Banco do Estado do Rio Grande do Sul S.A (BRSR3) — Financial Flexibility Index

Latest as of December 2025: 0.02x

Banco do Estado do Rio Grande do Sul S.A (BRSR3) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of R$3.35 Billion (operating CF R$3.25 Billion minus capex R$102.14 Million) represents 0% of total liabilities (R$152.39 Billion). Also explore Banco do Estado do Rio Grande do Sul S.A (BRSR3) equity growth momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

R$3.35 Billion
Operating CF − Capex

Total Liabilities

R$152.39 Billion
BRL

Capital Expenditures

R$102.14 Million
BRL

Banco do Estado do Rio Grande do Sul S.A Financial Flexibility Index (2004–2025)

Historical Financial Flexibility Index trend for Banco do Estado do Rio Grande do Sul S.A across 22 annual periods. Check asset allocation strategy of Banco do Estado do Rio Grande do Sul S.A to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Banco do Estado do Rio Grande do Sul S.A (2004–2025)

Year-by-year free cash flow to debt coverage for Banco do Estado do Rio Grande do Sul S.A. For the full company profile including market capitalisation, see how much is Banco do Estado do Rio Grande do Sul S.A worth.

Year Flexibility Index Free Cash Flow (BRL) Operating CF Total Liabilities YoY Change
2025 0.10x R$15.39 Billion R$15.10 Billion R$152.39 Billion ▼ -17.5%
2024 0.12x R$16.77 Billion R$16.52 Billion R$137.00 Billion ▲ +121.5%
2023 0.06x R$6.38 Billion R$6.06 Billion R$115.39 Billion ▲ +429.5%
2022 0.01x R$1.08 Billion R$861.85 Million R$103.75 Billion ▼ -74.3%
2021 0.04x R$3.89 Billion R$3.66 Billion R$95.53 Billion ▼ -70.6%
2020 0.14x R$11.56 Billion R$11.37 Billion R$83.48 Billion ▲ +1211.1%
2019 -0.01x R$-101.23 Million R$-255.24 Million R$8.12 Billion ▼ -141.9%
2018 0.03x R$2.09 Billion R$1.96 Billion R$70.15 Billion ▲ +27.5%
2017 0.02x R$1.54 Billion R$1.42 Billion R$66.25 Billion ▼ -72.4%
2016 0.08x R$5.28 Billion R$3.87 Billion R$62.60 Billion ▲ +101.5%
2015 0.04x R$2.54 Billion R$2.49 Billion R$60.73 Billion ▲ +2103.1%
2014 0.00x R$102.45 Million R$37.63 Million R$53.89 Billion ▲ +102.2%
2013 -0.09x R$-4.16 Billion R$-4.23 Billion R$48.06 Billion ▼ -353.8%
2012 0.03x R$1.44 Billion R$1.38 Billion R$42.11 Billion ▲ +21.7%
2011 0.03x R$930.77 Million R$887.11 Million R$33.18 Billion ▲ +131.4%
2010 -0.09x R$-2.52 Billion R$-2.62 Billion R$28.27 Billion ▼ -329.7%
2009 0.04x R$998.03 Million R$909.65 Million R$25.67 Billion ▼ -42.5%
2008 0.07x R$1.50 Billion R$1.38 Billion R$22.12 Billion ▲ +17.1%
2007 0.06x R$1.02 Billion R$791.88 Million R$17.66 Billion ▼ -61.0%
2006 0.15x R$2.12 Billion R$2.09 Billion R$14.35 Billion ▲ +444.2%
2005 0.03x R$351.95 Million R$351.95 Million R$12.95 Billion ▼ -0.5%
2004 0.03x R$303.22 Million R$303.22 Million R$11.10 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities