Earlypay Ltd (EPY) — Defensive Interval Ratio
Earlypay Ltd (EPY) has a Defensive Interval Ratio of 221 days as of December 2025. Defensive assets of AU$150.84 Million (cash AU$-, short-term investments AU$-, receivables AU$150.84 Million) cover 221 days of daily cash needs of AU$681.59K/day. Check Earlypay Ltd (EPY) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Earlypay Ltd Defensive Interval Ratio (2009–2025)
This chart shows how Earlypay Ltd's Defensive Interval Ratio has evolved across 17 annual periods from 2009 to 2025. As of December 2025, the ratio stands at 221 days, meaning defensive assets of AU$150.84 Million can fund 221 days of operations without new revenue. Also explore EPY net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Earlypay Ltd (2009–2025)
The table below presents the year-by-year Defensive Interval Ratio for Earlypay Ltd from 2009 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Earlypay Ltd (EPY) total market value.
| Year | DIR (days) | Defensive Assets (AUD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 406 days | AU$156.07 Million | AU$384.59K/day | AU$- | AU$- | ▲ +18 days |
| 2024 | 387 days | AU$171.98 Million | AU$443.96K/day | AU$- | AU$- | ▼ -112 days |
| 2023 | 499 days | AU$196.84 Million | AU$394.21K/day | AU$- | AU$- | ▲ +214 days |
| 2022 | 285 days | AU$200.78 Million | AU$703.59K/day | AU$- | AU$- | ▼ -41 days |
| 2021 | 327 days | AU$200.41 Million | AU$613.24K/day | AU$- | AU$- | ▼ -84 days |
| 2020 | 410 days | AU$179.59 Million | AU$437.58K/day | AU$- | AU$- | ▼ -35 days |
| 2019 | 445 days | AU$197.07 Million | AU$442.92K/day | AU$- | AU$- | ▼ -36 days |
| 2018 | 481 days | AU$232.10 Million | AU$482.42K/day | AU$15.68 Million | AU$- | ▼ -255 days |
| 2017 | 736 days | AU$145.08 Million | AU$197.02K/day | AU$14.93 Million | AU$0.00 | ▲ +92 days |
| 2016 | 644 days | AU$114.60 Million | AU$177.87K/day | AU$- | AU$- | ▲ +11 days |
| 2015 | 633 days | AU$39.48 Million | AU$62.32K/day | AU$- | AU$- | ▲ +227 days |
| 2014 | 406 days | AU$24.32 Million | AU$59.89K/day | AU$- | AU$- | ▲ +149 days |
| 2013 | 257 days | AU$9.18 Million | AU$35.75K/day | AU$- | AU$- | ▲ +62 days |
| 2012 | 195 days | AU$4.75 Million | AU$24.36K/day | AU$- | AU$- | ▼ -194 days |
| 2011 | 389 days | AU$3.32 Million | AU$8.54K/day | AU$- | AU$- | ▲ +132 days |
| 2010 | 257 days | AU$2.70 Million | AU$10.50K/day | AU$- | AU$- | ▼ -89 days |
| 2009 | 347 days | AU$2.95 Million | AU$8.50K/day | AU$- | AU$- | — |