Loandepot Inc (LDI) — Defensive Interval Ratio
Loandepot Inc (LDI) has a Defensive Interval Ratio of 50 days as of September 2025. Defensive assets of $459.16 Million (cash $459.16 Million, short-term investments $-, receivables $-) cover 50 days of daily cash needs of $9.26 Million/day. See how liquid is Loandepot Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Loandepot Inc Defensive Interval Ratio (2013–2024)
This chart shows how Loandepot Inc's Defensive Interval Ratio has evolved across 9 annual periods from 2013 to 2024. As of September 2025, the ratio stands at 50 days, meaning defensive assets of $459.16 Million can fund 50 days of operations without new revenue. See LDI net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Loandepot Inc (2013–2024)
The table below presents the year-by-year Defensive Interval Ratio for Loandepot Inc from 2013 to 2024, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Loandepot Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 50 days | $504.38 Million | $10.16 Million/day | $421.58 Million | $- | ▼ -45 days |
| 2023 | 95 days | $766.94 Million | $8.10 Million/day | $660.71 Million | $- | ▼ -64 days |
| 2022 | 158 days | $1.03 Billion | $6.50 Million/day | $863.96 Million | $20.41 Million | ▲ +135 days |
| 2021 | 24 days | $494.31 Million | $20.93 Million/day | $419.57 Million | $18.55 Million | ▲ +1 days |
| 2020 | 23 days | $422.35 Million | $18.39 Million/day | $284.22 Million | $- | ▲ +3 days |
| 2019 | 20 days | $194.35 Million | $9.78 Million/day | $73.30 Million | $- | ▼ -246 days |
| 2018 | 266 days | $409.80 Million | $1.54 Million/day | $105.69 Million | $- | ▲ +260 days |
| 2014 | 7 days | $18.76 Million | $2.79 Million/day | $- | $- | ▲ +1 days |
| 2013 | 6 days | $12.75 Million | $2.09 Million/day | $- | $- | — |