Arman Financial Services Limited (ARMANFIN) — Cash Flow-to-Debt Ratio
Arman Financial Services Limited (ARMANFIN) has a Cash Flow-to-Debt Ratio of 0.06x as of September 2025, meaning its operating cash flow of Rs808.79 Million could theoretically repay 0% of its total liabilities (Rs12.81 Billion) in one year. See ARMANFIN free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Arman Financial Services Limited Cash Flow-to-Debt Ratio (2007–2025)
Historical debt coverage capacity for Arman Financial Services Limited across 19 annual periods. Also explore ARMANFIN year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Arman Financial Services Limited (2007–2025)
Year-by-year debt coverage analysis for Arman Financial Services Limited. For market capitalisation and broader financial context, see Arman Financial Services Limited market cap and net worth.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.36x | Rs4.93 Billion | Rs13.53 Billion | ▲ +319.5% |
| 2024 | -0.17x | Rs-3.02 Billion | Rs18.22 Billion | ▲ +61.3% |
| 2023 | -0.43x | Rs-7.18 Billion | Rs16.72 Billion | ▼ -57.3% |
| 2022 | -0.27x | Rs-2.81 Billion | Rs10.29 Billion | ▼ -3577.2% |
| 2021 | 0.01x | Rs59.12 Million | Rs7.53 Billion | ▲ +107.5% |
| 2020 | -0.10x | Rs-754.50 Million | Rs7.24 Billion | ▲ +70.8% |
| 2019 | -0.36x | Rs-2.21 Billion | Rs6.19 Billion | ▲ +28.4% |
| 2018 | -0.50x | Rs-2.03 Billion | Rs4.07 Billion | ▼ -470.0% |
| 2017 | 0.13x | Rs214.21 Million | Rs1.59 Billion | ▲ +1997.5% |
| 2016 | -0.01x | Rs-10.26 Million | Rs1.45 Billion | ▼ -110.1% |
| 2015 | 0.07x | Rs68.73 Million | Rs979.09 Million | ▲ +187.7% |
| 2014 | -0.08x | Rs-62.31 Million | Rs778.76 Million | ▲ +80.5% |
| 2013 | -0.41x | Rs-244.31 Million | Rs596.85 Million | ▼ -622.7% |
| 2012 | 0.08x | Rs35.63 Million | Rs454.99 Million | ▲ +116.5% |
| 2011 | -0.48x | Rs-194.32 Million | Rs408.66 Million | ▼ -25.2% |
| 2010 | -0.38x | Rs-76.69 Million | Rs201.96 Million | ▼ -291.6% |
| 2009 | 0.20x | Rs20.18 Million | Rs101.81 Million | ▲ +255.7% |
| 2008 | -0.13x | Rs-15.96 Million | Rs125.33 Million | ▲ +79.0% |
| 2007 | -0.61x | Rs-57.19 Million | Rs94.42 Million | — |