Banco do Estado do Rio Grande do Sul S.A (BRSR3) — Financial Flexibility Index
Banco do Estado do Rio Grande do Sul S.A (BRSR3) has a Financial Flexibility Index of 0.03x as of March 2026. Free cash flow of R$3.90 Billion (operating CF R$3.85 Billion minus capex R$50.91 Million) represents 0% of total liabilities (R$152.31 Billion). Check Banco do Estado do Rio Grande do Sul S.A PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banco do Estado do Rio Grande do Sul S.A Financial Flexibility Index (2004–2025)
Historical Financial Flexibility Index trend for Banco do Estado do Rio Grande do Sul S.A across 22 annual periods. See Banco do Estado do Rio Grande do Sul S.A (BRSR3) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Banco do Estado do Rio Grande do Sul S.A (2004–2025)
Year-by-year free cash flow to debt coverage for Banco do Estado do Rio Grande do Sul S.A. For the full company profile including market capitalisation, see Banco do Estado do Rio Grande do Sul S.A stock valuation.
| Year | Flexibility Index | Free Cash Flow (BRL) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.10x | R$15.39 Billion | R$15.10 Billion | R$152.39 Billion | ▲ +16.3% |
| 2024 | 0.09x | R$11.90 Billion | R$11.72 Billion | R$137.00 Billion | ▲ +61.9% |
| 2023 | 0.05x | R$6.21 Billion | R$6.06 Billion | R$115.80 Billion | ▲ +414.0% |
| 2022 | 0.01x | R$1.08 Billion | R$861.85 Million | R$103.75 Billion | ▼ -74.3% |
| 2021 | 0.04x | R$3.89 Billion | R$3.66 Billion | R$95.53 Billion | ▼ -70.6% |
| 2020 | 0.14x | R$11.56 Billion | R$11.37 Billion | R$83.48 Billion | ▲ +1211.1% |
| 2019 | -0.01x | R$-101.23 Million | R$-255.24 Million | R$8.12 Billion | ▼ -141.9% |
| 2018 | 0.03x | R$2.09 Billion | R$1.96 Billion | R$70.15 Billion | ▲ +27.5% |
| 2017 | 0.02x | R$1.54 Billion | R$1.42 Billion | R$66.25 Billion | ▼ -72.4% |
| 2016 | 0.08x | R$5.28 Billion | R$3.87 Billion | R$62.60 Billion | ▲ +115.7% |
| 2015 | 0.04x | R$2.38 Billion | R$2.33 Billion | R$60.73 Billion | ▲ +1958.9% |
| 2014 | 0.00x | R$102.45 Million | R$37.63 Million | R$53.89 Billion | ▲ +102.0% |
| 2013 | -0.09x | R$-4.46 Billion | R$-4.53 Billion | R$48.06 Billion | ▼ -372.1% |
| 2012 | 0.03x | R$1.44 Billion | R$1.38 Billion | R$42.11 Billion | ▲ +21.7% |
| 2011 | 0.03x | R$930.77 Million | R$887.11 Million | R$33.18 Billion | ▲ +131.4% |
| 2010 | -0.09x | R$-2.52 Billion | R$-2.62 Billion | R$28.27 Billion | ▼ -329.7% |
| 2009 | 0.04x | R$998.03 Million | R$909.65 Million | R$25.67 Billion | ▼ -42.8% |
| 2008 | 0.07x | R$1.50 Billion | R$1.38 Billion | R$22.12 Billion | ▲ +246.4% |
| 2007 | 0.02x | R$346.75 Million | R$321.59 Million | R$17.69 Billion | ▼ -28.2% |
| 2006 | 0.03x | R$391.63 Million | R$361.66 Million | R$14.35 Billion | ▲ +0.4% |
| 2005 | 0.03x | R$351.95 Million | R$351.95 Million | R$12.95 Billion | ▼ -0.5% |
| 2004 | 0.03x | R$303.22 Million | R$303.22 Million | R$11.10 Billion | — |