Earlypay Ltd (EPY) — Cash Flow-to-Debt Ratio

Latest as of June 2026: 0.02x

Earlypay Ltd (EPY) has a Cash Flow-to-Debt Ratio of 0.02x as of June 2026, meaning its operating cash flow of AU$4.79 Million could theoretically repay 0% of its total liabilities (AU$296.91 Million) in one year. See financial flexibility index of Earlypay Ltd to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.02x
Operating CF / Total Liabilities

Operating Cash Flow

AU$4.79 Million
AUD

Total Liabilities

AU$296.91 Million
AUD

Data as of

Jun 2026
Most recent filing

Earlypay Ltd Cash Flow-to-Debt Ratio (2010–2026)

Historical debt coverage capacity for Earlypay Ltd across 17 annual periods. For the full cash flow conversion analysis, see EPY operating cash flow.

Annual Cash Flow-to-Debt Ratio for Earlypay Ltd (2010–2026)

Year-by-year debt coverage analysis for Earlypay Ltd. Check EPY cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (AUD) Total Liabilities YoY Change
2026 0.03x AU$7.56 Million AU$296.91 Million ▼ -32.9%
2025 0.04x AU$9.12 Million AU$240.56 Million ▼ -1.9%
2024 0.04x AU$9.33 Million AU$241.43 Million ▲ +20.4%
2023 0.03x AU$9.21 Million AU$286.81 Million ▲ +3.3%
2022 0.03x AU$12.68 Million AU$407.74 Million ▲ +105.4%
2021 0.02x AU$4.81 Million AU$317.92 Million ▲ +133.4%
2020 0.01x AU$1.83 Million AU$282.59 Million ▼ -87.8%
2019 0.05x AU$10.92 Million AU$206.35 Million ▲ +79.7%
2018 0.03x AU$6.49 Million AU$220.43 Million ▲ +139.4%
2017 -0.07x AU$-10.83 Million AU$145.05 Million ▲ +72.0%
2016 -0.27x AU$-37.83 Million AU$141.99 Million ▼ -49.1%
2015 -0.18x AU$-10.09 Million AU$56.48 Million ▼ -22.2%
2014 -0.15x AU$-3.20 Million AU$21.88 Million ▼ -66.0%
2013 -0.09x AU$-1.15 Million AU$13.09 Million ▼ -279.4%
2012 0.05x AU$539.17K AU$10.98 Million ▲ +24.3%
2011 0.04x AU$173.54K AU$4.40 Million ▼ -87.7%
2010 0.32x AU$1.69 Million AU$5.26 Million —
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.