UBS Group AG (UBSG) — Cash Flow-to-Debt Ratio
UBS Group AG (UBSG) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of CHF-3.91 Billion could theoretically repay 0% of its total liabilities (CHF1.54 Trillion) in one year. See UBSG financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
UBS Group AG Cash Flow-to-Debt Ratio (1999–2024)
Historical debt coverage capacity for UBS Group AG across 26 annual periods. For the full cash flow conversion analysis, see how efficiently does UBS Group AG generate cash.
Annual Cash Flow-to-Debt Ratio for UBS Group AG (1999–2024)
Year-by-year debt coverage analysis for UBS Group AG. Check UBS Group AG earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (CHF) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.00x | CHF3.28 Billion | CHF1.48 Trillion | ▼ -95.8% |
| 2023 | 0.05x | CHF86.07 Billion | CHF1.63 Trillion | ▲ +277.3% |
| 2022 | 0.01x | CHF14.65 Billion | CHF1.05 Trillion | ▼ -53.0% |
| 2021 | 0.03x | CHF31.43 Billion | CHF1.06 Trillion | ▼ -14.2% |
| 2020 | 0.03x | CHF36.96 Billion | CHF1.07 Trillion | ▲ +61.4% |
| 2019 | 0.02x | CHF19.70 Billion | CHF917.48 Billion | ▼ -31.1% |
| 2018 | 0.03x | CHF28.91 Billion | CHF927.76 Billion | ▲ +153.6% |
| 2017 | -0.06x | CHF-52.27 Billion | CHF898.67 Billion | ▼ -211.2% |
| 2016 | -0.02x | CHF-16.15 Billion | CHF864.34 Billion | ▼ -634.2% |
| 2015 | 0.00x | CHF3.15 Billion | CHF899.07 Billion | ▼ -55.3% |
| 2014 | 0.01x | CHF8.49 Billion | CHF1.09 Trillion | ▼ -84.8% |
| 2013 | 0.05x | CHF61.21 Billion | CHF1.19 Trillion | ▼ -1.2% |
| 2012 | 0.05x | CHF73.45 Billion | CHF1.41 Trillion | ▲ +632.8% |
| 2011 | -0.01x | CHF-15.13 Billion | CHF1.54 Trillion | ▼ -210.2% |
| 2010 | 0.01x | CHF12.80 Billion | CHF1.44 Trillion | ▼ -79.7% |
| 2009 | 0.04x | CHF52.65 Billion | CHF1.20 Trillion | ▲ +2.1% |
| 2008 | 0.04x | CHF72.07 Billion | CHF1.68 Trillion | ▲ +253.3% |
| 2007 | -0.03x | CHF-45.20 Billion | CHF1.62 Trillion | ▼ -1000.9% |
| 2006 | 0.00x | CHF-3.86 Billion | CHF1.52 Trillion | ▲ +93.9% |
| 2005 | -0.04x | CHF-48.11 Billion | CHF1.16 Trillion | ▼ -121.6% |
| 2004 | -0.02x | CHF-24.45 Billion | CHF1.31 Trillion | ▼ -662.7% |
| 2003 | 0.00x | CHF2.75 Billion | CHF825.81 Billion | ▲ +204.6% |
| 2002 | 0.00x | CHF-1.71 Billion | CHF538.49 Billion | ▼ -118.4% |
| 2001 | 0.02x | CHF7.77 Billion | CHF449.98 Billion | ▼ -5.0% |
| 2000 | 0.02x | CHF7.25 Billion | CHF398.76 Billion | ▲ +245.1% |
| 1999 | 0.01x | CHF1.79 Billion | CHF340.83 Billion | — |