Santander Bank Polska S.A. (SPL) — Defensive Interval Ratio

Latest as of June 2025: 0 days

Santander Bank Polska S.A. (SPL) has a Defensive Interval Ratio of 0 days as of June 2025. Defensive assets of zł73.78 Million (cash zł-, short-term investments zł-, receivables zł73.78 Million) cover 0 days of daily cash needs of zł611.11 Million/day. See how liquid is Santander Bank Polska S.A.'s working capital to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

0 days
Days of operational coverage

Defensive Assets

zł73.78 Million
Cash + ST Investments + Receivables

Daily Cash Need

zł611.11 Million
Current Liabilities ÷ 365

Current Liabilities

zł223.05 Billion
PLN

Santander Bank Polska S.A. Defensive Interval Ratio (2012–2024)

This chart shows how Santander Bank Polska S.A.'s Defensive Interval Ratio has evolved across 12 annual periods from 2012 to 2024. As of June 2025, the ratio stands at 0 days, meaning defensive assets of zł73.78 Million can fund 0 days of operations without new revenue. See Santander Bank Polska S.A. (SPL) net asset quality to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Santander Bank Polska S.A. (2012–2024)

The table below presents the year-by-year Defensive Interval Ratio for Santander Bank Polska S.A. from 2012 to 2024, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Santander Bank Polska S.A..

Year DIR (days) Defensive Assets (PLN) Daily Cash Need Cash ST Investments Change (days)
2024 25 days zł16.27 Billion zł640.87 Million/day zł- zł13.75 Billion ▲ +31 days
2023 -6 days zł-2.60 Billion zł426.72 Million/day zł- zł-2.60 Billion ▼ -291 days
2022 285 days zł999.23 Million zł3.51 Million/day zł- zł- ▲ +24 days
2021 261 days zł1.18 Billion zł4.53 Million/day zł- zł- ▲ +6 days
2020 255 days zł719.87 Million zł2.83 Million/day zł- zł- ▼ -175 days
2019 429 days zł791.57 Million zł1.84 Million/day zł- zł- ▲ +100 days
2018 329 days zł897.70 Million zł2.73 Million/day zł- zł- ▼ -185 days
2017 514 days zł756.66 Million zł1.47 Million/day zł- zł- ▲ +156 days
2015 358 days zł360.86 Million zł1.01 Million/day zł- zł- ▼ -734 days
2014 1092 days zł1.14 Billion zł1.04 Million/day zł- zł- ▼ -424 days
2013 1516 days zł1.17 Billion zł769.71K/day zł- zł- ▲ +906 days
2012 609 days zł524.59 Million zł860.72K/day zł- zł- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)