Pathfinder Bancorp Inc (PBHC) — Strategic Asset Allocation Index
Pathfinder Bancorp Inc (PBHC) has a Strategic Asset Allocation Index of 325.0% as of March 2026. Strategic assets (PP&E of $- plus long-term investments of $401.61 Million) total $401.61 Million, measured against net assets of $123.58 Million. A higher index reflects capital-intensive or investment-heavy strategies where strategic assets dominate the equity base. Check Pathfinder Bancorp Inc asset resilience ratio to evaluate the company's liquid asset resilience ratio.
SAAI
Strategic Assets
PP&E
Net Assets
Pathfinder Bancorp Inc Strategic Asset Allocation Index (2000–2025)
This chart shows how Pathfinder Bancorp Inc's Strategic Asset Allocation Index has evolved across 26 annual periods from 2000 to 2025. As of March 2026, the index stands at 325.0%, representing strategic assets of $401.61 Million against net assets of $123.58 Million USD. See Pathfinder Bancorp Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Annual Strategic Asset Allocation Index for Pathfinder Bancorp Inc (2000–2025)
The table below presents the year-by-year Strategic Asset Allocation Index for Pathfinder Bancorp Inc from 2000 to 2025, covering 26 annual filings. Each row shows PP&E, long-term investments, strategic assets combined, net assets, the index percentage, and the change in percentage points compared to the prior year. For the full company profile including market capitalisation, see PBHC market cap.
| Year | SAAI | Strategic Assets (USD) | PP&E | LT Investments | Net Assets | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 341.6% | $413.17 Million | $- | $413.17 Million | $120.97 Million | ▼ -14.1 pp |
| 2024 | 355.7% | $432.09 Million | $- | $432.09 Million | $121.48 Million | ▼ -11.2 pp |
| 2023 | 366.9% | $441.21 Million | $- | $441.21 Million | $120.26 Million | ▲ +19.2 pp |
| 2022 | 347.7% | $387.99 Million | $- | $387.99 Million | $111.58 Million | ▲ +7.9 pp |
| 2021 | 339.9% | $375.99 Million | $23.80 Million | $352.20 Million | $110.63 Million | ▲ +6.4 pp |
| 2020 | 333.4% | $325.84 Million | $24.50 Million | $301.33 Million | $97.72 Million | ▲ +47.0 pp |
| 2019 | 286.5% | $259.74 Million | $25.09 Million | $234.66 Million | $90.67 Million | ▼ -105.5 pp |
| 2018 | 392.0% | $252.65 Million | $20.62 Million | $232.03 Million | $64.46 Million | ▼ -18.7 pp |
| 2017 | 410.6% | $253.45 Million | $16.12 Million | $237.33 Million | $61.72 Million | ▲ +45.0 pp |
| 2016 | 365.6% | $211.78 Million | $15.18 Million | $196.60 Million | $57.93 Million | ▲ +138.9 pp |
| 2015 | 226.7% | $160.50 Million | $14.83 Million | $145.66 Million | $70.81 Million | ▲ +15.0 pp |
| 2014 | 211.7% | $145.60 Million | $13.20 Million | $132.40 Million | $68.79 Million | ▲ +102.7 pp |
| 2013 | 109.0% | $46.56 Million | $11.64 Million | $34.91 Million | $42.71 Million | ▲ +79.3 pp |
| 2012 | 29.7% | $12.11 Million | $10.11 Million | $2.00 Million | $40.75 Million | ▼ -3.8 pp |
| 2011 | 33.6% | $12.70 Million | $10.70 Million | $2.00 Million | $37.84 Million | ▲ +2.7 pp |
| 2010 | 30.8% | $9.43 Million | $9.43 Million | $- | $30.59 Million | ▲ +6.3 pp |
| 2009 | 24.5% | $7.17 Million | $7.17 Million | $- | $29.24 Million | ▼ -13.7 pp |
| 2008 | 38.2% | $7.45 Million | $7.45 Million | $- | $19.50 Million | ▲ +2.2 pp |
| 2007 | 36.0% | $7.81 Million | $7.81 Million | $- | $21.70 Million | ▼ -0.5 pp |
| 2006 | 36.4% | $7.60 Million | $7.60 Million | $- | $20.85 Million | ▼ -1.9 pp |
| 2005 | 38.3% | $8.02 Million | $8.02 Million | $- | $20.93 Million | ▲ +3.6 pp |
| 2004 | 34.7% | $7.58 Million | $7.58 Million | $- | $21.83 Million | ▲ +4.2 pp |
| 2003 | 30.5% | $6.65 Million | $6.65 Million | $- | $21.78 Million | ▲ +6.3 pp |
| 2002 | 24.2% | $5.62 Million | $5.62 Million | $- | $23.23 Million | ▲ +1.8 pp |
| 2001 | 22.4% | $4.93 Million | $4.93 Million | $- | $22.04 Million | ▼ -0.2 pp |
| 2000 | 22.5% | $4.61 Million | $4.61 Million | $- | $20.45 Million | — |