Santander Bank Polska S.A. Free Cash Flow Generation Index

Latest as of December 2025: 0.92x

Santander Bank Polska S.A. free cash flow generation index. Santander Bank Polska S.A. (SPL) has a Free Cash Flow Generation Index of 0.92x as of December 2025. Free cash flow of zł4.23 Billion represents 1% of operating cash flow (zł4.58 Billion).

FCF Generation Index

0.92x
Free Cash Flow / Operating CF

Free Cash Flow

zł4.23 Billion
PLN

Operating Cash Flow

zł4.58 Billion
PLN

Capital Expenditures

zł345.51 Million
PLN

Free Cash Flow Generation Index of Santander Bank Polska S.A. (2002–2025)

Free cash flow generation index of Santander Bank Polska S.A. from 2002 to 2025. Historical FCF Generation Index trend for Santander Bank Polska S.A. across 19 annual periods. See SPL free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.

Santander Bank Polska S.A. Free Cash Flow Generation Index by Year (2002–2025)

Santander Bank Polska S.A. free cash flow generation index by year from 2002 to 2025. Year-by-year Free Cash Flow Generation Index for Santander Bank Polska S.A.. For the full cash flow conversion analysis, see Santander Bank Polska S.A. (SPL) cash flow conversion.

Year FCG Index Free Cash Flow (PLN) Operating CF Capital Expenditures YoY Change
2025 0.94x zł10.01 Billion zł10.65 Billion zł640.48 Million ▲ +17.1%
2024 0.80x zł2.57 Billion zł3.20 Billion zł632.69 Million ▼ -15.4%
2022 0.95x zł8.28 Billion zł8.73 Billion zł449.04 Million ▼ -0.9%
2021 0.96x zł9.56 Billion zł9.99 Billion zł424.36 Million ▼ -2.4%
2020 0.98x zł20.48 Billion zł20.87 Billion zł388.99 Million ▲ +12.0%
2019 0.88x zł3.19 Billion zł3.64 Billion zł450.84 Million ▼ -7.6%
2018 0.95x zł10.58 Billion zł11.16 Billion zł581.19 Million ▲ +17.7%
2016 0.81x zł1.47 Billion zł1.82 Billion zł353.98 Million ▼ -13.5%
2014 0.93x zł4.21 Billion zł4.52 Billion zł307.79 Million ▲ +167.7%
2013 0.35x zł92.83 Million zł266.64 Million zł173.81 Million ▼ -62.7%
2011 0.93x zł1.64 Billion zł1.76 Billion zł118.61 Million ▼ -1.7%
2010 0.95x zł1.29 Billion zł1.36 Billion zł69.53 Million ▲ +67.1%
2009 0.57x zł119.34 Million zł210.19 Million zł90.85 Million ▼ -39.3%
2008 0.93x zł3.68 Billion zł3.93 Billion zł255.76 Million ▼ -1.3%
2007 0.95x zł2.57 Billion zł2.71 Billion zł143.56 Million ▼ -0.8%
2006 0.95x zł1.89 Billion zł1.98 Billion zł89.06 Million ▼ -4.5%
2005 1.00x zł545.91 Million zł545.91 Million zł0.00 ▲ +0.0%
2003 1.00x zł128.87 Million zł128.87 Million zł0.00 ▲ +0.0%
2002 1.00x zł272.69 Million zł272.69 Million zł0.00 —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).