Santander Bank Polska S.A. Cash Flow Reinvestment Rate
Santander Bank Polska S.A. cash flow reinvestment rate. Santander Bank Polska S.A. (SPL) has a Cash Flow Reinvestment Rate of 1.44x as of December 2025, reinvesting zł6.57 Billion (capex zł345.51 Million plus investments zł-6.23 Billion) from operating cash flow of zł4.58 Billion. Explore Santander Bank Polska S.A. cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of Santander Bank Polska S.A. (2002–2025)
Cash flow reinvestment rate of Santander Bank Polska S.A. from 2002 to 2025. Historical reinvestment intensity for Santander Bank Polska S.A. across 19 annual periods. Explore SPL capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Santander Bank Polska S.A. Cash Flow Reinvestment Rate by Year (2002–2025)
Santander Bank Polska S.A. cash flow reinvestment rate by year from 2002 to 2025. Year-by-year capital reinvestment analysis for Santander Bank Polska S.A.. For the full cash flow conversion analysis, see cash efficiency ratio of Santander Bank Polska S.A..
| Year | Reinvestment Rate | Total Reinvested (PLN) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.23x | zł13.11 Billion | zł10.65 Billion | zł640.48 Million | ▼ -40.7% |
| 2024 | 2.07x | zł6.65 Billion | zł3.20 Billion | zł632.69 Million | ▲ +41.2% |
| 2022 | 1.47x | zł12.82 Billion | zł8.73 Billion | zł449.04 Million | ▲ +120.0% |
| 2021 | 0.67x | zł6.67 Billion | zł9.99 Billion | zł424.36 Million | ▼ -41.6% |
| 2020 | 1.14x | zł23.86 Billion | zł20.87 Billion | zł388.99 Million | ▼ -26.2% |
| 2019 | 1.55x | zł5.64 Billion | zł3.64 Billion | zł450.84 Million | ▲ +175.2% |
| 2018 | 0.56x | zł6.28 Billion | zł11.16 Billion | zł581.19 Million | ▲ +189.4% |
| 2016 | 0.19x | zł353.98 Million | zł1.82 Billion | zł353.98 Million | ▲ +185.2% |
| 2014 | 0.07x | zł307.79 Million | zł4.52 Billion | zł307.79 Million | ▼ -89.5% |
| 2013 | 0.65x | zł173.81 Million | zł266.64 Million | zł173.81 Million | ▲ +866.9% |
| 2011 | 0.07x | zł118.61 Million | zł1.76 Billion | zł118.61 Million | ▲ +32.0% |
| 2010 | 0.05x | zł69.53 Million | zł1.36 Billion | zł69.53 Million | ▼ -88.2% |
| 2009 | 0.43x | zł90.85 Million | zł210.19 Million | zł90.85 Million | ▲ +564.3% |
| 2008 | 0.07x | zł255.76 Million | zł3.93 Billion | zł255.76 Million | ▲ +23.0% |
| 2007 | 0.05x | zł143.56 Million | zł2.71 Billion | zł143.56 Million | ▲ +17.5% |
| 2006 | 0.05x | zł89.06 Million | zł1.98 Billion | zł89.06 Million | — |
| 2005 | 0.00x | zł0.00 | zł545.91 Million | zł0.00 | — |
| 2003 | 0.00x | zł0.00 | zł128.87 Million | zł0.00 | — |
| 2002 | 0.00x | zł0.00 | zł272.69 Million | zł0.00 | — |