Guidewire Software Inc (GWRE) - Total Liabilities
Based on the latest financial reports, Guidewire Software Inc (GWRE) has total liabilities worth $1.18 Billion USD as of January 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Guidewire Software Inc - Total Liabilities Trend (2009–2025)
This chart illustrates how Guidewire Software Inc's total liabilities have evolved over time, based on quarterly financial data. See how liquid is Guidewire Software Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Guidewire Software Inc Competitors by Total Liabilities
The table below lists competitors of Guidewire Software Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Accor S. A.
PA:AC
|
France | €7.03 Billion |
|
Symrise AG
F:SY1
|
Germany | €4.16 Billion |
|
Swiss Prime Site AG
SW:SPSN
|
Switzerland | CHF7.68 Billion |
|
CPFL Energia S.A
SA:CPFE3
|
Brazil | R$58.61 Billion |
|
Zhejiang Zheneng Electric Power Co Ltd
SHG:600023
|
China | CN¥63.80 Billion |
|
Orient Sec Co Ltd
SHG:600958
|
China | CN¥431.65 Billion |
|
Saia Inc
NASDAQ:SAIA
|
USA | $904.98 Million |
|
Yunnan Tin Co Ltd
SHE:000960
|
China | CN¥15.59 Billion |
Liability Composition Analysis (2009–2025)
This chart breaks down Guidewire Software Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Guidewire Software Inc market capitalisation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 2.93 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 0.78 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.44 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Guidewire Software Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Guidewire Software Inc (2009–2025)
The table below shows the annual total liabilities of Guidewire Software Inc from 2009 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-07-31 | $1.26 Billion | +43.04% |
| 2024-07-31 | $883.56 Million | +6.66% |
| 2023-07-31 | $828.42 Million | +1.62% |
| 2022-07-31 | $815.24 Million | +4.93% |
| 2021-07-31 | $776.95 Million | +9.73% |
| 2020-07-31 | $708.08 Million | +19.46% |
| 2019-07-31 | $592.76 Million | +6.83% |
| 2018-07-31 | $554.85 Million | +198.92% |
| 2017-07-31 | $185.62 Million | +40.36% |
| 2016-07-31 | $132.24 Million | +19.61% |
| 2015-07-31 | $110.56 Million | +3.77% |
| 2014-07-31 | $106.54 Million | +27.08% |
| 2013-07-31 | $83.84 Million | -16.40% |
| 2012-07-31 | $100.28 Million | -7.48% |
| 2011-07-31 | $108.39 Million | +27.22% |
| 2010-07-31 | $85.20 Million | -14.28% |
| 2009-07-31 | $99.39 Million | -- |
About Guidewire Software Inc
Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, and BillingCenter applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, a… Read more