Banco do Estado do Rio Grande do Sul S.A (BRSR3) — Defensive Interval Ratio
Banco do Estado do Rio Grande do Sul S.A (BRSR3) has a Defensive Interval Ratio of 3 days as of March 2026. Defensive assets of R$281.52 Million (cash R$-, short-term investments R$-, receivables R$281.52 Million) cover 3 days of daily cash needs of R$90.13 Million/day. See Banco do Estado do Rio Grande do Sul S.A (BRSR3) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Banco do Estado do Rio Grande do Sul S.A Defensive Interval Ratio (2004–2025)
This chart shows how Banco do Estado do Rio Grande do Sul S.A's Defensive Interval Ratio has evolved across 22 annual periods from 2004 to 2025. As of March 2026, the ratio stands at 3 days, meaning defensive assets of R$281.52 Million can fund 3 days of operations without new revenue. See BRSR3 equity financing ratio to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Banco do Estado do Rio Grande do Sul S.A (2004–2025)
The table below presents the year-by-year Defensive Interval Ratio for Banco do Estado do Rio Grande do Sul S.A from 2004 to 2025, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Banco do Estado do Rio Grande do Sul S.A (BRSR3) market capitalisation.
| Year | DIR (days) | Defensive Assets (BRL) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1 days | R$203.29 Million | R$296.63 Million/day | R$- | R$3.87 Million | ▼ -20 days |
| 2024 | 21 days | R$5.17 Billion | R$246.94 Million/day | R$- | R$4.86 Billion | ▼ -146 days |
| 2023 | 167 days | R$9.70 Billion | R$58.12 Million/day | R$- | R$9.38 Billion | ▲ +106 days |
| 2022 | 61 days | R$248.77 Million | R$4.07 Million/day | R$- | R$-50.40 Million | ▼ -2491 days |
| 2021 | 2552 days | R$8.84 Billion | R$3.46 Million/day | R$- | R$8.60 Billion | ▲ +291 days |
| 2020 | 2262 days | R$6.93 Billion | R$3.07 Million/day | R$- | R$6.66 Billion | ▲ +1961 days |
| 2019 | 301 days | R$17.41 Billion | R$57.84 Million/day | R$- | R$10.34 Billion | ▼ -17967 days |
| 2018 | 18268 days | R$28.10 Billion | R$1.54 Million/day | R$- | R$21.10 Billion | ▲ +3453 days |
| 2017 | 14815 days | R$17.33 Billion | R$1.17 Million/day | R$- | R$10.53 Billion | ▼ -11348 days |
| 2016 | 26163 days | R$24.57 Billion | R$939.15K/day | R$- | R$17.08 Billion | ▼ -7757 days |
| 2015 | 33920 days | R$22.88 Billion | R$674.45K/day | R$- | R$16.02 Billion | ▼ -7851 days |
| 2014 | 41771 days | R$18.69 Billion | R$447.56K/day | R$- | R$13.12 Billion | ▼ -9369 days |
| 2013 | 51140 days | R$17.18 Billion | R$335.88K/day | R$- | R$12.94 Billion | ▲ +9759 days |
| 2012 | 41381 days | R$10.79 Billion | R$260.68K/day | R$- | R$7.60 Billion | ▲ +40933 days |
| 2011 | 448 days | R$8.69 Billion | R$19.40 Million/day | R$- | R$7.25 Billion | ▲ +380 days |
| 2010 | 68 days | R$1.13 Billion | R$16.72 Million/day | R$- | R$- | ▼ -43 days |
| 2009 | 110 days | R$1.69 Billion | R$15.37 Million/day | R$- | R$- | ▼ -52 days |
| 2008 | 162 days | R$1.82 Billion | R$11.24 Million/day | R$- | R$- | ▲ +127 days |
| 2007 | 35 days | R$1.38 Billion | R$39.35 Million/day | R$- | R$- | ▼ -731 days |
| 2006 | 766 days | R$2.39 Billion | R$3.12 Million/day | R$- | R$1.68 Billion | ▲ +17 days |
| 2005 | 749 days | R$2.51 Billion | R$3.35 Million/day | R$- | R$1.88 Billion | ▲ +53 days |
| 2004 | 696 days | R$2.10 Billion | R$3.02 Million/day | R$- | R$1.45 Billion | — |