Earlypay Ltd (EPY) — Cash Flow-to-Debt Ratio
Earlypay Ltd (EPY) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of AU$2.77 Million could theoretically repay 0% of its total liabilities (AU$249.57 Million) in one year. Check Earlypay Ltd investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Earlypay Ltd Cash Flow-to-Debt Ratio (2010–2025)
Historical debt coverage capacity for Earlypay Ltd across 16 annual periods. Also explore Earlypay Ltd balance sheet assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Earlypay Ltd (2010–2025)
Year-by-year debt coverage analysis for Earlypay Ltd. For market capitalisation and broader financial context, see Earlypay Ltd (EPY) total market value.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | AU$9.12 Million | AU$240.56 Million | ▼ -1.9% |
| 2024 | 0.04x | AU$9.33 Million | AU$241.43 Million | ▲ +20.4% |
| 2023 | 0.03x | AU$9.21 Million | AU$286.81 Million | ▲ +3.3% |
| 2022 | 0.03x | AU$12.68 Million | AU$407.74 Million | ▲ +105.4% |
| 2021 | 0.02x | AU$4.81 Million | AU$317.92 Million | ▲ +133.4% |
| 2020 | 0.01x | AU$1.83 Million | AU$282.59 Million | ▼ -87.8% |
| 2019 | 0.05x | AU$10.92 Million | AU$206.35 Million | ▲ +79.7% |
| 2018 | 0.03x | AU$6.49 Million | AU$220.43 Million | ▲ +139.4% |
| 2017 | -0.07x | AU$-10.83 Million | AU$145.05 Million | ▲ +72.0% |
| 2016 | -0.27x | AU$-37.83 Million | AU$141.99 Million | ▼ -49.1% |
| 2015 | -0.18x | AU$-10.09 Million | AU$56.48 Million | ▼ -22.2% |
| 2014 | -0.15x | AU$-3.20 Million | AU$21.88 Million | ▼ -66.0% |
| 2013 | -0.09x | AU$-1.15 Million | AU$13.09 Million | ▼ -279.4% |
| 2012 | 0.05x | AU$539.17K | AU$10.98 Million | ▲ +24.3% |
| 2011 | 0.04x | AU$173.54K | AU$4.40 Million | ▼ -87.7% |
| 2010 | 0.32x | AU$1.69 Million | AU$5.26 Million | — |