Loandepot Inc (LDI) — Working Capital to Net Assets Ratio
Loandepot Inc (LDI) has a Working Capital to Net Assets ratio of -674.0% as of September 2025. Working capital of $-2.92 Billion (current assets of $459.16 Million minus current liabilities of $3.38 Billion) is measured against net assets of $433.31 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See Loandepot Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Loandepot Inc Working Capital to Net Assets (2013–2024)
This chart shows how Loandepot Inc's Working Capital to Net Assets ratio has evolved across 9 annual periods from 2013 to 2024. As of September 2025, the ratio stands at -674.0%, reflecting working capital of $-2.92 Billion against net assets of $433.31 Million USD. See Loandepot Inc (LDI) defensive interval to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Loandepot Inc (2013–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Loandepot Inc from 2013 to 2024, covering 9 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market cap of Loandepot Inc.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -602.5% | $-3.05 Billion | $506.61 Million | $655.09 Million | $3.71 Billion | ▼ -312.3 pp |
| 2023 | -290.2% | $-2.04 Billion | $704.48 Million | $912.83 Million | $2.96 Billion | ▼ -193.4 pp |
| 2022 | -96.8% | $-1.36 Billion | $1.41 Billion | $1.01 Billion | $2.37 Billion | ▲ +350.9 pp |
| 2021 | -447.7% | $-7.16 Billion | $1.60 Billion | $475.75 Million | $7.64 Billion | ▼ -67.9 pp |
| 2020 | -379.7% | $-6.29 Billion | $1.66 Billion | $422.35 Million | $6.71 Billion | ▲ +518.2 pp |
| 2019 | -898.0% | $-3.38 Billion | $375.88 Million | $194.35 Million | $3.57 Billion | ▼ -1560.1 pp |
| 2018 | 662.1% | $2.31 Billion | $348.89 Million | $2.87 Billion | $561.80 Million | ▲ +1463.9 pp |
| 2014 | -801.7% | $-961.80 Million | $119.97 Million | $57.76 Million | $1.02 Billion | ▼ -95.7 pp |
| 2013 | -706.0% | $-700.95 Million | $99.29 Million | $60.37 Million | $761.32 Million | — |