KBC Groep NV (KBC) — Financial Flexibility Index

Latest as of September 2025: -0.03x

KBC Groep NV (KBC) has a Financial Flexibility Index of -0.03x as of September 2025. Free cash flow of €-9.50 Billion (operating CF €-9.65 Billion minus capex €152.00 Million) represents 0% of total liabilities (€356.32 Billion). Check KBC Groep NV PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

-0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

€-9.50 Billion
Operating CF − Capex

Total Liabilities

€356.32 Billion
EUR

Capital Expenditures

€152.00 Million
EUR

KBC Groep NV Financial Flexibility Index (2001–2024)

Historical Financial Flexibility Index trend for KBC Groep NV across 24 annual periods. See KBC working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for KBC Groep NV (2001–2024)

Year-by-year free cash flow to debt coverage for KBC Groep NV. For the full company profile including market capitalisation, see market value of KBC Groep NV.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2024 0.03x €11.23 Billion €9.85 Billion €348.74 Billion ▲ +155.2%
2023 -0.06x €-18.84 Billion €-20.19 Billion €322.66 Billion ▼ -253.1%
2022 0.04x €12.69 Billion €11.77 Billion €332.73 Billion ▼ -19.2%
2021 0.05x €14.97 Billion €14.04 Billion €317.27 Billion ▼ -96.7%
2020 1.45x €27.37 Billion €26.37 Billion €18.92 Billion ▲ +2186.2%
2019 -0.07x €-1.28 Billion €-2.46 Billion €18.43 Billion ▼ -160.4%
2018 -0.03x €-7.03 Billion €-7.96 Billion €264.18 Billion ▼ -152.5%
2017 0.05x €13.86 Billion €12.86 Billion €273.54 Billion ▼ -30.8%
2016 0.07x €18.89 Billion €18.01 Billion €257.84 Billion ▲ +53.0%
2015 0.05x €11.32 Billion €10.60 Billion €236.54 Billion ▲ +112.7%
2014 0.02x €5.14 Billion €4.55 Billion €228.65 Billion ▼ -63.1%
2013 0.06x €13.81 Billion €13.23 Billion €226.79 Billion ▲ +108.0%
2012 0.03x €7.05 Billion €6.28 Billion €240.93 Billion ▲ +1620.8%
2011 0.00x €-517.00 Million €-1.30 Billion €268.61 Billion ▼ -103.3%
2010 0.06x €17.71 Billion €17.04 Billion €302.15 Billion ▲ +830.5%
2009 -0.01x €-2.46 Billion €-3.18 Billion €307.05 Billion ▲ +72.2%
2008 -0.03x €-9.80 Billion €-10.99 Billion €339.94 Billion ▼ -34.2%
2007 -0.02x €-7.25 Billion €-7.85 Billion €337.11 Billion ▼ -18.0%
2006 -0.02x €-5.59 Billion €-6.23 Billion €306.95 Billion ▼ -8.0%
2005 -0.02x €-5.20 Billion €-5.71 Billion €308.33 Billion ▲ +99.4%
2004 -2.75x €-637.48 Billion €-1.72 Trillion €231.56 Billion ▼ -121.8%
2003 12.61x €2.63 Trillion €1.46 Trillion €208.52 Billion ▼ -20.7%
2002 15.90x €3.26 Trillion €1.89 Trillion €205.05 Billion ▲ +319.2%
2001 -7.25x €-1.53 Trillion €-2.51 Trillion €211.26 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities