Santander Bank Polska S.A. (SPL) - Total Liabilities
Based on the latest financial reports, Santander Bank Polska S.A. (SPL) has total liabilities worth zł272.64 Billion PLN (≈ $75.04 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. See Santander Bank Polska S.A. (SPL) liquidity interval to measure how many days the company can operate on defensive assets alone.
Santander Bank Polska S.A. - Total Liabilities Trend (2002–2025)
This chart illustrates how Santander Bank Polska S.A.'s total liabilities have evolved over time, based on quarterly financial data. Check asset resilience ratio of Santander Bank Polska S.A. to evaluate the company's liquid asset resilience ratio.
Santander Bank Polska S.A. Competitors by Total Liabilities
The table below lists competitors of Santander Bank Polska S.A. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
IHH Healthcare Bhd
KLSE:5225
|
Malaysia | RM23.52 Billion |
|
Tractor Supply Company
NASDAQ:TSCO
|
USA | $9.53 Billion |
|
KON. KPN NV ADR/1 O.N.
F:KPNB
|
Germany | €8.98 Billion |
|
Aluminum Corp of China Ltd
SHG:601600
|
China | CN¥100.94 Billion |
|
Valterra Platinum Limited
JSE:VAL
|
South Africa | ZAC77.22 Billion |
|
Samvardhana Motherson International Limited
NSE:MOTHERSON
|
India | Rs668.36 Billion |
|
Banco Comercial Portugues
LS:BCP
|
Portugal | €105.24 Billion |
|
Yankuang Energy Group Co Ltd
SHG:600188
|
China | CN¥313.84 Billion |
Liability Composition Analysis (2002–2025)
This chart breaks down Santander Bank Polska S.A.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see Santander Bank Polska S.A. asset portfolio.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 7.70 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.88 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Santander Bank Polska S.A.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Santander Bank Polska S.A. (2002–2025)
The table below shows the annual total liabilities of Santander Bank Polska S.A. from 2002 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | zł272.64 Billion ≈ $75.04 Billion |
+1.00% |
| 2024-12-31 | zł269.93 Billion ≈ $74.29 Billion |
+11.10% |
| 2023-12-31 | zł242.96 Billion ≈ $66.87 Billion |
+6.07% |
| 2022-12-31 | zł229.05 Billion ≈ $63.04 Billion |
+5.23% |
| 2021-12-31 | zł217.66 Billion ≈ $59.90 Billion |
+8.48% |
| 2020-12-31 | zł200.65 Billion ≈ $55.22 Billion |
+9.95% |
| 2019-12-31 | zł182.50 Billion ≈ $50.23 Billion |
+1.85% |
| 2018-12-31 | zł179.18 Billion ≈ $49.31 Billion |
+38.55% |
| 2017-12-31 | zł129.33 Billion ≈ $35.59 Billion |
+0.19% |
| 2016-12-31 | zł129.08 Billion ≈ $35.53 Billion |
+8.34% |
| 2015-12-31 | zł119.14 Billion ≈ $32.79 Billion |
+2.31% |
| 2014-12-31 | zł116.45 Billion ≈ $32.05 Billion |
+27.12% |
| 2013-12-31 | zł91.61 Billion ≈ $25.21 Billion |
+79.47% |
| 2012-12-31 | zł51.04 Billion ≈ $14.05 Billion |
-2.57% |
| 2011-12-31 | zł52.39 Billion ≈ $14.42 Billion |
+12.96% |
| 2010-12-31 | zł46.38 Billion ≈ $12.76 Billion |
-3.38% |
| 2009-12-31 | zł48.00 Billion ≈ $13.21 Billion |
-8.82% |
| 2008-12-31 | zł52.65 Billion ≈ $14.49 Billion |
+14815.50% |
| 2007-12-31 | zł352.96 Million ≈ $97.14 Million |
-45.39% |
| 2006-12-31 | zł646.34 Million ≈ $177.88 Million |
-97.53% |
| 2005-12-31 | zł26.17 Billion ≈ $7.20 Billion |
+6.65% |
| 2004-12-31 | zł24.54 Billion ≈ $6.75 Billion |
+4.68% |
| 2003-12-31 | zł23.44 Billion ≈ $6.45 Billion |
-3.08% |
| 2002-12-31 | zł24.18 Billion ≈ $6.66 Billion |
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About Santander Bank Polska S.A.
Erste Bank Polska S.A. provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. The company offers personal account, savings accounts and term deposits, currencies, internet and mobile banking, and contactless payments, and debit and credit solutions. It also provides consumer loans and home mortgages; mu… Read more