Banco do Estado do Rio Grande do Sul S.A (BRSR3) — Free Cash Flow Generation Index
Banco do Estado do Rio Grande do Sul S.A (BRSR3) has a Free Cash Flow Generation Index of 0.97x as of December 2025. Free cash flow of R$3.15 Billion represents 1% of operating cash flow (R$3.25 Billion). See Banco do Estado do Rio Grande do Sul S.A short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Banco do Estado do Rio Grande do Sul S.A Free Cash Flow Generation Index (2004–2025)
Historical FCF Generation Index trend for Banco do Estado do Rio Grande do Sul S.A across 19 annual periods. Explore cash flow to debt ratio of Banco do Estado do Rio Grande do Sul S.A to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Banco do Estado do Rio Grande do Sul S.A (2004–2025)
Year-by-year Free Cash Flow Generation Index for Banco do Estado do Rio Grande do Sul S.A. For the full company profile including market capitalisation, see market value of Banco do Estado do Rio Grande do Sul S.A.
| Year | FCG Index | Free Cash Flow (BRL) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.98x | R$14.81 Billion | R$15.10 Billion | R$291.03 Million | ▼ -0.5% |
| 2024 | 0.99x | R$16.28 Billion | R$16.52 Billion | R$241.47 Million | ▲ +4.0% |
| 2023 | 0.95x | R$5.73 Billion | R$6.06 Billion | R$320.50 Million | ▲ +27.3% |
| 2022 | 0.74x | R$641.07 Million | R$861.85 Million | R$220.78 Million | ▼ -20.8% |
| 2021 | 0.94x | R$3.44 Billion | R$3.66 Billion | R$221.17 Million | ▼ -4.4% |
| 2020 | 0.98x | R$11.17 Billion | R$11.37 Billion | R$195.34 Million | ▲ +5.0% |
| 2018 | 0.94x | R$1.84 Billion | R$1.96 Billion | R$125.03 Million | ▲ +2.2% |
| 2017 | 0.92x | R$1.31 Billion | R$1.42 Billion | R$119.45 Million | ▲ +44.3% |
| 2016 | 0.63x | R$2.46 Billion | R$3.87 Billion | R$1.41 Billion | ▼ -35.2% |
| 2015 | 0.98x | R$2.44 Billion | R$2.49 Billion | R$50.71 Million | ▲ +235.6% |
| 2014 | -0.72x | R$-27.19 Million | R$37.63 Million | R$64.82 Million | ▼ -175.1% |
| 2012 | 0.96x | R$1.33 Billion | R$1.38 Billion | R$52.34 Million | ▲ +1.2% |
| 2011 | 0.95x | R$843.44 Million | R$887.11 Million | R$43.67 Million | ▲ +5.3% |
| 2009 | 0.90x | R$821.26 Million | R$909.65 Million | R$88.39 Million | ▼ -1.1% |
| 2008 | 0.91x | R$1.26 Billion | R$1.38 Billion | R$119.42 Million | ▲ +28.4% |
| 2007 | 0.71x | R$563.39 Million | R$791.88 Million | R$228.49 Million | ▼ -27.8% |
| 2006 | 0.99x | R$2.06 Billion | R$2.09 Billion | R$29.97 Million | ▼ -1.4% |
| 2005 | 1.00x | R$351.95 Million | R$351.95 Million | R$0.00 | ▲ +0.0% |
| 2004 | 1.00x | R$303.22 Million | R$303.22 Million | R$0.00 | — |