Pathfinder Bancorp Inc Free Cash Flow Generation Index
Pathfinder Bancorp Inc free cash flow generation index. Pathfinder Bancorp Inc (PBHC) has a Free Cash Flow Generation Index of 1.10x as of June 2026. Free cash flow of $2.78 Million represents 1% of operating cash flow ($2.53 Million).
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Free Cash Flow Generation Index of Pathfinder Bancorp Inc (1996–2025)
Free cash flow generation index of Pathfinder Bancorp Inc from 1996 to 2025. Historical FCF Generation Index trend for Pathfinder Bancorp Inc across 29 annual periods. See Pathfinder Bancorp Inc (PBHC) financial flexibility to measure the company's free cash flow as a share of total liabilities.
Pathfinder Bancorp Inc Free Cash Flow Generation Index by Year (1996–2025)
Pathfinder Bancorp Inc free cash flow generation index by year from 1996 to 2025. Year-by-year Free Cash Flow Generation Index for Pathfinder Bancorp Inc. For the full cash flow conversion analysis, see how efficiently does Pathfinder Bancorp Inc generate cash.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.89x | $10.02 Million | $11.28 Million | $1.26 Million | ▲ +246.2% |
| 2024 | 0.26x | $2.88 Million | $11.21 Million | $8.33 Million | ▼ -70.6% |
| 2023 | 0.87x | $13.47 Million | $15.43 Million | $1.97 Million | ▲ +14.8% |
| 2022 | 0.76x | $16.52 Million | $21.73 Million | $5.21 Million | ▼ -19.1% |
| 2021 | 0.94x | $18.94 Million | $20.15 Million | $1.21 Million | ▼ -3.4% |
| 2020 | 0.97x | $45.30 Million | $46.56 Million | $1.26 Million | ▲ +74.6% |
| 2019 | 0.56x | $4.52 Million | $8.12 Million | $3.60 Million | ▲ +52.1% |
| 2018 | 0.37x | $3.29 Million | $8.98 Million | $5.69 Million | ▼ -48.5% |
| 2017 | 0.71x | $4.87 Million | $6.84 Million | $1.98 Million | ▼ -9.5% |
| 2016 | 0.79x | $5.01 Million | $6.37 Million | $1.36 Million | ▲ +34.9% |
| 2015 | 0.58x | $3.68 Million | $6.31 Million | $2.63 Million | ▲ +9.9% |
| 2014 | 0.53x | $2.67 Million | $5.03 Million | $2.36 Million | ▼ -4.8% |
| 2013 | 0.56x | $2.85 Million | $5.11 Million | $2.26 Million | ▼ -40.1% |
| 2012 | 0.93x | $2.57 Million | $2.77 Million | $192.00K | ▲ +85.0% |
| 2011 | 0.50x | $2.02 Million | $4.01 Million | $1.99 Million | ▲ +51.5% |
| 2010 | 0.33x | $1.46 Million | $4.38 Million | $2.93 Million | ▼ -49.1% |
| 2009 | 0.65x | $718.00K | $1.10 Million | $383.00K | ▼ -27.7% |
| 2008 | 0.90x | $3.15 Million | $3.50 Million | $341.00K | ▲ +33.3% |
| 2007 | 0.68x | $1.98 Million | $2.92 Million | $944.00K | ▼ -22.2% |
| 2006 | 0.87x | $2.13 Million | $2.44 Million | $318.00K | ▼ -2.6% |
| 2005 | 0.89x | $9.48 Million | $10.62 Million | $1.14 Million | ▲ +146.9% |
| 2004 | 0.36x | $861.00K | $2.38 Million | $1.52 Million | ▼ -32.7% |
| 2003 | 0.54x | $1.82 Million | $3.40 Million | $1.57 Million | ▼ -30.5% |
| 2002 | 0.77x | $3.11 Million | $4.02 Million | $911.27K | ▼ -13.4% |
| 2000 | 0.89x | $2.63 Million | $2.95 Million | $314.10K | ▲ +5.6% |
| 1999 | 0.85x | $4.40 Million | $5.20 Million | $800.00K | ▲ +184.6% |
| 1998 | -1.00x | $-500.00K | $500.00K | $1.00 Million | ▼ -226.0% |
| 1997 | 0.79x | $2.20 Million | $2.77 Million | $571.07K | ▲ +21.5% |
| 1996 | 0.65x | $1.53 Million | $2.35 Million | $813.09K | — |