KBC Groep NV (KBC) — Defensive Interval Ratio

Latest as of December 2025: 11 days

KBC Groep NV (KBC) has a Defensive Interval Ratio of 11 days as of December 2025. Defensive assets of €8.44 Billion (cash €-, short-term investments €8.37 Billion, receivables €68.00 Million) cover 11 days of daily cash needs of €754.35 Million/day. See how liquid is KBC Groep NV's working capital to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

11 days
Days of operational coverage

Defensive Assets

€8.44 Billion
Cash + ST Investments + Receivables

Daily Cash Need

€754.35 Million
Current Liabilities ÷ 365

Current Liabilities

€275.34 Billion
EUR

KBC Groep NV Defensive Interval Ratio (2013–2025)

This chart shows how KBC Groep NV's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the ratio stands at 11 days, meaning defensive assets of €8.44 Billion can fund 11 days of operations without new revenue. See debt-free asset ratio of KBC Groep NV to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for KBC Groep NV (2013–2025)

The table below presents the year-by-year Defensive Interval Ratio for KBC Groep NV from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of KBC Groep NV.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2025 11 days €8.44 Billion €754.35 Million/day €- €8.37 Billion ▼ -31 days
2024 42 days €29.89 Billion €703.73 Million/day €- €27.01 Billion ▲ +38 days
2023 4 days €2.90 Billion €684.35 Million/day €- €222.00 Million ▲ +0 days
2022 4 days €2.81 Billion €711.39 Million/day €- €-8.00 Million ▲ +1 days
2021 3 days €2.09 Billion €673.36 Million/day €- €- ▼ 0 days
2020 3 days €1.73 Billion €513.68 Million/day €- €- ▼ -57 days
2019 61 days €27.53 Billion €453.93 Million/day €- €25.60 Billion ▼ -2 days
2018 62 days €25.37 Billion €408.08 Million/day €- €21.13 Billion ▲ +22 days
2017 40 days €24.11 Billion €600.64 Million/day €- €20.08 Billion ▲ +34 days
2016 6 days €3.59 Billion €556.80 Million/day €- €- ▼ -1 days
2015 8 days €3.75 Billion €499.05 Million/day €- €- ▼ -2714 days
2014 2722 days €3.57 Billion €1.31 Million/day €- €- ▲ +2524 days
2013 198 days €372.00 Million €1.88 Million/day €- €-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)