Guidewire Software Inc (GWRE) — Cash Flow-to-Debt Ratio
Guidewire Software Inc (GWRE) has a Cash Flow-to-Debt Ratio of 0.09x as of January 2026, meaning its operating cash flow of $112.05 Million could theoretically repay 0% of its total liabilities ($1.18 Billion) in one year. See GWRE cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Guidewire Software Inc Cash Flow-to-Debt Ratio (2009–2025)
Historical debt coverage capacity for Guidewire Software Inc across 17 annual periods. Also explore GWRE net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Guidewire Software Inc (2009–2025)
Year-by-year debt coverage analysis for Guidewire Software Inc. For market capitalisation and broader financial context, see Guidewire Software Inc (GWRE) market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.24x | $300.87 Million | $1.26 Billion | ▲ +7.5% |
| 2024 | 0.22x | $195.75 Million | $883.56 Million | ▲ +378.0% |
| 2023 | 0.05x | $38.40 Million | $828.42 Million | ▲ +199.6% |
| 2022 | -0.05x | $-37.94 Million | $815.24 Million | ▼ -132.4% |
| 2021 | 0.14x | $111.59 Million | $776.95 Million | ▼ -10.1% |
| 2020 | 0.16x | $113.07 Million | $708.08 Million | ▼ -18.5% |
| 2019 | 0.20x | $116.13 Million | $592.76 Million | ▼ -22.6% |
| 2018 | 0.25x | $140.46 Million | $554.85 Million | ▼ -65.7% |
| 2017 | 0.74x | $137.16 Million | $185.62 Million | ▼ -2.2% |
| 2016 | 0.76x | $99.90 Million | $132.24 Million | ▲ +31.2% |
| 2015 | 0.58x | $63.68 Million | $110.56 Million | ▼ -18.7% |
| 2014 | 0.71x | $75.49 Million | $106.54 Million | ▲ +82.5% |
| 2013 | 0.39x | $32.55 Million | $83.84 Million | ▲ +127.7% |
| 2012 | 0.17x | $17.09 Million | $100.28 Million | ▼ -33.3% |
| 2011 | 0.26x | $27.69 Million | $108.39 Million | ▲ +128.3% |
| 2010 | 0.11x | $9.53 Million | $85.20 Million | ▼ -2.3% |
| 2009 | 0.11x | $11.38 Million | $99.39 Million | — |