Loandepot Inc (LDI) — Cash Flow-to-Debt Ratio

Latest as of June 2026: 0.08x

Loandepot Inc (LDI) has a Cash Flow-to-Debt Ratio of 0.08x as of June 2026, meaning its operating cash flow of $519.70 Million could theoretically repay 0% of its total liabilities ($6.36 Billion) in one year. See Loandepot Inc (LDI) financial flexibility to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.08x
Operating CF / Total Liabilities

Operating Cash Flow

$519.70 Million
USD

Total Liabilities

$6.36 Billion
USD

Data as of

Jun 2026
Most recent filing

Loandepot Inc Cash Flow-to-Debt Ratio (2013–2025)

Historical debt coverage capacity for Loandepot Inc across 10 annual periods. For the full cash flow conversion analysis, see Loandepot Inc (LDI) cash conversion ratio.

Annual Cash Flow-to-Debt Ratio for Loandepot Inc (2013–2025)

Year-by-year debt coverage analysis for Loandepot Inc. Check LDI cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 -0.11x $-707.51 Million $6.47 Billion ▲ +25.7%
2024 -0.15x $-858.31 Million $5.84 Billion ▼ -359.7%
2023 -0.03x $-174.22 Million $5.45 Billion ▼ -104.1%
2022 0.78x $4.46 Billion $5.69 Billion ▲ +644.8%
2021 -0.14x $-1.47 Billion $10.18 Billion ▲ +34.5%
2020 -0.22x $-2.03 Billion $9.24 Billion ▲ +32.8%
2019 -0.33x $-1.50 Billion $4.58 Billion ▼ -135.6%
2018 -0.14x $-428.79 Million $3.09 Billion ▲ +44.8%
2014 -0.25x $-314.56 Million $1.25 Billion ▼ -7.1%
2013 -0.23x $-217.08 Million $924.05 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.