Banco do Estado do Rio Grande do Sul S.A (BRSR3) — Net Asset Quality Index
Banco do Estado do Rio Grande do Sul S.A (BRSR3) has a Net Asset Quality Index of 7.0% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of R$163.86 Billion minus total liabilities of R$152.39 Billion yields net assets of R$11.47 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check BRSR3 financial resilience to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Banco do Estado do Rio Grande do Sul S.A Net Asset Quality Index Over Time (2004–2025)
This chart shows how Banco do Estado do Rio Grande do Sul S.A's Net Asset Quality Index has evolved across 22 annual periods from 2004 to 2025. As of December 2025, the index stands at 7.0%, representing net assets of R$11.47 Billion against total assets of R$163.86 Billion BRL. See Banco do Estado do Rio Grande do Sul S.A (BRSR3) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Banco do Estado do Rio Grande do Sul S.A (2004–2025)
The table below presents the year-by-year Net Asset Quality Index for Banco do Estado do Rio Grande do Sul S.A from 2004 to 2025, covering 22 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see BRSR3 stock market capitalisation.
| Year | Quality Index | Net Assets (BRL) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 7.0% | R$11.47 Billion | R$163.86 Billion | R$152.39 Billion | ▼ -0.1 pp |
| 2024 | 7.1% | R$10.41 Billion | R$147.42 Billion | R$137.00 Billion | ▼ -0.7 pp |
| 2023 | 7.7% | R$9.67 Billion | R$125.06 Billion | R$115.39 Billion | ▼ -0.6 pp |
| 2022 | 8.3% | R$9.42 Billion | R$113.17 Billion | R$103.75 Billion | ▼ -0.3 pp |
| 2021 | 8.7% | R$9.05 Billion | R$104.58 Billion | R$95.53 Billion | ▼ -0.4 pp |
| 2020 | 9.1% | R$8.35 Billion | R$91.82 Billion | R$83.48 Billion | ▼ -81.0 pp |
| 2019 | 90.0% | R$73.43 Billion | R$81.55 Billion | R$8.12 Billion | ▲ +80.6 pp |
| 2018 | 9.4% | R$7.28 Billion | R$77.43 Billion | R$70.15 Billion | ▼ -0.2 pp |
| 2017 | 9.6% | R$7.04 Billion | R$73.29 Billion | R$66.25 Billion | ▲ +0.3 pp |
| 2016 | 9.3% | R$6.44 Billion | R$69.04 Billion | R$62.60 Billion | ▲ +0.1 pp |
| 2015 | 9.3% | R$6.21 Billion | R$66.94 Billion | R$60.73 Billion | ▼ -0.2 pp |
| 2014 | 9.5% | R$5.67 Billion | R$59.56 Billion | R$53.89 Billion | ▼ -0.2 pp |
| 2013 | 9.7% | R$5.15 Billion | R$53.21 Billion | R$48.06 Billion | ▼ -0.2 pp |
| 2012 | 9.9% | R$4.64 Billion | R$46.74 Billion | R$42.11 Billion | ▼ -1.8 pp |
| 2011 | 11.7% | R$4.40 Billion | R$37.59 Billion | R$33.18 Billion | ▼ -0.3 pp |
| 2010 | 12.0% | R$3.86 Billion | R$32.13 Billion | R$28.27 Billion | ▲ +0.3 pp |
| 2009 | 11.7% | R$3.41 Billion | R$29.08 Billion | R$25.67 Billion | ▼ -0.5 pp |
| 2008 | 12.2% | R$3.08 Billion | R$25.21 Billion | R$22.12 Billion | ▼ -1.4 pp |
| 2007 | 13.7% | R$2.79 Billion | R$20.46 Billion | R$17.66 Billion | ▲ +5.4 pp |
| 2006 | 8.3% | R$1.30 Billion | R$15.65 Billion | R$14.35 Billion | ▲ +0.2 pp |
| 2005 | 8.1% | R$1.14 Billion | R$14.09 Billion | R$12.95 Billion | ▼ -0.4 pp |
| 2004 | 8.5% | R$1.03 Billion | R$12.13 Billion | R$11.10 Billion | — |