Banco do Estado do Rio Grande do Sul S.A (BRSR3) — Defensive Interval Ratio
Banco do Estado do Rio Grande do Sul S.A (BRSR3) has a Defensive Interval Ratio of 1 days as of December 2025. Defensive assets of R$203.29 Million (cash R$-, short-term investments R$3.87 Million, receivables R$199.42 Million) cover 1 days of daily cash needs of R$296.63 Million/day. Check how tangible is Banco do Estado do Rio Grande do Sul S.A's equity to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Banco do Estado do Rio Grande do Sul S.A Defensive Interval Ratio (2004–2025)
This chart shows how Banco do Estado do Rio Grande do Sul S.A's Defensive Interval Ratio has evolved across 22 annual periods from 2004 to 2025. As of December 2025, the ratio stands at 1 days, meaning defensive assets of R$203.29 Million can fund 1 days of operations without new revenue. Also explore Banco do Estado do Rio Grande do Sul S.A (BRSR3) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Banco do Estado do Rio Grande do Sul S.A (2004–2025)
The table below presents the year-by-year Defensive Interval Ratio for Banco do Estado do Rio Grande do Sul S.A from 2004 to 2025, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Banco do Estado do Rio Grande do Sul S.A.
| Year | DIR (days) | Defensive Assets (BRL) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1 days | R$203.29 Million | R$296.63 Million/day | R$- | R$3.87 Million | ▼ -20 days |
| 2024 | 21 days | R$5.17 Billion | R$246.94 Million/day | R$- | R$4.86 Billion | ▼ -24 days |
| 2023 | 45 days | R$9.70 Billion | R$215.25 Million/day | R$- | R$9.38 Billion | ▼ -16 days |
| 2022 | 61 days | R$248.77 Million | R$4.07 Million/day | R$- | R$-50.40 Million | ▼ -2491 days |
| 2021 | 2552 days | R$8.84 Billion | R$3.46 Million/day | R$- | R$8.60 Billion | ▲ +291 days |
| 2020 | 2262 days | R$6.93 Billion | R$3.07 Million/day | R$- | R$6.66 Billion | ▲ +1961 days |
| 2019 | 301 days | R$17.41 Billion | R$57.84 Million/day | R$- | R$10.34 Billion | ▲ +100 days |
| 2018 | 202 days | R$28.10 Billion | R$139.43 Million/day | R$- | R$21.10 Billion | ▲ +67 days |
| 2017 | 134 days | R$17.33 Billion | R$129.27 Million/day | R$- | R$10.53 Billion | ▼ -77 days |
| 2016 | 211 days | R$24.57 Billion | R$116.55 Million/day | R$- | R$17.08 Billion | ▼ -5 days |
| 2015 | 216 days | R$22.88 Billion | R$106.02 Million/day | R$- | R$16.02 Billion | ▲ +16 days |
| 2014 | 200 days | R$18.69 Billion | R$93.54 Million/day | R$- | R$13.12 Billion | ▼ -5 days |
| 2013 | 205 days | R$17.18 Billion | R$83.96 Million/day | R$- | R$12.94 Billion | ▲ +57 days |
| 2012 | 147 days | R$10.79 Billion | R$73.29 Million/day | R$- | R$7.60 Billion | ▲ +31 days |
| 2011 | 116 days | R$9.35 Billion | R$80.67 Million/day | R$- | R$7.25 Billion | ▲ +100 days |
| 2010 | 16 days | R$1.13 Billion | R$68.92 Million/day | R$- | R$- | ▼ -12 days |
| 2009 | 28 days | R$1.69 Billion | R$60.24 Million/day | R$- | R$- | ▼ -8 days |
| 2008 | 36 days | R$1.82 Billion | R$50.61 Million/day | R$- | R$- | ▲ +1 days |
| 2007 | 35 days | R$1.38 Billion | R$39.35 Million/day | R$- | R$- | ▼ -41 days |
| 2006 | 76 days | R$2.39 Billion | R$31.48 Million/day | R$- | R$1.68 Billion | ▼ -15 days |
| 2005 | 91 days | R$2.51 Billion | R$27.60 Million/day | R$- | R$1.88 Billion | ▲ +3 days |
| 2004 | 88 days | R$2.10 Billion | R$23.91 Million/day | R$- | R$1.45 Billion | — |