Arman Financial Services Limited Financial Flexibility Index
Arman Financial Services Limited financial flexibility index. Arman Financial Services Limited (ARMANFIN) has a Financial Flexibility Index of 0.06x as of September 2025. Free cash flow of Rs813.51 Million (operating CF Rs808.79 Million minus capex Rs4.72 Million) represents 0% of total liabilities (Rs12.81 Billion). See Arman Financial Services Limited (ARMANFIN) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Arman Financial Services Limited (2007–2026)
Financial flexibility index of Arman Financial Services Limited from 2007 to 2026. Historical Financial Flexibility Index trend for Arman Financial Services Limited across 20 annual periods. Check Arman Financial Services Limited cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Arman Financial Services Limited Financial Flexibility Index by Year (2007–2026)
Arman Financial Services Limited financial flexibility index by year from 2007 to 2026. Year-by-year free cash flow to debt coverage for Arman Financial Services Limited. For the full cash flow conversion analysis, see Arman Financial Services Limited (ARMANFIN) cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | -0.25x | Rs-4.73 Billion | Rs-4.76 Billion | Rs18.64 Billion | ▼ -166.3% |
| 2025 | 0.38x | Rs5.18 Billion | Rs4.93 Billion | Rs13.53 Billion | ▲ +332.6% |
| 2024 | -0.16x | Rs-3.00 Billion | Rs-3.02 Billion | Rs18.22 Billion | ▲ +61.5% |
| 2023 | -0.43x | Rs-7.15 Billion | Rs-7.18 Billion | Rs16.72 Billion | ▼ -57.2% |
| 2022 | -0.27x | Rs-2.80 Billion | Rs-2.81 Billion | Rs10.29 Billion | ▼ -3325.7% |
| 2021 | 0.01x | Rs63.53 Million | Rs59.12 Million | Rs7.53 Billion | ▲ +108.2% |
| 2020 | -0.10x | Rs-746.02 Million | Rs-754.50 Million | Rs7.24 Billion | ▲ +70.9% |
| 2019 | -0.35x | Rs-2.19 Billion | Rs-2.21 Billion | Rs6.19 Billion | ▲ +28.7% |
| 2018 | -0.50x | Rs-2.02 Billion | Rs-2.03 Billion | Rs4.07 Billion | ▼ -451.4% |
| 2017 | 0.14x | Rs224.64 Million | Rs214.21 Million | Rs1.59 Billion | ▲ +4051.1% |
| 2016 | 0.00x | Rs-5.17 Million | Rs-10.26 Million | Rs1.45 Billion | ▼ -105.0% |
| 2015 | 0.07x | Rs70.13 Million | Rs68.73 Million | Rs979.09 Million | ▲ +204.5% |
| 2014 | -0.07x | Rs-53.39 Million | Rs-62.31 Million | Rs778.76 Million | ▲ +83.2% |
| 2013 | -0.41x | Rs-243.57 Million | Rs-244.31 Million | Rs596.85 Million | ▼ -608.7% |
| 2012 | 0.08x | Rs36.50 Million | Rs35.63 Million | Rs454.99 Million | ▲ +117.0% |
| 2011 | -0.47x | Rs-192.46 Million | Rs-194.32 Million | Rs408.66 Million | ▼ -29.4% |
| 2010 | -0.36x | Rs-73.51 Million | Rs-76.69 Million | Rs201.96 Million | ▼ -281.7% |
| 2009 | 0.20x | Rs20.39 Million | Rs20.18 Million | Rs101.81 Million | ▲ +277.2% |
| 2008 | -0.11x | Rs-14.17 Million | Rs-15.96 Million | Rs125.33 Million | ▲ +80.6% |
| 2007 | -0.58x | Rs-55.14 Million | Rs-57.19 Million | Rs94.42 Million | — |