Loandepot Inc (LDI) — Defensive Interval Ratio
Loandepot Inc (LDI) has a Defensive Interval Ratio of 46 days as of December 2025. Defensive assets of $362.14 Million (cash $337.23 Million, short-term investments $-, receivables $24.91 Million) cover 46 days of daily cash needs of $7.95 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Loandepot Inc Defensive Interval Ratio (2013–2025)
This chart shows how Loandepot Inc's Defensive Interval Ratio has evolved across 10 annual periods from 2013 to 2025. As of December 2025, the ratio stands at 46 days, meaning defensive assets of $362.14 Million can fund 46 days of operations without new revenue. For the complete balance sheet picture, see how large is Loandepot Inc's balance sheet.
Annual Defensive Interval Ratio for Loandepot Inc (2013–2025)
The table below presents the year-by-year Defensive Interval Ratio for Loandepot Inc from 2013 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See LDI current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 47 days | $372.79 Million | $7.95 Million/day | $337.23 Million | $- | ▼ -3 days |
| 2024 | 50 days | $504.38 Million | $10.16 Million/day | $421.58 Million | $- | ▼ -45 days |
| 2023 | 95 days | $766.94 Million | $8.10 Million/day | $660.71 Million | $- | ▼ -64 days |
| 2022 | 158 days | $1.03 Billion | $6.50 Million/day | $863.96 Million | $20.41 Million | ▲ +135 days |
| 2021 | 24 days | $494.31 Million | $20.93 Million/day | $419.57 Million | $18.55 Million | ▲ +1 days |
| 2020 | 23 days | $422.35 Million | $18.39 Million/day | $284.22 Million | $- | ▲ +3 days |
| 2019 | 20 days | $194.35 Million | $9.78 Million/day | $73.30 Million | $- | ▼ -246 days |
| 2018 | 266 days | $409.80 Million | $1.54 Million/day | $105.69 Million | $- | ▲ +260 days |
| 2014 | 7 days | $18.76 Million | $2.79 Million/day | $- | $- | ▲ +1 days |
| 2013 | 6 days | $12.75 Million | $2.09 Million/day | $- | $- | — |