Santander Bank Polska S.A. (SPL) — Defensive Interval Ratio
Santander Bank Polska S.A. (SPL) has a Defensive Interval Ratio of 0 days as of June 2025. Defensive assets of zł73.78 Million (cash zł-, short-term investments zł-, receivables zł73.78 Million) cover 0 days of daily cash needs of zł611.11 Million/day. Check how tangible is Santander Bank Polska S.A.'s equity to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Santander Bank Polska S.A. Defensive Interval Ratio (2012–2024)
This chart shows how Santander Bank Polska S.A.'s Defensive Interval Ratio has evolved across 12 annual periods from 2012 to 2024. As of June 2025, the ratio stands at 0 days, meaning defensive assets of zł73.78 Million can fund 0 days of operations without new revenue. Also explore Santander Bank Polska S.A. (SPL) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Santander Bank Polska S.A. (2012–2024)
The table below presents the year-by-year Defensive Interval Ratio for Santander Bank Polska S.A. from 2012 to 2024, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Santander Bank Polska S.A. market cap and net worth.
| Year | DIR (days) | Defensive Assets (PLN) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 25 days | zł16.27 Billion | zł640.87 Million/day | zł- | zł13.75 Billion | ▲ +31 days |
| 2023 | -6 days | zł-2.60 Billion | zł426.72 Million/day | zł- | zł-2.60 Billion | ▼ -291 days |
| 2022 | 285 days | zł999.23 Million | zł3.51 Million/day | zł- | zł- | ▲ +24 days |
| 2021 | 261 days | zł1.18 Billion | zł4.53 Million/day | zł- | zł- | ▲ +6 days |
| 2020 | 255 days | zł719.87 Million | zł2.83 Million/day | zł- | zł- | ▼ -175 days |
| 2019 | 429 days | zł791.57 Million | zł1.84 Million/day | zł- | zł- | ▲ +100 days |
| 2018 | 329 days | zł897.70 Million | zł2.73 Million/day | zł- | zł- | ▼ -185 days |
| 2017 | 514 days | zł756.66 Million | zł1.47 Million/day | zł- | zł- | ▲ +156 days |
| 2015 | 358 days | zł360.86 Million | zł1.01 Million/day | zł- | zł- | ▼ -734 days |
| 2014 | 1092 days | zł1.14 Billion | zł1.04 Million/day | zł- | zł- | ▼ -424 days |
| 2013 | 1516 days | zł1.17 Billion | zł769.71K/day | zł- | zł- | ▲ +906 days |
| 2012 | 609 days | zł524.59 Million | zł860.72K/day | zł- | zł- | — |