Grupo Financiero Galicia S.A. (GGAL) — Cash Flow-to-Debt Ratio
Grupo Financiero Galicia S.A. (GGAL) has a Cash Flow-to-Debt Ratio of -0.04x as of March 2025, meaning its operating cash flow of AR$-1.07 Trillion could theoretically repay 0% of its total liabilities (AR$28.06 Trillion) in one year. See Grupo Financiero Galicia S.A. (GGAL) flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Grupo Financiero Galicia S.A. Cash Flow-to-Debt Ratio (2015–2025)
Historical debt coverage capacity for Grupo Financiero Galicia S.A. across 11 annual periods. For the full cash flow conversion analysis, see Grupo Financiero Galicia S.A. (GGAL) cash conversion ratio.
Annual Cash Flow-to-Debt Ratio for Grupo Financiero Galicia S.A. (2015–2025)
Year-by-year debt coverage analysis for Grupo Financiero Galicia S.A.. Check Grupo Financiero Galicia S.A. cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (ARS) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.04x | AR$-1.61 Trillion | AR$38.01 Trillion | ▼ -131.9% |
| 2024 | 0.13x | AR$3.50 Trillion | AR$26.45 Trillion | ▼ -34.9% |
| 2023 | 0.20x | AR$1.67 Trillion | AR$8.20 Trillion | ▼ -3.2% |
| 2022 | 0.21x | AR$580.22 Billion | AR$2.76 Trillion | ▲ +8.0% |
| 2021 | 0.19x | AR$268.26 Billion | AR$1.38 Trillion | ▲ +158.1% |
| 2020 | 0.08x | AR$66.18 Billion | AR$878.09 Billion | ▼ -74.5% |
| 2019 | 0.30x | AR$168.39 Billion | AR$568.68 Billion | ▲ +529.4% |
| 2018 | 0.05x | AR$23.89 Billion | AR$507.84 Billion | ▲ +132.6% |
| 2017 | -0.14x | AR$-43.48 Billion | AR$301.71 Billion | ▼ -227.9% |
| 2016 | 0.11x | AR$25.01 Billion | AR$221.90 Billion | ▲ +5.4% |
| 2015 | 0.11x | AR$15.62 Billion | AR$146.16 Billion | — |