Banco do Estado do Rio Grande do Sul S.A (BRSR3) — Financial Flexibility Index
Banco do Estado do Rio Grande do Sul S.A (BRSR3) has a Financial Flexibility Index of 0.03x as of March 2026. Free cash flow of R$3.90 Billion (operating CF R$3.85 Billion minus capex R$50.91 Million) represents 0% of total liabilities (R$152.31 Billion). Check BRSR3 total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banco do Estado do Rio Grande do Sul S.A Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Banco do Estado do Rio Grande do Sul S.A across 22 annual periods. For the full cash flow conversion analysis, see BRSR3 cash flow conversion.
Annual Financial Flexibility Index for Banco do Estado do Rio Grande do Sul S.A (2004–2025)
Year-by-year free cash flow to debt coverage for Banco do Estado do Rio Grande do Sul S.A. Explore BRSR3 operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (BRL) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.10x | R$15.39 Billion | R$15.10 Billion | R$152.39 Billion | ▲ +16.3% |
| 2024 | 0.09x | R$11.90 Billion | R$11.72 Billion | R$137.00 Billion | ▲ +61.9% |
| 2023 | 0.05x | R$6.21 Billion | R$6.06 Billion | R$115.80 Billion | ▲ +414.0% |
| 2022 | 0.01x | R$1.08 Billion | R$861.85 Million | R$103.75 Billion | ▼ -74.3% |
| 2021 | 0.04x | R$3.89 Billion | R$3.66 Billion | R$95.53 Billion | ▼ -70.6% |
| 2020 | 0.14x | R$11.56 Billion | R$11.37 Billion | R$83.48 Billion | ▲ +1211.1% |
| 2019 | -0.01x | R$-101.23 Million | R$-255.24 Million | R$8.12 Billion | ▼ -141.9% |
| 2018 | 0.03x | R$2.09 Billion | R$1.96 Billion | R$70.15 Billion | ▲ +27.5% |
| 2017 | 0.02x | R$1.54 Billion | R$1.42 Billion | R$66.25 Billion | ▼ -72.4% |
| 2016 | 0.08x | R$5.28 Billion | R$3.87 Billion | R$62.60 Billion | ▲ +115.7% |
| 2015 | 0.04x | R$2.38 Billion | R$2.33 Billion | R$60.73 Billion | ▲ +1958.9% |
| 2014 | 0.00x | R$102.45 Million | R$37.63 Million | R$53.89 Billion | ▲ +102.0% |
| 2013 | -0.09x | R$-4.46 Billion | R$-4.53 Billion | R$48.06 Billion | ▼ -372.1% |
| 2012 | 0.03x | R$1.44 Billion | R$1.38 Billion | R$42.11 Billion | ▲ +21.7% |
| 2011 | 0.03x | R$930.77 Million | R$887.11 Million | R$33.18 Billion | ▲ +131.4% |
| 2010 | -0.09x | R$-2.52 Billion | R$-2.62 Billion | R$28.27 Billion | ▼ -329.7% |
| 2009 | 0.04x | R$998.03 Million | R$909.65 Million | R$25.67 Billion | ▼ -42.8% |
| 2008 | 0.07x | R$1.50 Billion | R$1.38 Billion | R$22.12 Billion | ▲ +246.4% |
| 2007 | 0.02x | R$346.75 Million | R$321.59 Million | R$17.69 Billion | ▼ -28.2% |
| 2006 | 0.03x | R$391.63 Million | R$361.66 Million | R$14.35 Billion | ▲ +0.4% |
| 2005 | 0.03x | R$351.95 Million | R$351.95 Million | R$12.95 Billion | ▼ -0.5% |
| 2004 | 0.03x | R$303.22 Million | R$303.22 Million | R$11.10 Billion | — |