Stewart Information Services Corp (STC) — Cash Flow-to-Debt Ratio
Stewart Information Services Corp (STC) has a Cash Flow-to-Debt Ratio of 0.06x as of December 2025, meaning its operating cash flow of $89.54 Million could theoretically repay 0% of its total liabilities ($1.60 Billion) in one year. See financial agility of Stewart Information Services Corp to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Stewart Information Services Corp Cash Flow-to-Debt Ratio (1987–2025)
Historical debt coverage capacity for Stewart Information Services Corp across 39 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Stewart Information Services Corp.
Annual Cash Flow-to-Debt Ratio for Stewart Information Services Corp (1987–2025)
Year-by-year debt coverage analysis for Stewart Information Services Corp. Check STC cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.13x | $205.69 Million | $1.60 Billion | ▲ +24.9% |
| 2024 | 0.10x | $135.61 Million | $1.32 Billion | ▲ +64.0% |
| 2023 | 0.06x | $83.04 Million | $1.32 Billion | ▼ -55.3% |
| 2022 | 0.14x | $191.86 Million | $1.37 Billion | ▼ -75.5% |
| 2021 | 0.57x | $390.29 Million | $681.69 Million | ▲ +100.6% |
| 2020 | 0.29x | $275.81 Million | $966.17 Million | ▲ +44.0% |
| 2019 | 0.20x | $166.36 Million | $839.03 Million | ▲ +63.3% |
| 2018 | 0.12x | $84.18 Million | $693.10 Million | ▼ -18.3% |
| 2017 | 0.15x | $108.07 Million | $727.08 Million | ▼ -16.2% |
| 2016 | 0.18x | $122.96 Million | $692.88 Million | ▲ +50.9% |
| 2015 | 0.12x | $80.51 Million | $684.46 Million | ▲ +27.2% |
| 2014 | 0.09x | $63.99 Million | $692.02 Million | ▼ -29.7% |
| 2013 | 0.13x | $87.19 Million | $662.97 Million | ▼ -22.4% |
| 2012 | 0.17x | $120.52 Million | $711.00 Million | ▲ +401.6% |
| 2011 | 0.03x | $23.41 Million | $692.68 Million | ▼ -43.2% |
| 2010 | 0.06x | $41.19 Million | $692.87 Million | ▲ +418.1% |
| 2009 | -0.02x | $-16.95 Million | $907.09 Million | ▲ +83.3% |
| 2008 | -0.11x | $-105.16 Million | $942.16 Million | ▼ -1738.9% |
| 2007 | 0.01x | $4.58 Million | $672.21 Million | ▼ -95.6% |
| 2006 | 0.16x | $99.73 Million | $638.67 Million | ▼ -48.1% |
| 2005 | 0.30x | $173.51 Million | $576.16 Million | ▼ -14.9% |
| 2004 | 0.35x | $170.41 Million | $481.56 Million | ▼ -27.5% |
| 2003 | 0.49x | $193.94 Million | $397.26 Million | ▲ +1.4% |
| 2002 | 0.48x | $162.55 Million | $337.79 Million | ▲ +21.9% |
| 2001 | 0.39x | $108.19 Million | $274.09 Million | ▲ +223.4% |
| 2000 | 0.12x | $31.91 Million | $261.46 Million | ▼ -48.5% |
| 1999 | 0.24x | $57.88 Million | $244.14 Million | ▼ -36.2% |
| 1998 | 0.37x | $86.47 Million | $232.53 Million | ▲ +124.0% |
| 1997 | 0.17x | $33.83 Million | $203.79 Million | ▼ -15.0% |
| 1996 | 0.20x | $36.75 Million | $188.11 Million | ▲ +63.3% |
| 1995 | 0.12x | $20.57 Million | $171.94 Million | ▼ -29.6% |
| 1994 | 0.17x | $27.90 Million | $164.10 Million | ▼ -52.4% |
| 1993 | 0.36x | $54.50 Million | $152.60 Million | ▲ +17.1% |
| 1992 | 0.31x | $36.30 Million | $119.00 Million | ▲ +65.1% |
| 1991 | 0.18x | $18.60 Million | $100.70 Million | ▲ +40.4% |
| 1990 | 0.13x | $11.00 Million | $83.60 Million | ▼ -11.3% |
| 1989 | 0.15x | $11.70 Million | $78.90 Million | ▲ +28.5% |
| 1988 | 0.12x | $8.90 Million | $77.10 Million | ▼ -28.2% |
| 1987 | 0.16x | $10.80 Million | $67.20 Million | — |