Stewart Information Services Corp (STC) — Working Capital to Net Assets Ratio
Stewart Information Services Corp (STC) has a Working Capital to Net Assets ratio of -13.2% as of December 2025. Working capital of $-218.06 Million (current assets of $559.74 Million minus current liabilities of $777.80 Million) is measured against net assets of $1.65 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See Stewart Information Services Corp defensive interval ratio to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Stewart Information Services Corp Working Capital to Net Assets (1989–2025)
This chart shows how Stewart Information Services Corp's Working Capital to Net Assets ratio has evolved across 36 annual periods from 1989 to 2025. As of December 2025, the ratio stands at -13.2%, reflecting working capital of $-218.06 Million against net assets of $1.65 Billion USD. For the complete balance sheet picture, see Stewart Information Services Corp balance sheet assets.
Annual Working Capital to Net Assets for Stewart Information Services Corp (1989–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Stewart Information Services Corp from 1989 to 2025, covering 36 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check STC financial resilience to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -13.2% | $-218.06 Million | $1.65 Billion | $559.74 Million | $777.80 Million | ▼ -3.2 pp |
| 2024 | -10.0% | $-141.54 Million | $1.41 Billion | $398.26 Million | $539.80 Million | ▲ +15.4 pp |
| 2023 | -25.4% | $-350.69 Million | $1.38 Billion | $223.37 Million | $574.05 Million | ▼ -6.7 pp |
| 2022 | -18.7% | $-256.15 Million | $1.37 Billion | $204.18 Million | $460.33 Million | ▼ -26.2 pp |
| 2021 | 7.5% | $160.84 Million | $2.13 Billion | $622.91 Million | $462.07 Million | ▼ -2.9 pp |
| 2020 | 10.4% | $105.73 Million | $1.01 Billion | $432.68 Million | $326.95 Million | ▲ +51.9 pp |
| 2019 | -41.4% | $-312.42 Million | $753.76 Million | $426.14 Million | $738.56 Million | ▼ -71.3 pp |
| 2018 | 29.8% | $202.72 Million | $679.83 Million | $794.09 Million | $591.37 Million | ▼ -4.9 pp |
| 2017 | 34.8% | $236.00 Million | $678.81 Million | $860.36 Million | $624.36 Million | ▲ +0.2 pp |
| 2016 | 34.6% | $224.41 Million | $648.85 Million | $818.12 Million | $593.72 Million | ▲ +0.3 pp |
| 2015 | 34.3% | $218.46 Million | $637.13 Million | $808.37 Million | $589.91 Million | ▲ +83.9 pp |
| 2014 | -49.6% | $-347.45 Million | $700.45 Million | $286.25 Million | $633.70 Million | ▲ +3.1 pp |
| 2013 | -52.7% | $-349.54 Million | $663.09 Million | $288.36 Million | $637.90 Million | ▼ -72.9 pp |
| 2012 | 20.1% | $116.91 Million | $580.37 Million | $768.11 Million | $651.20 Million | ▼ -16.4 pp |
| 2011 | 36.6% | $169.41 Million | $463.46 Million | $799.11 Million | $629.70 Million | ▲ +2.1 pp |
| 2010 | 34.4% | $154.25 Million | $448.33 Million | $787.15 Million | $632.90 Million | ▼ -44.8 pp |
| 2009 | 79.2% | $365.84 Million | $462.07 Million | $1.00 Billion | $635.10 Million | ▼ -13.6 pp |
| 2008 | 92.8% | $470.58 Million | $507.07 Million | $1.07 Billion | $597.40 Million | ▲ +37.0 pp |
| 2007 | 55.8% | $429.79 Million | $769.77 Million | $1.04 Billion | $605.50 Million | ▼ -5.4 pp |
| 2006 | 61.2% | $501.75 Million | $819.53 Million | $1.07 Billion | $563.40 Million | ▼ -4.8 pp |
| 2005 | 66.0% | $518.48 Million | $785.00 Million | $1.04 Billion | $524.40 Million | ▲ +1.7 pp |
| 2004 | 64.3% | $457.82 Million | $711.79 Million | $913.92 Million | $456.10 Million | ▼ -5.0 pp |
| 2003 | 69.3% | $439.89 Million | $634.61 Million | $833.09 Million | $393.20 Million | ▲ +3.8 pp |
| 2002 | 65.5% | $330.59 Million | $504.49 Million | $671.89 Million | $341.30 Million | ▲ +1.6 pp |
| 2001 | 63.9% | $257.98 Million | $403.77 Million | $534.28 Million | $276.30 Million | ▼ -0.2 pp |
| 2000 | 64.1% | $193.61 Million | $301.99 Million | $446.61 Million | $253.00 Million | ▲ +0.6 pp |
| 1999 | 63.5% | $185.07 Million | $291.60 Million | $429.87 Million | $244.80 Million | ▼ -5.6 pp |
| 1998 | 69.0% | $183.56 Million | $265.95 Million | $412.66 Million | $229.10 Million | ▼ -0.5 pp |
| 1997 | 69.5% | $148.69 Million | $213.90 Million | $345.49 Million | $196.80 Million | ▲ +2.3 pp |
| 1996 | 67.2% | $131.19 Million | $195.26 Million | $315.69 Million | $184.50 Million | ▼ -14.7 pp |
| 1995 | 81.9% | $146.86 Million | $179.42 Million | $316.06 Million | $169.20 Million | ▲ +63.4 pp |
| 1993 | 18.4% | $29.70 Million | $161.30 Million | $32.70 Million | $3.00 Million | ▲ +1.3 pp |
| 1992 | 17.2% | $22.80 Million | $132.90 Million | $26.00 Million | $3.20 Million | ▲ +1.1 pp |
| 1991 | 16.0% | $19.00 Million | $118.40 Million | $26.00 Million | $7.00 Million | ▼ 0.0 pp |
| 1990 | 16.1% | $18.90 Million | $117.70 Million | $26.10 Million | $7.20 Million | ▼ -1.0 pp |
| 1989 | 17.1% | $20.30 Million | $118.90 Million | $28.50 Million | $8.20 Million | — |