Guidewire Software Inc (GWRE) — Cash Flow-to-Debt Ratio
Guidewire Software Inc (GWRE) has a Cash Flow-to-Debt Ratio of 0.09x as of January 2026, meaning its operating cash flow of $112.05 Million could theoretically repay 0% of its total liabilities ($1.18 Billion) in one year. See Guidewire Software Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Guidewire Software Inc Cash Flow-to-Debt Ratio (2009–2025)
Historical debt coverage capacity for Guidewire Software Inc across 17 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Guidewire Software Inc.
Annual Cash Flow-to-Debt Ratio for Guidewire Software Inc (2009–2025)
Year-by-year debt coverage analysis for Guidewire Software Inc. Check GWRE cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.24x | $300.87 Million | $1.26 Billion | ▲ +7.5% |
| 2024 | 0.22x | $195.75 Million | $883.56 Million | ▲ +378.0% |
| 2023 | 0.05x | $38.40 Million | $828.42 Million | ▲ +199.6% |
| 2022 | -0.05x | $-37.94 Million | $815.24 Million | ▼ -132.4% |
| 2021 | 0.14x | $111.59 Million | $776.95 Million | ▼ -10.1% |
| 2020 | 0.16x | $113.07 Million | $708.08 Million | ▼ -18.5% |
| 2019 | 0.20x | $116.13 Million | $592.76 Million | ▼ -22.6% |
| 2018 | 0.25x | $140.46 Million | $554.85 Million | ▼ -65.7% |
| 2017 | 0.74x | $137.16 Million | $185.62 Million | ▼ -2.2% |
| 2016 | 0.76x | $99.90 Million | $132.24 Million | ▲ +31.2% |
| 2015 | 0.58x | $63.68 Million | $110.56 Million | ▼ -18.7% |
| 2014 | 0.71x | $75.49 Million | $106.54 Million | ▲ +82.5% |
| 2013 | 0.39x | $32.55 Million | $83.84 Million | ▲ +127.7% |
| 2012 | 0.17x | $17.09 Million | $100.28 Million | ▼ -33.3% |
| 2011 | 0.26x | $27.69 Million | $108.39 Million | ▲ +128.3% |
| 2010 | 0.11x | $9.53 Million | $85.20 Million | ▼ -2.3% |
| 2009 | 0.11x | $11.38 Million | $99.39 Million | — |