Loandepot Inc Financial Flexibility Index

Latest as of June 2026: 0.08x

Loandepot Inc financial flexibility index. Loandepot Inc (LDI) has a Financial Flexibility Index of 0.08x as of June 2026. Free cash flow of $529.14 Million (operating CF $519.70 Million minus capex $9.44 Million) represents 0% of total liabilities ($6.36 Billion). See Loandepot Inc free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.08x
Free Cash Flow / Total Liabilities

Free Cash Flow

$529.14 Million
Operating CF − Capex

Total Liabilities

$6.36 Billion
USD

Capital Expenditures

$9.44 Million
USD

Financial Flexibility Index of Loandepot Inc (2013–2025)

Financial flexibility index of Loandepot Inc from 2013 to 2025. Historical Financial Flexibility Index trend for Loandepot Inc across 10 annual periods. Check Loandepot Inc (LDI) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Loandepot Inc Financial Flexibility Index by Year (2013–2025)

Loandepot Inc financial flexibility index by year from 2013 to 2025. Year-by-year free cash flow to debt coverage for Loandepot Inc. For the full cash flow conversion analysis, see LDI cash flow conversion.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 -0.11x $-680.41 Million $-707.51 Million $6.47 Billion ▲ +26.2%
2024 -0.14x $-831.92 Million $-858.31 Million $5.84 Billion ▼ -405.3%
2023 -0.03x $-153.60 Million $-174.22 Million $5.45 Billion ▼ -103.6%
2022 0.79x $4.50 Billion $4.46 Billion $5.69 Billion ▲ +671.2%
2021 -0.14x $-1.41 Billion $-1.47 Billion $10.18 Billion ▲ +35.9%
2020 -0.22x $-2.00 Billion $-2.03 Billion $9.24 Billion ▲ +33.4%
2019 -0.32x $-1.48 Billion $-1.50 Billion $4.58 Billion ▼ -158.2%
2018 -0.13x $-388.02 Million $-428.79 Million $3.09 Billion ▲ +47.0%
2014 -0.24x $-296.55 Million $-314.56 Million $1.25 Billion ▼ -6.7%
2013 -0.22x $-205.41 Million $-217.08 Million $924.05 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities