Earlypay Ltd (EPY) — Cash Flow-to-Debt Ratio
Earlypay Ltd (EPY) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of AU$2.77 Million could theoretically repay 0% of its total liabilities (AU$249.57 Million) in one year. See EPY FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Earlypay Ltd Cash Flow-to-Debt Ratio (2010–2025)
Historical debt coverage capacity for Earlypay Ltd across 16 annual periods. Also explore net asset growth rate of Earlypay Ltd to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Earlypay Ltd (2010–2025)
Year-by-year debt coverage analysis for Earlypay Ltd. For market capitalisation and broader financial context, see EPY company net worth.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | AU$9.12 Million | AU$240.56 Million | ▼ -1.9% |
| 2024 | 0.04x | AU$9.33 Million | AU$241.43 Million | ▲ +20.4% |
| 2023 | 0.03x | AU$9.21 Million | AU$286.81 Million | ▲ +3.3% |
| 2022 | 0.03x | AU$12.68 Million | AU$407.74 Million | ▲ +105.4% |
| 2021 | 0.02x | AU$4.81 Million | AU$317.92 Million | ▲ +133.4% |
| 2020 | 0.01x | AU$1.83 Million | AU$282.59 Million | ▼ -87.8% |
| 2019 | 0.05x | AU$10.92 Million | AU$206.35 Million | ▲ +79.7% |
| 2018 | 0.03x | AU$6.49 Million | AU$220.43 Million | ▲ +139.4% |
| 2017 | -0.07x | AU$-10.83 Million | AU$145.05 Million | ▲ +72.0% |
| 2016 | -0.27x | AU$-37.83 Million | AU$141.99 Million | ▼ -49.1% |
| 2015 | -0.18x | AU$-10.09 Million | AU$56.48 Million | ▼ -22.2% |
| 2014 | -0.15x | AU$-3.20 Million | AU$21.88 Million | ▼ -66.0% |
| 2013 | -0.09x | AU$-1.15 Million | AU$13.09 Million | ▼ -279.4% |
| 2012 | 0.05x | AU$539.17K | AU$10.98 Million | ▲ +24.3% |
| 2011 | 0.04x | AU$173.54K | AU$4.40 Million | ▼ -87.7% |
| 2010 | 0.32x | AU$1.69 Million | AU$5.26 Million | — |