Bread Financial Holdings, Inc. (BFH) — Free Cash Flow Generation Index
Bread Financial Holdings, Inc. (BFH) has a Free Cash Flow Generation Index of 1.00x as of March 2026. Free cash flow of $487.00 Million represents 1% of operating cash flow ($487.00 Million). Read how much debt does Bread Financial Holdings, Inc. carry for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Bread Financial Holdings, Inc. Free Cash Flow Generation Index (1998–2025)
Historical FCF Generation Index trend for Bread Financial Holdings, Inc. across 28 annual periods. Explore capital reinvestment ratio of Bread Financial Holdings, Inc. to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Bread Financial Holdings, Inc. (1998–2025)
Year-by-year Free Cash Flow Generation Index for Bread Financial Holdings, Inc.. For the full company profile including market capitalisation, see Bread Financial Holdings, Inc. market cap and net worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.00x | $2.09 Billion | $2.09 Billion | $24.00 Million | ▲ +0.0% |
| 2024 | 1.00x | $1.86 Billion | $1.86 Billion | $36.00 Million | ▲ +0.0% |
| 2023 | 1.00x | $1.99 Billion | $1.99 Billion | $48.00 Million | ▲ +3.8% |
| 2022 | 0.96x | $1.78 Billion | $1.85 Billion | $68.00 Million | ▲ +1.9% |
| 2021 | 0.95x | $1.46 Billion | $1.54 Billion | $84.00 Million | ▼ -2.7% |
| 2020 | 0.97x | $1.83 Billion | $1.88 Billion | $54.00 Million | ▲ +10.0% |
| 2019 | 0.88x | $1.08 Billion | $1.22 Billion | $142.30 Million | ▼ -4.8% |
| 2018 | 0.93x | $2.56 Billion | $2.75 Billion | $199.80 Million | ▲ +1.5% |
| 2017 | 0.91x | $2.38 Billion | $2.61 Billion | $225.40 Million | ▲ +1.4% |
| 2016 | 0.90x | $1.88 Billion | $2.09 Billion | $207.00 Million | ▲ +2.1% |
| 2015 | 0.88x | $1.44 Billion | $1.63 Billion | $191.70 Million | ▲ +0.0% |
| 2014 | 0.88x | $1.19 Billion | $1.34 Billion | $158.70 Million | ▲ +2.1% |
| 2013 | 0.86x | $857.10 Million | $992.50 Million | $135.40 Million | ▼ -3.8% |
| 2012 | 0.90x | $1.02 Billion | $1.13 Billion | $116.40 Million | ▼ -3.2% |
| 2011 | 0.93x | $937.85 Million | $1.01 Billion | $73.50 Million | ▲ +0.4% |
| 2010 | 0.92x | $833.90 Million | $902.70 Million | $68.80 Million | ▲ +8.4% |
| 2009 | 0.85x | $305.44 Million | $358.41 Million | $52.97 Million | ▼ -4.3% |
| 2008 | 0.89x | $401.46 Million | $451.02 Million | $49.56 Million | ▲ +11.8% |
| 2007 | 0.80x | $454.87 Million | $571.52 Million | $116.65 Million | ▲ +1.3% |
| 2006 | 0.79x | $368.43 Million | $468.78 Million | $100.35 Million | ▲ +98.5% |
| 2005 | 0.40x | $43.18 Million | $109.08 Million | $65.90 Million | ▼ -54.1% |
| 2004 | 0.86x | $304.74 Million | $353.07 Million | $48.33 Million | ▲ +37.7% |
| 2003 | 0.63x | $78.85 Million | $125.80 Million | $46.95 Million | ▼ -4.2% |
| 2002 | 0.65x | $80.19 Million | $122.57 Million | $42.38 Million | ▼ -16.6% |
| 2001 | 0.78x | $133.04 Million | $169.68 Million | $36.64 Million | ▲ +26.4% |
| 2000 | 0.62x | $54.10 Million | $87.18 Million | $33.08 Million | ▼ -37.9% |
| 1999 | 1.00x | $251.64 Million | $251.64 Million | $0.00 | ▲ +0.0% |
| 1998 | 1.00x | $9.31 Million | $9.31 Million | $0.00 | — |