UBS Group AG (UBSG) — Financial Flexibility Index
UBS Group AG (UBSG) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of CHF-3.32 Billion (operating CF CHF-3.91 Billion minus capex CHF589.00 Million) represents 0% of total liabilities (CHF1.54 Trillion). Check UBS Group AG total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
UBS Group AG Financial Flexibility Index (1999–2024)
Historical Financial Flexibility Index trend for UBS Group AG across 26 annual periods. For the full cash flow conversion analysis, see UBSG cash generation efficiency.
Annual Financial Flexibility Index for UBS Group AG (1999–2024)
Year-by-year free cash flow to debt coverage for UBS Group AG. Explore UBS Group AG debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (CHF) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.00x | CHF5.29 Billion | CHF3.28 Billion | CHF1.48 Trillion | ▼ -93.4% |
| 2023 | 0.05x | CHF87.75 Billion | CHF86.07 Billion | CHF1.63 Trillion | ▲ +245.9% |
| 2022 | 0.02x | CHF16.29 Billion | CHF14.65 Billion | CHF1.05 Trillion | ▼ -50.6% |
| 2021 | 0.03x | CHF33.27 Billion | CHF31.43 Billion | CHF1.06 Trillion | ▼ -13.5% |
| 2020 | 0.04x | CHF38.81 Billion | CHF36.96 Billion | CHF1.07 Trillion | ▲ +56.9% |
| 2019 | 0.02x | CHF21.29 Billion | CHF19.70 Billion | CHF917.48 Billion | ▼ -29.7% |
| 2018 | 0.03x | CHF30.60 Billion | CHF28.91 Billion | CHF927.76 Billion | ▲ +158.5% |
| 2017 | -0.06x | CHF-50.63 Billion | CHF-52.27 Billion | CHF898.67 Billion | ▼ -238.0% |
| 2016 | -0.02x | CHF-14.41 Billion | CHF-16.15 Billion | CHF864.34 Billion | ▼ -399.3% |
| 2015 | 0.01x | CHF5.01 Billion | CHF3.15 Billion | CHF899.07 Billion | ▼ -42.0% |
| 2014 | 0.01x | CHF10.43 Billion | CHF8.49 Billion | CHF1.09 Trillion | ▼ -81.8% |
| 2013 | 0.05x | CHF62.61 Billion | CHF61.21 Billion | CHF1.19 Trillion | ▼ -0.6% |
| 2012 | 0.05x | CHF74.67 Billion | CHF73.45 Billion | CHF1.41 Trillion | ▲ +688.4% |
| 2011 | -0.01x | CHF-13.93 Billion | CHF-15.13 Billion | CHF1.54 Trillion | ▼ -197.1% |
| 2010 | 0.01x | CHF13.38 Billion | CHF12.80 Billion | CHF1.44 Trillion | ▼ -79.1% |
| 2009 | 0.04x | CHF53.48 Billion | CHF52.65 Billion | CHF1.20 Trillion | ▲ +2.1% |
| 2008 | 0.04x | CHF73.21 Billion | CHF72.07 Billion | CHF1.68 Trillion | ▲ +261.7% |
| 2007 | -0.03x | CHF-43.52 Billion | CHF-45.20 Billion | CHF1.62 Trillion | ▼ -1611.4% |
| 2006 | 0.00x | CHF-2.39 Billion | CHF-3.86 Billion | CHF1.52 Trillion | ▲ +96.1% |
| 2005 | -0.04x | CHF-46.67 Billion | CHF-48.11 Billion | CHF1.16 Trillion | ▼ -124.2% |
| 2004 | -0.02x | CHF-23.44 Billion | CHF-24.45 Billion | CHF1.31 Trillion | ▼ -484.2% |
| 2003 | 0.00x | CHF3.85 Billion | CHF2.75 Billion | CHF825.81 Billion | ▲ +677.9% |
| 2002 | 0.00x | CHF-435.00 Million | CHF-1.71 Billion | CHF538.49 Billion | ▼ -104.2% |
| 2001 | 0.02x | CHF8.76 Billion | CHF7.77 Billion | CHF449.98 Billion | ▼ -6.1% |
| 2000 | 0.02x | CHF8.26 Billion | CHF7.25 Billion | CHF398.76 Billion | ▲ +98.1% |
| 1999 | 0.01x | CHF3.57 Billion | CHF1.79 Billion | CHF340.83 Billion | — |