Guidewire Software Inc (GWRE) — Defensive Interval Ratio

Latest as of January 2026: 675 days

Guidewire Software Inc (GWRE) has a Defensive Interval Ratio of 675 days as of January 2026. Defensive assets of $848.89 Million (cash $-, short-term investments $511.22 Million, receivables $337.67 Million) cover 675 days of daily cash needs of $1.26 Million/day. See Guidewire Software Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

675 days
Days of operational coverage

Defensive Assets

$848.89 Million
Cash + ST Investments + Receivables

Daily Cash Need

$1.26 Million
Current Liabilities ÷ 365

Current Liabilities

$458.98 Million
USD

Guidewire Software Inc Defensive Interval Ratio (2009–2025)

This chart shows how Guidewire Software Inc's Defensive Interval Ratio has evolved across 17 annual periods from 2009 to 2025. As of January 2026, the ratio stands at 675 days, meaning defensive assets of $848.89 Million can fund 675 days of operations without new revenue. See Guidewire Software Inc (GWRE) balance sheet quality index to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Guidewire Software Inc (2009–2025)

The table below presents the year-by-year Defensive Interval Ratio for Guidewire Software Inc from 2009 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Guidewire Software Inc market cap and net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 484 days $723.14 Million $1.49 Million/day $- $451.54 Million ▲ +180 days
2024 304 days $697.75 Million $2.29 Million/day $- $455.58 Million ▼ -335 days
2023 639 days $653.36 Million $1.02 Million/day $- $396.87 Million ▼ -7 days
2022 646 days $597.32 Million $924.71K/day $- $369.87 Million ▼ -481 days
2021 1127 days $927.43 Million $822.78K/day $- $734.52 Million ▼ -398 days
2020 1526 days $941.29 Million $616.98K/day $- $766.53 Million ▼ -117 days
2019 1643 days $1.05 Billion $636.36K/day $- $870.14 Million ▲ +419 days
2018 1224 days $754.86 Million $616.95K/day $- $630.01 Million ▲ +355 days
2017 869 days $389.46 Million $448.26K/day $- $310.03 Million ▼ -564 days
2016 1433 days $467.45 Million $326.25K/day $- $404.65 Million ▼ -40 days
2015 1473 days $421.33 Million $286.05K/day $- $359.27 Million ▲ +149 days
2014 1324 days $346.07 Million $261.33K/day $- $296.23 Million ▲ +749 days
2013 575 days $117.82 Million $204.89K/day $- $76.93 Million ▲ +434 days
2012 141 days $36.04 Million $255.31K/day $- $3.73 Million ▲ +28 days
2011 113 days $25.51 Million $225.48K/day $- $2.23 Million ▲ +14 days
2010 99 days $16.93 Million $171.63K/day $- $513.00K ▼ -19 days
2009 118 days $20.84 Million $176.78K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)