Santander Bank Polska S.A. (SPL) — Working Capital to Net Assets Ratio
Santander Bank Polska S.A. (SPL) has a Working Capital to Net Assets ratio of -630.6% as of June 2025. Working capital of zł-209.36 Billion (current assets of zł13.69 Billion minus current liabilities of zł223.05 Billion) is measured against net assets of zł33.20 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See Santander Bank Polska S.A. balance sheet quality to measure how much of total assets are equity-financed.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Santander Bank Polska S.A. Working Capital to Net Assets (2012–2024)
This chart shows how Santander Bank Polska S.A.'s Working Capital to Net Assets ratio has evolved across 13 annual periods from 2012 to 2024. As of June 2025, the ratio stands at -630.6%, reflecting working capital of zł-209.36 Billion against net assets of zł33.20 Billion PLN. Check Santander Bank Polska S.A. tangible book value ratio to evaluate the tangible quality of the company's equity base.
Annual Working Capital to Net Assets for Santander Bank Polska S.A. (2012–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Santander Bank Polska S.A. from 2012 to 2024, covering 13 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market value of Santander Bank Polska S.A..
| Year | WC/NA Ratio | Working Capital (PLN) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -594.0% | zł-204.57 Billion | zł34.44 Billion | zł29.35 Billion | zł233.92 Billion | ▼ -158.5 pp |
| 2023 | -435.4% | zł-146.70 Billion | zł33.69 Billion | zł9.05 Billion | zł155.75 Billion | ▼ -479.5 pp |
| 2022 | 44.0% | zł13.26 Billion | zł30.12 Billion | zł14.54 Billion | zł1.28 Billion | ▲ +5.7 pp |
| 2021 | 38.3% | zł10.42 Billion | zł27.21 Billion | zł12.08 Billion | zł1.65 Billion | ▲ +10.2 pp |
| 2020 | 28.1% | zł8.05 Billion | zł28.66 Billion | zł9.08 Billion | zł1.03 Billion | ▼ -8.1 pp |
| 2019 | 36.2% | zł9.76 Billion | zł26.98 Billion | zł10.43 Billion | zł672.84 Million | ▼ -3.8 pp |
| 2018 | 40.0% | zł10.66 Billion | zł26.67 Billion | zł11.66 Billion | zł995.15 Million | ▲ +15.1 pp |
| 2017 | 24.9% | zł5.80 Billion | zł23.34 Billion | zł6.34 Billion | zł537.39 Million | ▼ -11.7 pp |
| 2016 | 36.6% | zł7.69 Billion | zł21.02 Billion | zł8.23 Billion | zł537.32 Million | ▼ -8.7 pp |
| 2015 | 45.3% | zł9.32 Billion | zł20.57 Billion | zł9.69 Billion | zł367.72 Million | ▼ -9.1 pp |
| 2014 | 54.5% | zł9.83 Billion | zł18.05 Billion | zł10.21 Billion | zł380.58 Million | ▲ +5.5 pp |
| 2013 | 49.0% | zł7.09 Billion | zł14.48 Billion | zł7.37 Billion | zł280.94 Million | ▼ -5.8 pp |
| 2012 | 54.8% | zł4.92 Billion | zł8.98 Billion | zł5.23 Billion | zł314.16 Million | — |