Bread Financial Holdings, Inc. (BFH) — Free Cash Flow Generation Index
Bread Financial Holdings, Inc. (BFH) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of $487.00 Million represents 1% of operating cash flow ($487.00 Million). See Bread Financial Holdings, Inc. working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Bread Financial Holdings, Inc. Free Cash Flow Generation Index (1998–2025)
Historical FCF Generation Index trend for Bread Financial Holdings, Inc. across 28 annual periods. Explore BFH cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Bread Financial Holdings, Inc. (1998–2025)
Year-by-year Free Cash Flow Generation Index for Bread Financial Holdings, Inc.. For the full company profile including market capitalisation, see BFH market cap overview.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.00x | $2.09 Billion | $2.09 Billion | $24.00 Million | ▲ +0.0% |
| 2024 | 1.00x | $1.86 Billion | $1.86 Billion | $36.00 Million | ▲ +0.0% |
| 2023 | 1.00x | $1.99 Billion | $1.99 Billion | $48.00 Million | ▲ +3.8% |
| 2022 | 0.96x | $1.78 Billion | $1.85 Billion | $68.00 Million | ▲ +1.9% |
| 2021 | 0.95x | $1.46 Billion | $1.54 Billion | $84.00 Million | ▼ -2.7% |
| 2020 | 0.97x | $1.83 Billion | $1.88 Billion | $54.00 Million | ▲ +10.0% |
| 2019 | 0.88x | $1.08 Billion | $1.22 Billion | $142.30 Million | ▼ -4.8% |
| 2018 | 0.93x | $2.56 Billion | $2.75 Billion | $199.80 Million | ▲ +1.5% |
| 2017 | 0.91x | $2.38 Billion | $2.61 Billion | $225.40 Million | ▲ +1.4% |
| 2016 | 0.90x | $1.88 Billion | $2.09 Billion | $207.00 Million | ▲ +2.1% |
| 2015 | 0.88x | $1.44 Billion | $1.63 Billion | $191.70 Million | ▲ +0.0% |
| 2014 | 0.88x | $1.19 Billion | $1.34 Billion | $158.70 Million | ▲ +2.1% |
| 2013 | 0.86x | $857.10 Million | $992.50 Million | $135.40 Million | ▼ -3.8% |
| 2012 | 0.90x | $1.02 Billion | $1.13 Billion | $116.40 Million | ▼ -3.2% |
| 2011 | 0.93x | $937.85 Million | $1.01 Billion | $73.50 Million | ▲ +0.4% |
| 2010 | 0.92x | $833.90 Million | $902.70 Million | $68.80 Million | ▲ +8.4% |
| 2009 | 0.85x | $305.44 Million | $358.41 Million | $52.97 Million | ▼ -4.3% |
| 2008 | 0.89x | $401.46 Million | $451.02 Million | $49.56 Million | ▲ +11.8% |
| 2007 | 0.80x | $454.87 Million | $571.52 Million | $116.65 Million | ▲ +1.3% |
| 2006 | 0.79x | $368.43 Million | $468.78 Million | $100.35 Million | ▲ +98.5% |
| 2005 | 0.40x | $43.18 Million | $109.08 Million | $65.90 Million | ▼ -54.1% |
| 2004 | 0.86x | $304.74 Million | $353.07 Million | $48.33 Million | ▲ +37.7% |
| 2003 | 0.63x | $78.85 Million | $125.80 Million | $46.95 Million | ▼ -4.2% |
| 2002 | 0.65x | $80.19 Million | $122.57 Million | $42.38 Million | ▼ -16.6% |
| 2001 | 0.78x | $133.04 Million | $169.68 Million | $36.64 Million | ▲ +26.4% |
| 2000 | 0.62x | $54.10 Million | $87.18 Million | $33.08 Million | ▼ -37.9% |
| 1999 | 1.00x | $251.64 Million | $251.64 Million | $0.00 | ▲ +0.0% |
| 1998 | 1.00x | $9.31 Million | $9.31 Million | $0.00 | — |