Banco do Estado do Rio Grande do Sul S.A (BRSR3) — Cash Flow-to-Debt Ratio
Banco do Estado do Rio Grande do Sul S.A (BRSR3) has a Cash Flow-to-Debt Ratio of 0.02x as of December 2025, meaning its operating cash flow of R$3.25 Billion could theoretically repay 0% of its total liabilities (R$152.39 Billion) in one year. See cash generation quality of Banco do Estado do Rio Grande do Sul S.A to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Banco do Estado do Rio Grande do Sul S.A Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Banco do Estado do Rio Grande do Sul S.A across 22 annual periods. Also explore Banco do Estado do Rio Grande do Sul S.A (BRSR3) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Banco do Estado do Rio Grande do Sul S.A (2004–2025)
Year-by-year debt coverage analysis for Banco do Estado do Rio Grande do Sul S.A. For market capitalisation and broader financial context, see market value of Banco do Estado do Rio Grande do Sul S.A.
| Year | CF-to-Debt Ratio | Operating CF (BRL) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.10x | R$15.10 Billion | R$152.39 Billion | ▼ -17.9% |
| 2024 | 0.12x | R$16.52 Billion | R$137.00 Billion | ▲ +129.8% |
| 2023 | 0.05x | R$6.06 Billion | R$115.39 Billion | ▲ +531.7% |
| 2022 | 0.01x | R$861.85 Million | R$103.75 Billion | ▼ -78.3% |
| 2021 | 0.04x | R$3.66 Billion | R$95.53 Billion | ▼ -71.8% |
| 2020 | 0.14x | R$11.37 Billion | R$83.48 Billion | ▲ +533.2% |
| 2019 | -0.03x | R$-255.24 Million | R$8.12 Billion | ▼ -212.5% |
| 2018 | 0.03x | R$1.96 Billion | R$70.15 Billion | ▲ +30.0% |
| 2017 | 0.02x | R$1.42 Billion | R$66.25 Billion | ▼ -65.2% |
| 2016 | 0.06x | R$3.87 Billion | R$62.60 Billion | ▲ +50.6% |
| 2015 | 0.04x | R$2.49 Billion | R$60.73 Billion | ▲ +5778.3% |
| 2014 | 0.00x | R$37.63 Million | R$53.89 Billion | ▲ +100.8% |
| 2013 | -0.09x | R$-4.23 Billion | R$48.06 Billion | ▼ -367.5% |
| 2012 | 0.03x | R$1.38 Billion | R$42.11 Billion | ▲ +23.0% |
| 2011 | 0.03x | R$887.11 Million | R$33.18 Billion | ▲ +128.8% |
| 2010 | -0.09x | R$-2.62 Billion | R$28.27 Billion | ▼ -362.0% |
| 2009 | 0.04x | R$909.65 Million | R$25.67 Billion | ▼ -43.1% |
| 2008 | 0.06x | R$1.38 Billion | R$22.12 Billion | ▲ +38.9% |
| 2007 | 0.04x | R$791.88 Million | R$17.66 Billion | ▼ -69.3% |
| 2006 | 0.15x | R$2.09 Billion | R$14.35 Billion | ▲ +436.5% |
| 2005 | 0.03x | R$351.95 Million | R$12.95 Billion | ▼ -0.5% |
| 2004 | 0.03x | R$303.22 Million | R$11.10 Billion | — |