Stewart Information Services Corp (STC) — Defensive Interval Ratio
Stewart Information Services Corp (STC) has a Defensive Interval Ratio of 263 days as of December 2025. Defensive assets of $559.74 Million (cash $321.77 Million, short-term investments $47.90 Million, receivables $190.06 Million) cover 263 days of daily cash needs of $2.13 Million/day. Check Stewart Information Services Corp tangible book value ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Stewart Information Services Corp Defensive Interval Ratio (1989–2025)
This chart shows how Stewart Information Services Corp's Defensive Interval Ratio has evolved across 36 annual periods from 1989 to 2025. As of December 2025, the ratio stands at 263 days, meaning defensive assets of $559.74 Million can fund 263 days of operations without new revenue. Also explore STC net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Stewart Information Services Corp (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Stewart Information Services Corp from 1989 to 2025, covering 36 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see STC market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 263 days | $559.74 Million | $2.13 Million/day | $321.77 Million | $47.90 Million | ▼ -7 days |
| 2024 | 269 days | $398.26 Million | $1.48 Million/day | $216.30 Million | $41.20 Million | ▲ +17 days |
| 2023 | 253 days | $397.29 Million | $1.57 Million/day | $233.37 Million | $39.02 Million | ▼ -57 days |
| 2022 | 310 days | $390.41 Million | $1.26 Million/day | $248.37 Million | $24.32 Million | ▼ -182 days |
| 2021 | 492 days | $622.91 Million | $1.27 Million/day | $485.92 Million | $17.65 Million | ▼ -112 days |
| 2020 | 604 days | $541.17 Million | $895.76K/day | $432.68 Million | $20.68 Million | ▲ +394 days |
| 2019 | 211 days | $426.14 Million | $2.02 Million/day | $330.61 Million | $23.53 Million | ▲ +34 days |
| 2018 | 177 days | $286.48 Million | $1.62 Million/day | $192.07 Million | $22.95 Million | ▼ -386 days |
| 2017 | 563 days | $962.41 Million | $1.71 Million/day | $150.08 Million | $733.82 Million | ▲ +2 days |
| 2016 | 560 days | $911.29 Million | $1.63 Million/day | $185.77 Million | $653.74 Million | ▲ +126 days |
| 2015 | 434 days | $701.23 Million | $1.62 Million/day | $- | $619.56 Million | ▲ +363 days |
| 2014 | 71 days | $123.72 Million | $1.74 Million/day | $- | $25.04 Million | ▼ -11 days |
| 2013 | 82 days | $143.00 Million | $1.75 Million/day | $- | $38.34 Million | ▲ +5 days |
| 2012 | 77 days | $137.71 Million | $1.78 Million/day | $- | $37.02 Million | ▲ +7 days |
| 2011 | 71 days | $121.90 Million | $1.73 Million/day | $- | $33.14 Million | ▼ -223 days |
| 2010 | 293 days | $508.46 Million | $1.73 Million/day | $- | $429.77 Million | ▲ +207 days |
| 2009 | 86 days | $149.48 Million | $1.74 Million/day | $- | $24.19 Million | ▼ -2 days |
| 2008 | 88 days | $143.22 Million | $1.64 Million/day | $- | $37.12 Million | ▼ -39 days |
| 2007 | 126 days | $209.54 Million | $1.66 Million/day | $- | $79.78 Million | ▼ -50 days |
| 2006 | 176 days | $272.18 Million | $1.54 Million/day | $- | $161.71 Million | ▼ -29 days |
| 2005 | 206 days | $295.38 Million | $1.44 Million/day | $- | $206.72 Million | ▼ -4 days |
| 2004 | 209 days | $261.47 Million | $1.25 Million/day | $- | $181.19 Million | ▼ -6 days |
| 2003 | 216 days | $232.35 Million | $1.08 Million/day | $- | $153.32 Million | ▲ +88 days |
| 2002 | 128 days | $119.71 Million | $935.07K/day | $- | $50.67 Million | ▼ -15 days |
| 2001 | 143 days | $108.30 Million | $756.99K/day | $- | $56.27 Million | ▼ -17 days |
| 2000 | 160 days | $110.79 Million | $693.15K/day | $- | $53.75 Million | ▼ -13 days |
| 1999 | 173 days | $116.03 Million | $670.68K/day | $- | $67.45 Million | ▲ +4 days |
| 1998 | 169 days | $106.18 Million | $627.67K/day | $- | $59.45 Million | ▲ +44 days |
| 1997 | 125 days | $67.63 Million | $539.18K/day | $- | $35.76 Million | ▼ 0 days |
| 1996 | 126 days | $63.56 Million | $505.48K/day | $- | $31.95 Million | ▲ +49 days |
| 1995 | 77 days | $35.48 Million | $463.56K/day | $- | $28.24 Million | ▼ -3902 days |
| 1993 | 3979 days | $32.70 Million | $8.22K/day | $- | $- | ▲ +1013 days |
| 1992 | 2966 days | $26.00 Million | $8.77K/day | $- | $- | ▲ +1610 days |
| 1991 | 1356 days | $26.00 Million | $19.18K/day | $- | $- | ▲ +33 days |
| 1990 | 1323 days | $26.10 Million | $19.73K/day | $- | $- | ▲ +55 days |
| 1989 | 1269 days | $28.50 Million | $22.47K/day | $- | $- | — |