UBS Group AG (UBSG) — Cash Flow Quality Index
UBS Group AG (UBSG) has a Cash Flow Quality Index of -1.57x as of September 2025. Operating cash flow of CHF-3.91 Billion is below net income of CHF2.49 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore UBSG long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
UBS Group AG Cash Flow Quality Index (1999–2024)
Historical Cash Flow Quality Index for UBS Group AG across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check UBSG intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for UBS Group AG (1999–2024)
Year-by-year earnings quality comparison for UBS Group AG. For live market cap and the full company financial profile, see UBS Group AG stock valuation.
| Year | Quality Index | Operating CF (CHF) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.64x | CHF3.28 Billion | CHF5.15 Billion | ▼ -79.7% |
| 2023 | 3.14x | CHF86.07 Billion | CHF27.38 Billion | ▲ +64.4% |
| 2022 | 1.91x | CHF14.65 Billion | CHF7.66 Billion | ▼ -54.5% |
| 2021 | 4.20x | CHF31.43 Billion | CHF7.49 Billion | ▼ -25.4% |
| 2020 | 5.62x | CHF36.96 Billion | CHF6.57 Billion | ▲ +23.0% |
| 2019 | 4.57x | CHF19.70 Billion | CHF4.31 Billion | ▼ -28.5% |
| 2018 | 6.39x | CHF28.91 Billion | CHF4.52 Billion | ▲ +114.2% |
| 2017 | -45.13x | CHF-52.27 Billion | CHF1.16 Billion | ▼ -801.2% |
| 2016 | -5.01x | CHF-16.15 Billion | CHF3.23 Billion | ▼ -1128.7% |
| 2015 | 0.49x | CHF3.15 Billion | CHF6.46 Billion | ▼ -78.9% |
| 2014 | 2.31x | CHF8.49 Billion | CHF3.68 Billion | ▼ -85.6% |
| 2013 | 16.07x | CHF61.21 Billion | CHF3.81 Billion | ▲ +599.5% |
| 2011 | -3.22x | CHF-15.13 Billion | CHF4.70 Billion | ▼ -300.7% |
| 2010 | 1.60x | CHF12.80 Billion | CHF7.99 Billion | ▲ +533.8% |
| 2006 | -0.37x | CHF-3.86 Billion | CHF10.45 Billion | ▲ +91.4% |
| 2005 | -4.30x | CHF-48.11 Billion | CHF11.18 Billion | ▼ -24.7% |
| 2004 | -3.45x | CHF-24.45 Billion | CHF7.09 Billion | ▼ -747.1% |
| 2003 | 0.53x | CHF2.75 Billion | CHF5.15 Billion | ▲ +179.7% |
| 2002 | -0.67x | CHF-1.71 Billion | CHF2.56 Billion | ▼ -125.8% |
| 2001 | 2.59x | CHF7.77 Billion | CHF3.00 Billion | ▲ +72.5% |
| 2000 | 1.50x | CHF7.25 Billion | CHF4.83 Billion | ▲ +230.8% |
| 1999 | 0.45x | CHF1.79 Billion | CHF3.96 Billion | — |