Pathfinder Bancorp Inc (PBHC) — Cash Flow-to-Debt Ratio
Pathfinder Bancorp Inc (PBHC) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $-427.00K could theoretically repay 0% of its total liabilities ($1.30 Billion) in one year. Explore PBHC long-term investment intensity to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Pathfinder Bancorp Inc Cash Flow-to-Debt Ratio (1996–2025)
Historical debt coverage capacity for Pathfinder Bancorp Inc across 30 annual periods. Also explore PBHC total assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Pathfinder Bancorp Inc (1996–2025)
Year-by-year debt coverage analysis for Pathfinder Bancorp Inc. For market capitalisation and broader financial context, see how much is Pathfinder Bancorp Inc worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $11.68 Million | $1.30 Billion | ▲ +8.1% |
| 2024 | 0.01x | $11.21 Million | $1.35 Billion | ▼ -27.8% |
| 2023 | 0.01x | $15.43 Million | $1.35 Billion | ▼ -32.0% |
| 2022 | 0.02x | $21.73 Million | $1.29 Billion | ▼ -1.7% |
| 2021 | 0.02x | $20.15 Million | $1.17 Billion | ▼ -58.4% |
| 2020 | 0.04x | $46.56 Million | $1.13 Billion | ▲ +409.0% |
| 2019 | 0.01x | $8.12 Million | $1.00 Billion | ▼ -21.7% |
| 2018 | 0.01x | $8.98 Million | $868.66 Million | ▲ +23.9% |
| 2017 | 0.01x | $6.84 Million | $819.53 Million | ▼ -9.4% |
| 2016 | 0.01x | $6.37 Million | $691.11 Million | ▼ -19.3% |
| 2015 | 0.01x | $6.31 Million | $552.45 Million | ▲ +11.9% |
| 2014 | 0.01x | $5.03 Million | $492.23 Million | ▼ -7.9% |
| 2013 | 0.01x | $5.11 Million | $461.08 Million | ▲ +75.1% |
| 2012 | 0.01x | $2.77 Million | $437.05 Million | ▼ -36.1% |
| 2011 | 0.01x | $4.01 Million | $405.14 Million | ▼ -14.7% |
| 2010 | 0.01x | $4.38 Million | $377.95 Million | ▲ +260.8% |
| 2009 | 0.00x | $1.10 Million | $342.45 Million | ▼ -69.4% |
| 2008 | 0.01x | $3.50 Million | $333.26 Million | ▲ +7.3% |
| 2007 | 0.01x | $2.92 Million | $298.99 Million | ▲ +12.2% |
| 2006 | 0.01x | $2.44 Million | $280.53 Million | ▼ -77.4% |
| 2005 | 0.04x | $10.62 Million | $276.02 Million | ▲ +352.9% |
| 2004 | 0.01x | $2.38 Million | $280.21 Million | ▼ -35.9% |
| 2003 | 0.01x | $3.40 Million | $256.16 Million | ▼ -15.7% |
| 2002 | 0.02x | $4.02 Million | $255.83 Million | ▲ +208.3% |
| 2001 | -0.01x | $-3.23 Million | $222.33 Million | ▼ -204.1% |
| 2000 | 0.01x | $2.95 Million | $211.39 Million | ▼ -47.4% |
| 1999 | 0.03x | $5.20 Million | $196.20 Million | ▲ +859.4% |
| 1998 | 0.00x | $500.00K | $181.00 Million | ▼ -82.7% |
| 1997 | 0.02x | $2.77 Million | $173.22 Million | ▲ +15.0% |
| 1996 | 0.01x | $2.35 Million | $168.55 Million | — |