Earlypay Ltd (EPY) — Financial Flexibility Index

Latest as of June 2026: 0.02x

Earlypay Ltd (EPY) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of AU$4.83 Million (operating CF AU$4.79 Million minus capex AU$38.00K) represents 0% of total liabilities (AU$296.91 Million). Check EPY capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

AU$4.83 Million
Operating CF − Capex

Total Liabilities

AU$296.91 Million
AUD

Capital Expenditures

AU$38.00K
AUD

Earlypay Ltd Financial Flexibility Index (2010–2026)

Historical Financial Flexibility Index trend for Earlypay Ltd across 17 annual periods. For the full cash flow conversion analysis, see Earlypay Ltd operating cash flow efficiency.

Annual Financial Flexibility Index for Earlypay Ltd (2010–2026)

Year-by-year free cash flow to debt coverage for Earlypay Ltd. Explore Earlypay Ltd (EPY) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (AUD) Operating CF Total Liabilities YoY Change
2026 0.03x AU$7.62 Million AU$7.56 Million AU$296.91 Million ▼ -34.7%
2025 0.04x AU$9.45 Million AU$9.12 Million AU$240.56 Million ▼ -9.1%
2024 0.04x AU$10.43 Million AU$9.33 Million AU$241.43 Million ▲ +22.4%
2023 0.04x AU$10.12 Million AU$9.21 Million AU$286.81 Million ▲ +7.3%
2022 0.03x AU$13.41 Million AU$12.68 Million AU$407.74 Million ▲ +99.9%
2021 0.02x AU$5.23 Million AU$4.81 Million AU$317.92 Million ▲ +140.1%
2020 0.01x AU$1.94 Million AU$1.83 Million AU$282.59 Million ▼ -87.3%
2019 0.05x AU$11.09 Million AU$10.92 Million AU$206.35 Million ▲ +78.2%
2018 0.03x AU$6.65 Million AU$6.49 Million AU$220.43 Million ▲ +141.7%
2017 -0.07x AU$-10.49 Million AU$-10.83 Million AU$145.05 Million ▲ +72.8%
2016 -0.27x AU$-37.75 Million AU$-37.83 Million AU$141.99 Million ▼ -50.8%
2015 -0.18x AU$-9.96 Million AU$-10.09 Million AU$56.48 Million ▼ -27.2%
2014 -0.14x AU$-3.03 Million AU$-3.20 Million AU$21.88 Million ▼ -79.3%
2013 -0.08x AU$-1.01 Million AU$-1.15 Million AU$13.09 Million ▼ -207.3%
2012 0.07x AU$791.19K AU$539.17K AU$10.98 Million ▲ +36.1%
2011 0.05x AU$232.67K AU$173.54K AU$4.40 Million ▼ -83.8%
2010 0.33x AU$1.72 Million AU$1.69 Million AU$5.26 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities