Guidewire Software Inc (GWRE) - Net Assets
Based on the latest financial reports, Guidewire Software Inc (GWRE) has net assets worth $1.51 Billion USD as of January 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.69 Billion) and total liabilities ($1.18 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Guidewire Software Inc liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.51 Billion |
| % of Total Assets | 56.12% |
| Annual Growth Rate | N/A |
| 5-Year Change | -5.67% |
| 10-Year Change | 85.89% |
| Growth Volatility | 234.1 |
Guidewire Software Inc - Net Assets Trend (2009–2025)
This chart illustrates how Guidewire Software Inc's net assets have evolved over time, based on quarterly financial data. Also explore Guidewire Software Inc total assets for the complete picture of this company's asset base.
Annual Net Assets for Guidewire Software Inc (2009–2025)
The table below shows the annual net assets of Guidewire Software Inc from 2009 to 2025. For live valuation and market cap data, see GWRE company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-07-31 | $1.46 Billion | +8.53% |
| 2024-07-31 | $1.34 Billion | +11.94% |
| 2023-07-31 | $1.20 Billion | -17.37% |
| 2022-07-31 | $1.45 Billion | -6.04% |
| 2021-07-31 | $1.54 Billion | -6.75% |
| 2020-07-31 | $1.66 Billion | +5.25% |
| 2019-07-31 | $1.57 Billion | +10.57% |
| 2018-07-31 | $1.42 Billion | +59.38% |
| 2017-07-31 | $893.28 Million | +13.95% |
| 2016-07-31 | $783.93 Million | +13.71% |
| 2015-07-31 | $689.39 Million | +5.95% |
| 2014-07-31 | $650.69 Million | +184.85% |
| 2013-07-31 | $228.43 Million | +24.17% |
| 2012-07-31 | $183.96 Million | +913.45% |
| 2011-07-31 | $18.15 Million | +172.19% |
| 2010-07-31 | $-25.14 Million | +43.68% |
| 2009-07-31 | $-44.65 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Guidewire Software Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 46480000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (July 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $8.00K | 0.00% |
| Other Comprehensive Income | $-8.92 Million | -0.61% |
| Other Components | $2.02 Billion | 138.65% |
| Total Equity | $1.46 Billion | 100.00% |
Guidewire Software Inc Competitors by Market Cap
The table below lists competitors of Guidewire Software Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Saputo Inc
TO:SAP
|
$12.01 Billion |
|
Fresenius Medical Care AG & Co. KGaA
XETRA:FME
|
$12.02 Billion |
|
MAPFRE S.A.ADR 2 / EO-10
F:CMA
|
$12.03 Billion |
|
Pinterest Inc
NYSE:PINS
|
$12.05 Billion |
|
Embraer SA ADR
NYSE:ERJ
|
$12.00 Billion |
|
Unum Group
NYSE:UNM
|
$11.99 Billion |
|
Lattice Semiconductor Corporation
NASDAQ:LSCC
|
$11.98 Billion |
|
PRADA S.P.A.UNS.ADR/2 EO1
F:PRP0
|
$11.97 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Guidewire Software Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,342,732,000 to 1,457,230,000, a change of 114,498,000 (8.5%).
- Net income of 69,804,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 3,322,000.
- Other factors increased equity by 41,372,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $69.80 Million | +4.79% |
| Other Comprehensive Income | $3.32 Million | +0.23% |
| Other Changes | $41.37 Million | +2.84% |
| Total Change | $- | 8.53% |
Book Value vs Market Value Analysis
This analysis compares Guidewire Software Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 8.33x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2009-07-31 | $-0.96 | $141.26 | x |
| 2010-07-31 | $-0.51 | $141.26 | x |
| 2011-07-31 | $0.37 | $141.26 | x |
| 2012-07-31 | $3.41 | $141.26 | x |
| 2013-07-31 | $3.71 | $141.26 | x |
| 2014-07-31 | $9.41 | $141.26 | x |
| 2015-07-31 | $9.53 | $141.26 | x |
| 2016-07-31 | $10.63 | $141.26 | x |
| 2017-07-31 | $11.86 | $141.26 | x |
| 2018-07-31 | $18.32 | $141.26 | x |
| 2019-07-31 | $19.04 | $141.26 | x |
| 2020-07-31 | $20.00 | $141.26 | x |
| 2021-07-31 | $18.48 | $141.26 | x |
| 2022-07-31 | $17.37 | $141.26 | x |
| 2023-07-31 | $14.60 | $141.26 | x |
| 2024-07-31 | $16.32 | $141.26 | x |
| 2025-07-31 | $16.96 | $141.26 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Guidewire Software Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.79%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 5.81%
- • Asset Turnover: 0.44x
- • Equity Multiplier: 1.87x
- Recent ROE (4.79%) is below the historical average (11.50%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2009 | 0.00% | -12.94% | 1.55x | 0.00x | $-6.50 Million |
| 2010 | 0.00% | 10.73% | 2.41x | 0.00x | $18.03 Million |
| 2011 | 195.89% | 20.62% | 1.36x | 6.97x | $33.74 Million |
| 2012 | 8.26% | 6.55% | 0.82x | 1.55x | $-3.20 Million |
| 2013 | 6.73% | 5.12% | 0.96x | 1.37x | $-7.46 Million |
| 2014 | 2.26% | 4.20% | 0.46x | 1.16x | $-50.35 Million |
| 2015 | 1.43% | 2.60% | 0.48x | 1.16x | $-59.05 Million |
| 2016 | 1.91% | 3.53% | 0.46x | 1.17x | $-63.42 Million |
| 2017 | 2.38% | 4.13% | 0.48x | 1.21x | $-68.10 Million |
| 2018 | -1.38% | -2.97% | 0.33x | 1.39x | $-162.04 Million |
| 2019 | 1.32% | 2.88% | 0.33x | 1.38x | $-136.69 Million |
| 2020 | -1.64% | -3.66% | 0.31x | 1.43x | $-192.87 Million |
| 2021 | -4.30% | -8.95% | 0.32x | 1.50x | $-221.00 Million |
| 2022 | -12.43% | -22.20% | 0.36x | 1.56x | $-325.60 Million |
| 2023 | -9.33% | -12.36% | 0.45x | 1.69x | $-231.80 Million |
| 2024 | -0.45% | -0.62% | 0.44x | 1.66x | $-140.38 Million |
| 2025 | 4.79% | 5.81% | 0.44x | 1.87x | $-75.92 Million |
Industry Comparison
This section compares Guidewire Software Inc's net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $1,053,721,914
- Average return on equity (ROE) among peers: -264.41%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Guidewire Software Inc (GWRE) | $1.51 Billion | 0.00% | 0.78x | $12.01 Billion |
| Adobe Systems Incorporated (ADBE) | $224.60 Million | 19.41% | 0.25x | $93.73 Billion |
| ADEIA CORP (ADEA) | $1.45 Billion | 10.11% | 0.86x | $3.00 Billion |
| Automatic Data Processing Inc (ADP) | $2.32 Billion | 19.64% | 0.66x | $76.36 Billion |
| Autodesk Inc (ADSK) | $1.31 Billion | 14.01% | 0.85x | $48.93 Billion |
| AudioEye Inc (AEYE) | $9.44 Million | -45.08% | 2.15x | $71.03 Million |
| Agilysys Inc (AGYS) | $130.78 Million | 13.07% | 0.44x | $1.91 Billion |
| Firefly Neuroscience, Inc. (AIFF) | $109.00K | -2388.07% | 23.23x | $24.73 Million |
| XIAO-I Corporation American Depositary Shares (AIXI) | $-8.47 Million | 0.00% | 0.00x | $10.77 Million |
| Alight Inc (ALIT) | $5.09 Billion | -1.22% | 1.21x | $408.76 Million |
| Alkami Technology Inc (ALKT) | $14.64 Million | -285.93% | 2.60x | $1.72 Billion |
About Guidewire Software Inc
Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. It offers Guidewire InsuranceSuite, such as PolicyCenter, ClaimCenter, and BillingCenter applications. The company also provides Guidewire InsuranceNow, a cloud-based application that offers policy administration, claims management, and billing functionality, plus pre-integrated document production, a… Read more