Arman Financial Services Limited (ARMANFIN) — Defensive Interval Ratio

Latest as of March 2026: 77050 days

Arman Financial Services Limited (ARMANFIN) has a Defensive Interval Ratio of 77050 days as of March 2026. Defensive assets of Rs4.04 Billion (cash Rs-, short-term investments Rs4.04 Billion, receivables Rs-) cover 77050 days of daily cash needs of Rs52.38K/day.

Defensive Interval Ratio

77050 days
Days of operational coverage

Defensive Assets

Rs4.04 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs52.38K
Current Liabilities ÷ 365

Current Liabilities

Rs19.12 Million
INR

Arman Financial Services Limited Defensive Interval Ratio (2009–2026)

This chart shows how Arman Financial Services Limited's Defensive Interval Ratio has evolved across 18 annual periods from 2009 to 2026. As of March 2026, the ratio stands at 77050 days, meaning defensive assets of Rs4.04 Billion can fund 77050 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Arman Financial Services Limited.

Annual Defensive Interval Ratio for Arman Financial Services Limited (2009–2026)

The table below presents the year-by-year Defensive Interval Ratio for Arman Financial Services Limited from 2009 to 2026, covering 18 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Arman Financial Services Limited (ARMANFIN) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2026 77050 days Rs4.04 Billion Rs52.38K/day Rs- Rs4.04 Billion ▲ +76276 days
2025 774 days Rs20.68 Billion Rs26.71 Million/day Rs- Rs3.84 Billion ▲ +142 days
2024 632 days Rs20.71 Billion Rs32.77 Million/day Rs- Rs4.13 Billion ▼ -116158 days
2023 116790 days Rs19.88 Billion Rs170.26K/day Rs4.04 Billion Rs4.04 Billion ▲ +116323 days
2022 467 days Rs8.77 Billion Rs18.78 Million/day Rs668.13 Million Rs660.21 Million ▲ +336 days
2021 131 days Rs1.56 Billion Rs11.96 Million/day Rs804.57 Million Rs664.76 Million ▼ -504 days
2020 634 days Rs5.72 Billion Rs9.01 Million/day Rs384.16 Million Rs472.06 Million ▲ +742 days
2019 -108 days Rs-1.07 Billion Rs9.98 Million/day Rs685.39 Million Rs-1.76 Billion ▼ -832 days
2018 724 days Rs3.66 Billion Rs5.05 Million/day Rs293.59 Million Rs-877.54 Million ▲ +232 days
2017 492 days Rs1.49 Billion Rs3.04 Million/day Rs213.83 Million Rs-268.60 Million ▲ +581 days
2016 -90 days Rs-242.84 Million Rs2.70 Million/day Rs- Rs-262.56 Million ▼ -573 days
2015 483 days Rs998.30 Million Rs2.07 Million/day Rs- Rs- ▲ +45 days
2014 438 days Rs810.07 Million Rs1.85 Million/day Rs- Rs- ▲ +48 days
2013 390 days Rs572.61 Million Rs1.47 Million/day Rs- Rs- ▲ +20 days
2012 371 days Rs417.18 Million Rs1.13 Million/day Rs- Rs1.00 Million ▼ -21 days
2011 391 days Rs372.58 Million Rs951.88K/day Rs- Rs- ▼ -11560 days
2010 11951 days Rs234.33 Million Rs19.61K/day Rs- Rs- ▼ -6377 days
2009 18328 days Rs147.39 Million Rs8.04K/day Rs- Rs-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)