Grupo Financiero Galicia S.A. (GGAL) — Financial Flexibility Index
Grupo Financiero Galicia S.A. (GGAL) has a Financial Flexibility Index of -0.03x as of March 2025. Free cash flow of AR$-972.90 Billion (operating CF AR$-1.07 Trillion minus capex AR$100.64 Billion) represents 0% of total liabilities (AR$28.06 Trillion). Check GGAL cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Grupo Financiero Galicia S.A. Financial Flexibility Index (2015–2025)
Historical Financial Flexibility Index trend for Grupo Financiero Galicia S.A. across 11 annual periods. For the full cash flow conversion analysis, see GGAL operating cash flow.
Annual Financial Flexibility Index for Grupo Financiero Galicia S.A. (2015–2025)
Year-by-year free cash flow to debt coverage for Grupo Financiero Galicia S.A.. Explore how well can Grupo Financiero Galicia S.A. service its debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (ARS) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.04x | AR$-1.36 Trillion | AR$-1.61 Trillion | AR$38.01 Trillion | ▼ -125.5% |
| 2024 | 0.14x | AR$3.72 Trillion | AR$3.50 Trillion | AR$26.45 Trillion | ▼ -33.8% |
| 2023 | 0.21x | AR$1.74 Trillion | AR$1.67 Trillion | AR$8.20 Trillion | ▼ -2.0% |
| 2022 | 0.22x | AR$598.75 Billion | AR$580.22 Billion | AR$2.76 Trillion | ▲ +7.2% |
| 2021 | 0.20x | AR$278.80 Billion | AR$268.26 Billion | AR$1.38 Trillion | ▲ +130.7% |
| 2020 | 0.09x | AR$76.94 Billion | AR$66.18 Billion | AR$878.09 Billion | ▼ -72.2% |
| 2019 | 0.32x | AR$179.22 Billion | AR$168.39 Billion | AR$568.68 Billion | ▲ +441.4% |
| 2018 | 0.06x | AR$29.56 Billion | AR$23.89 Billion | AR$507.84 Billion | ▲ +145.7% |
| 2017 | -0.13x | AR$-38.47 Billion | AR$-43.48 Billion | AR$301.71 Billion | ▼ -209.2% |
| 2016 | 0.12x | AR$25.91 Billion | AR$25.01 Billion | AR$221.90 Billion | ▲ +4.3% |
| 2015 | 0.11x | AR$16.37 Billion | AR$15.62 Billion | AR$146.16 Billion | — |