Grupo Financiero Galicia S.A. (GGAL) — Net Asset Quality Index
Grupo Financiero Galicia S.A. (GGAL) has a Net Asset Quality Index of 17.0% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of AR$45.67 Trillion minus total liabilities of AR$37.91 Trillion yields net assets of AR$7.76 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. Check GGAL asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Grupo Financiero Galicia S.A. Net Asset Quality Index Over Time (2000–2025)
This chart shows how Grupo Financiero Galicia S.A.'s Net Asset Quality Index has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the index stands at 17.0%, representing net assets of AR$7.76 Trillion against total assets of AR$45.67 Trillion ARS. See Grupo Financiero Galicia S.A. (GGAL) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Grupo Financiero Galicia S.A. (2000–2025)
The table below presents the year-by-year Net Asset Quality Index for Grupo Financiero Galicia S.A. from 2000 to 2025, covering 26 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Grupo Financiero Galicia S.A. (GGAL) total market value.
| Year | Quality Index | Net Assets (ARS) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 17.0% | AR$7.77 Trillion | AR$45.78 Trillion | AR$38.01 Trillion | ▼ -1.7 pp |
| 2024 | 18.6% | AR$6.06 Trillion | AR$32.52 Trillion | AR$26.45 Trillion | ▼ -1.1 pp |
| 2023 | 19.7% | AR$2.02 Trillion | AR$10.22 Trillion | AR$8.20 Trillion | ▲ +1.7 pp |
| 2022 | 18.1% | AR$608.88 Billion | AR$3.37 Trillion | AR$2.76 Trillion | ▲ +0.1 pp |
| 2021 | 18.0% | AR$302.57 Billion | AR$1.68 Trillion | AR$1.38 Trillion | ▲ +1.0 pp |
| 2020 | 17.0% | AR$179.86 Billion | AR$1.06 Trillion | AR$878.09 Billion | ▼ 0.0 pp |
| 2019 | 17.0% | AR$116.83 Billion | AR$685.52 Billion | AR$568.68 Billion | ▲ +6.2 pp |
| 2018 | 10.9% | AR$61.85 Billion | AR$569.69 Billion | AR$507.84 Billion | ▼ -0.7 pp |
| 2017 | 11.5% | AR$39.30 Billion | AR$341.01 Billion | AR$301.71 Billion | ▲ +3.1 pp |
| 2016 | 8.4% | AR$20.35 Billion | AR$242.25 Billion | AR$221.90 Billion | ▼ -1.2 pp |
| 2015 | 9.6% | AR$15.59 Billion | AR$161.75 Billion | AR$146.16 Billion | ▼ -0.6 pp |
| 2014 | 10.3% | AR$11.03 Billion | AR$107.31 Billion | AR$96.29 Billion | ▲ +1.2 pp |
| 2013 | 9.1% | AR$7.55 Billion | AR$83.16 Billion | AR$75.61 Billion | ▲ +0.3 pp |
| 2012 | 8.8% | AR$5.57 Billion | AR$63.46 Billion | AR$57.89 Billion | ▲ +0.8 pp |
| 2011 | 8.0% | AR$4.08 Billion | AR$51.19 Billion | AR$47.11 Billion | ▼ 0.0 pp |
| 2010 | 8.0% | AR$2.85 Billion | AR$35.71 Billion | AR$32.86 Billion | ▼ -0.5 pp |
| 2009 | 8.5% | AR$2.34 Billion | AR$27.60 Billion | AR$25.26 Billion | ▲ +0.0 pp |
| 2008 | 8.5% | AR$2.09 Billion | AR$24.74 Billion | AR$22.64 Billion | ▲ +0.3 pp |
| 2007 | 8.2% | AR$1.87 Billion | AR$22.83 Billion | AR$20.96 Billion | ▲ +0.7 pp |
| 2006 | 7.5% | AR$1.78 Billion | AR$23.63 Billion | AR$21.86 Billion | ▲ +0.6 pp |
| 2005 | 6.9% | AR$1.77 Billion | AR$25.64 Billion | AR$23.86 Billion | ▲ +0.0 pp |
| 2004 | 6.9% | AR$1.63 Billion | AR$23.65 Billion | AR$22.02 Billion | ▲ +0.1 pp |
| 2003 | 6.8% | AR$1.56 Billion | AR$22.89 Billion | AR$21.34 Billion | ▼ -0.8 pp |
| 2002 | 7.6% | AR$1.71 Billion | AR$22.53 Billion | AR$20.83 Billion | ▼ -4.5 pp |
| 2001 | 12.1% | AR$1.53 Billion | AR$12.65 Billion | AR$11.13 Billion | ▲ +3.5 pp |
| 2000 | 8.5% | AR$1.43 Billion | AR$16.74 Billion | AR$15.31 Billion | — |