Stewart Information Services Corp Financial Flexibility Index

Latest as of December 2025: 0.07x

Stewart Information Services Corp financial flexibility index. Stewart Information Services Corp (STC) has a Financial Flexibility Index of 0.07x as of December 2025. Free cash flow of $116.79 Million (operating CF $89.54 Million minus capex $27.24 Million) represents 0% of total liabilities ($1.60 Billion). See STC free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.07x
Free Cash Flow / Total Liabilities

Free Cash Flow

$116.79 Million
Operating CF − Capex

Total Liabilities

$1.60 Billion
USD

Capital Expenditures

$27.24 Million
USD

Financial Flexibility Index of Stewart Information Services Corp (1987–2025)

Financial flexibility index of Stewart Information Services Corp from 1987 to 2025. Historical Financial Flexibility Index trend for Stewart Information Services Corp across 39 annual periods. Check Stewart Information Services Corp cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Stewart Information Services Corp Financial Flexibility Index by Year (1987–2025)

Stewart Information Services Corp financial flexibility index by year from 1987 to 2025. Year-by-year free cash flow to debt coverage for Stewart Information Services Corp. For the full cash flow conversion analysis, see how efficiently does Stewart Information Services Corp generate cash.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.17x $279.10 Million $205.69 Million $1.60 Billion ▲ +30.5%
2024 0.13x $176.08 Million $135.61 Million $1.32 Billion ▲ +46.3%
2023 0.09x $120.83 Million $83.04 Million $1.32 Billion ▼ -48.0%
2022 0.18x $239.81 Million $191.86 Million $1.37 Billion ▼ -72.2%
2021 0.63x $430.09 Million $390.29 Million $681.69 Million ▲ +109.6%
2020 0.30x $290.80 Million $275.81 Million $966.17 Million ▲ +37.7%
2019 0.22x $183.43 Million $166.36 Million $839.03 Million ▲ +59.8%
2018 0.14x $94.85 Million $84.18 Million $693.10 Million ▼ -20.1%
2017 0.17x $124.46 Million $108.07 Million $727.08 Million ▼ -15.9%
2016 0.20x $141.12 Million $122.96 Million $692.88 Million ▲ +39.2%
2015 0.15x $100.17 Million $80.51 Million $684.46 Million ▲ +21.3%
2014 0.12x $83.53 Million $63.99 Million $692.02 Million ▼ -23.4%
2013 0.16x $104.47 Million $87.19 Million $662.97 Million ▼ -18.4%
2012 0.19x $137.27 Million $120.52 Million $711.00 Million ▲ +225.3%
2011 0.06x $41.11 Million $23.41 Million $692.68 Million ▼ -28.5%
2010 0.08x $57.53 Million $41.19 Million $692.87 Million ▲ +1372.3%
2009 -0.01x $-5.92 Million $-16.95 Million $907.09 Million ▲ +92.9%
2008 -0.09x $-87.19 Million $-105.16 Million $942.16 Million ▼ -273.0%
2007 0.05x $35.96 Million $4.58 Million $672.21 Million ▼ -75.9%
2006 0.22x $141.75 Million $99.73 Million $638.67 Million ▼ -38.4%
2005 0.36x $207.44 Million $173.51 Million $576.16 Million ▼ -14.5%
2004 0.42x $202.82 Million $170.41 Million $481.56 Million ▼ -27.6%
2003 0.58x $231.18 Million $193.94 Million $397.26 Million ▲ +2.0%
2002 0.57x $192.72 Million $162.55 Million $337.79 Million ▲ +18.8%
2001 0.48x $131.64 Million $108.19 Million $274.09 Million ▲ +145.7%
2000 0.20x $51.10 Million $31.91 Million $261.46 Million ▼ -42.6%
1999 0.34x $83.18 Million $57.88 Million $244.14 Million ▼ -25.9%
1998 0.46x $106.94 Million $86.47 Million $232.53 Million ▲ +99.3%
1997 0.23x $47.04 Million $33.83 Million $203.79 Million ▼ -12.1%
1996 0.26x $49.42 Million $36.75 Million $188.11 Million ▲ +65.7%
1995 0.16x $27.27 Million $20.57 Million $171.94 Million ▼ -35.1%
1994 0.24x $40.10 Million $27.90 Million $164.10 Million ▼ -41.0%
1993 0.41x $63.20 Million $54.50 Million $152.60 Million ▲ +11.8%
1992 0.37x $44.10 Million $36.30 Million $119.00 Million ▲ +65.9%
1991 0.22x $22.50 Million $18.60 Million $100.70 Million ▲ +24.5%
1990 0.18x $15.00 Million $11.00 Million $83.60 Million ▲ +2.6%
1989 0.17x $13.80 Million $11.70 Million $78.90 Million ▲ +51.5%
1988 0.12x $8.90 Million $8.90 Million $77.10 Million ▼ -28.2%
1987 0.16x $10.80 Million $10.80 Million $67.20 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities