Guidewire Software Inc (GWRE) — Financial Flexibility Index

Latest as of January 2026: 0.10x

Guidewire Software Inc (GWRE) has a Financial Flexibility Index of 0.10x as of January 2026. Free cash flow of $115.33 Million (operating CF $112.05 Million minus capex $3.28 Million) represents 0% of total liabilities ($1.18 Billion). Check Guidewire Software Inc total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.10x
Free Cash Flow / Total Liabilities

Free Cash Flow

$115.33 Million
Operating CF − Capex

Total Liabilities

$1.18 Billion
USD

Capital Expenditures

$3.28 Million
USD

Guidewire Software Inc Financial Flexibility Index (2009–2025)

Historical Financial Flexibility Index trend for Guidewire Software Inc across 17 annual periods. For the full cash flow conversion analysis, see GWRE operating cash flow.

Annual Financial Flexibility Index for Guidewire Software Inc (2009–2025)

Year-by-year free cash flow to debt coverage for Guidewire Software Inc. Explore GWRE operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.24x $306.61 Million $300.87 Million $1.26 Billion ▲ +0.0%
2024 0.24x $214.28 Million $195.75 Million $883.56 Million ▲ +259.9%
2023 0.07x $55.82 Million $38.40 Million $828.42 Million ▲ +439.9%
2022 -0.02x $-16.16 Million $-37.94 Million $815.24 Million ▼ -111.0%
2021 0.18x $140.44 Million $111.59 Million $776.95 Million ▼ -7.7%
2020 0.20x $138.73 Million $113.07 Million $708.08 Million ▼ -29.6%
2019 0.28x $164.98 Million $116.13 Million $592.76 Million ▲ +1.3%
2018 0.27x $152.47 Million $140.46 Million $554.85 Million ▼ -64.5%
2017 0.77x $143.83 Million $137.16 Million $185.62 Million ▼ -4.2%
2016 0.81x $107.01 Million $99.90 Million $132.24 Million ▲ +27.8%
2015 0.63x $69.98 Million $63.68 Million $110.56 Million ▼ -16.2%
2014 0.76x $80.48 Million $75.49 Million $106.54 Million ▲ +51.6%
2013 0.50x $41.77 Million $32.55 Million $83.84 Million ▲ +120.0%
2012 0.23x $22.71 Million $17.09 Million $100.28 Million ▼ -19.4%
2011 0.28x $30.46 Million $27.69 Million $108.39 Million ▲ +103.4%
2010 0.14x $11.77 Million $9.53 Million $85.20 Million ▲ +9.4%
2009 0.13x $12.55 Million $11.38 Million $99.39 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities