UBS Group AG (UBSG) — Defensive Interval Ratio

Latest as of December 2025: 18 days

UBS Group AG (UBSG) has a Defensive Interval Ratio of 18 days as of December 2025. Defensive assets of CHF49.45 Billion (cash CHF-, short-term investments CHF13.87 Billion, receivables CHF35.58 Billion) cover 18 days of daily cash needs of CHF2.71 Billion/day. Check UBSG goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

18 days
Days of operational coverage

Defensive Assets

CHF49.45 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CHF2.71 Billion
Current Liabilities ÷ 365

Current Liabilities

CHF988.97 Billion
CHF

UBS Group AG Defensive Interval Ratio (2006–2025)

This chart shows how UBS Group AG's Defensive Interval Ratio has evolved across 20 annual periods from 2006 to 2025. As of December 2025, the ratio stands at 18 days, meaning defensive assets of CHF49.45 Billion can fund 18 days of operations without new revenue. Also explore UBS Group AG net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for UBS Group AG (2006–2025)

The table below presents the year-by-year Defensive Interval Ratio for UBS Group AG from 2006 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see UBS Group AG market cap and net worth.

Year DIR (days) Defensive Assets (CHF) Daily Cash Need Cash ST Investments Change (days)
2025 18 days CHF49.45 Billion CHF2.71 Billion/day CHF- CHF13.87 Billion ▲ +2 days
2024 16 days CHF41.07 Billion CHF2.52 Billion/day CHF- CHF2.19 Billion ▲ +3 days
2023 14 days CHF38.08 Billion CHF2.78 Billion/day CHF- CHF2.23 Billion ▼ -112 days
2022 125 days CHF25.67 Billion CHF204.82 Million/day CHF- CHF2.24 Billion ▼ -20 days
2021 145 days CHF35.17 Billion CHF241.75 Million/day CHF- CHF8.84 Billion ▼ -14 days
2020 160 days CHF37.40 Billion CHF234.00 Million/day CHF- CHF8.26 Billion ▲ +9 days
2019 150 days CHF24.35 Billion CHF161.84 Million/day CHF- CHF6.34 Billion ▲ +24 days
2018 127 days CHF27.43 Billion CHF216.41 Million/day CHF- CHF6.83 Billion ▲ +77 days
2017 49 days CHF11.43 Billion CHF231.66 Million/day CHF- CHF9.01 Billion ▼ -121 days
2016 170 days CHF27.61 Billion CHF162.44 Million/day CHF- CHF15.39 Billion ▼ -240 days
2015 410 days CHF77.79 Billion CHF189.83 Million/day CHF- CHF63.50 Billion ▲ +0 days
2014 409 days CHF77.12 Billion CHF188.33 Million/day CHF- CHF61.57 Billion ▼ -56 days
2013 466 days CHF87.89 Billion CHF188.72 Million/day CHF- CHF73.30 Billion ▲ +12 days
2012 453 days CHF92.70 Billion CHF204.41 Million/day CHF- CHF76.95 Billion ▲ +96 days
2011 358 days CHF69.71 Billion CHF194.90 Million/day CHF- CHF56.50 Billion ▼ -18 days
2010 376 days CHF85.83 Billion CHF228.24 Million/day CHF- CHF79.99 Billion ▼ -114 days
2009 491 days CHF84.61 Billion CHF172.50 Million/day CHF- CHF78.99 Billion ▲ +452 days
2008 38 days CHF10.94 Billion CHF285.60 Million/day CHF- CHF4.90 Billion ▼ -18 days
2007 56 days CHF20.66 Billion CHF367.74 Million/day CHF- CHF4.38 Billion ▼ -28 days
2006 84 days CHF22.60 Billion CHF268.80 Million/day CHF- CHF7.33 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)