Stewart Information Services Corp (STC) — Financial Flexibility Index

Latest as of December 2025: 0.07x

Stewart Information Services Corp (STC) has a Financial Flexibility Index of 0.07x as of December 2025. Free cash flow of $116.79 Million (operating CF $89.54 Million minus capex $27.24 Million) represents 0% of total liabilities ($1.60 Billion). Also explore STC net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.07x
Free Cash Flow / Total Liabilities

Free Cash Flow

$116.79 Million
Operating CF − Capex

Total Liabilities

$1.60 Billion
USD

Capital Expenditures

$27.24 Million
USD

Stewart Information Services Corp Financial Flexibility Index (1987–2025)

Historical Financial Flexibility Index trend for Stewart Information Services Corp across 39 annual periods. Check how strategically is Stewart Information Services Corp's equity deployed to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Stewart Information Services Corp (1987–2025)

Year-by-year free cash flow to debt coverage for Stewart Information Services Corp. For the full company profile including market capitalisation, see STC company net worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.17x $279.10 Million $205.69 Million $1.60 Billion ▲ +30.5%
2024 0.13x $176.08 Million $135.61 Million $1.32 Billion ▲ +46.3%
2023 0.09x $120.83 Million $83.04 Million $1.32 Billion ▼ -48.0%
2022 0.18x $239.81 Million $191.86 Million $1.37 Billion ▼ -72.2%
2021 0.63x $430.09 Million $390.29 Million $681.69 Million ▲ +109.6%
2020 0.30x $290.80 Million $275.81 Million $966.17 Million ▲ +37.7%
2019 0.22x $183.43 Million $166.36 Million $839.03 Million ▲ +59.8%
2018 0.14x $94.85 Million $84.18 Million $693.10 Million ▼ -20.1%
2017 0.17x $124.46 Million $108.07 Million $727.08 Million ▼ -15.9%
2016 0.20x $141.12 Million $122.96 Million $692.88 Million ▲ +39.2%
2015 0.15x $100.17 Million $80.51 Million $684.46 Million ▲ +21.3%
2014 0.12x $83.53 Million $63.99 Million $692.02 Million ▼ -23.4%
2013 0.16x $104.47 Million $87.19 Million $662.97 Million ▼ -18.4%
2012 0.19x $137.27 Million $120.52 Million $711.00 Million ▲ +225.3%
2011 0.06x $41.11 Million $23.41 Million $692.68 Million ▼ -28.5%
2010 0.08x $57.53 Million $41.19 Million $692.87 Million ▲ +1372.3%
2009 -0.01x $-5.92 Million $-16.95 Million $907.09 Million ▲ +92.9%
2008 -0.09x $-87.19 Million $-105.16 Million $942.16 Million ▼ -273.0%
2007 0.05x $35.96 Million $4.58 Million $672.21 Million ▼ -75.9%
2006 0.22x $141.75 Million $99.73 Million $638.67 Million ▼ -38.4%
2005 0.36x $207.44 Million $173.51 Million $576.16 Million ▼ -14.5%
2004 0.42x $202.82 Million $170.41 Million $481.56 Million ▼ -27.6%
2003 0.58x $231.18 Million $193.94 Million $397.26 Million ▲ +2.0%
2002 0.57x $192.72 Million $162.55 Million $337.79 Million ▲ +18.8%
2001 0.48x $131.64 Million $108.19 Million $274.09 Million ▲ +145.7%
2000 0.20x $51.10 Million $31.91 Million $261.46 Million ▼ -42.6%
1999 0.34x $83.18 Million $57.88 Million $244.14 Million ▼ -25.9%
1998 0.46x $106.94 Million $86.47 Million $232.53 Million ▲ +99.3%
1997 0.23x $47.04 Million $33.83 Million $203.79 Million ▼ -12.1%
1996 0.26x $49.42 Million $36.75 Million $188.11 Million ▲ +65.7%
1995 0.16x $27.27 Million $20.57 Million $171.94 Million ▼ -35.1%
1994 0.24x $40.10 Million $27.90 Million $164.10 Million ▼ -41.0%
1993 0.41x $63.20 Million $54.50 Million $152.60 Million ▲ +11.8%
1992 0.37x $44.10 Million $36.30 Million $119.00 Million ▲ +65.9%
1991 0.22x $22.50 Million $18.60 Million $100.70 Million ▲ +24.5%
1990 0.18x $15.00 Million $11.00 Million $83.60 Million ▲ +2.6%
1989 0.17x $13.80 Million $11.70 Million $78.90 Million ▲ +51.5%
1988 0.12x $8.90 Million $8.90 Million $77.10 Million ▼ -28.2%
1987 0.16x $10.80 Million $10.80 Million $67.20 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities