Banco do Estado do Rio Grande do Sul S.A (BRSR3) — Cash Flow-to-Debt Ratio
Banco do Estado do Rio Grande do Sul S.A (BRSR3) has a Cash Flow-to-Debt Ratio of 0.03x as of March 2026, meaning its operating cash flow of R$3.85 Billion could theoretically repay 0% of its total liabilities (R$152.31 Billion) in one year. See Banco do Estado do Rio Grande do Sul S.A financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Banco do Estado do Rio Grande do Sul S.A Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Banco do Estado do Rio Grande do Sul S.A across 22 annual periods. For the full cash flow conversion analysis, see how efficiently does Banco do Estado do Rio Grande do Sul S.A generate cash.
Annual Cash Flow-to-Debt Ratio for Banco do Estado do Rio Grande do Sul S.A (2004–2025)
Year-by-year debt coverage analysis for Banco do Estado do Rio Grande do Sul S.A. Check Banco do Estado do Rio Grande do Sul S.A (BRSR3) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (BRL) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.10x | R$15.10 Billion | R$152.39 Billion | ▲ +15.8% |
| 2024 | 0.09x | R$11.72 Billion | R$137.00 Billion | ▲ +63.6% |
| 2023 | 0.05x | R$6.06 Billion | R$115.80 Billion | ▲ +529.5% |
| 2022 | 0.01x | R$861.85 Million | R$103.75 Billion | ▼ -78.3% |
| 2021 | 0.04x | R$3.66 Billion | R$95.53 Billion | ▼ -71.8% |
| 2020 | 0.14x | R$11.37 Billion | R$83.48 Billion | ▲ +533.2% |
| 2019 | -0.03x | R$-255.24 Million | R$8.12 Billion | ▼ -212.5% |
| 2018 | 0.03x | R$1.96 Billion | R$70.15 Billion | ▲ +30.0% |
| 2017 | 0.02x | R$1.42 Billion | R$66.25 Billion | ▼ -65.2% |
| 2016 | 0.06x | R$3.87 Billion | R$62.60 Billion | ▲ +61.4% |
| 2015 | 0.04x | R$2.33 Billion | R$60.73 Billion | ▲ +5385.6% |
| 2014 | 0.00x | R$37.63 Million | R$53.89 Billion | ▲ +100.7% |
| 2013 | -0.09x | R$-4.53 Billion | R$48.06 Billion | ▼ -386.5% |
| 2012 | 0.03x | R$1.38 Billion | R$42.11 Billion | ▲ +23.0% |
| 2011 | 0.03x | R$887.11 Million | R$33.18 Billion | ▲ +128.8% |
| 2010 | -0.09x | R$-2.62 Billion | R$28.27 Billion | ▼ -362.0% |
| 2009 | 0.04x | R$909.65 Million | R$25.67 Billion | ▼ -43.2% |
| 2008 | 0.06x | R$1.38 Billion | R$22.12 Billion | ▲ +243.1% |
| 2007 | 0.02x | R$321.59 Million | R$17.69 Billion | ▼ -27.8% |
| 2006 | 0.03x | R$361.66 Million | R$14.35 Billion | ▼ -7.3% |
| 2005 | 0.03x | R$351.95 Million | R$12.95 Billion | ▼ -0.5% |
| 2004 | 0.03x | R$303.22 Million | R$11.10 Billion | — |