Columbia Banking System Inc (COLB) — Defensive Interval Ratio
Columbia Banking System Inc (COLB) has a Defensive Interval Ratio of 64 days as of December 2025. Defensive assets of $602.00 Million (cash $-, short-term investments $370.00 Million, receivables $232.00 Million) cover 64 days of daily cash needs of $9.46 Million/day. Check Columbia Banking System Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Columbia Banking System Inc Defensive Interval Ratio (1992–2025)
This chart shows how Columbia Banking System Inc's Defensive Interval Ratio has evolved across 34 annual periods from 1992 to 2025. As of December 2025, the ratio stands at 64 days, meaning defensive assets of $602.00 Million can fund 64 days of operations without new revenue. Also explore how fast is Columbia Banking System Inc growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Columbia Banking System Inc (1992–2025)
The table below presents the year-by-year Defensive Interval Ratio for Columbia Banking System Inc from 1992 to 2025, covering 34 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Columbia Banking System Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 64 days | $602.00 Million | $9.46 Million/day | $- | $370.00 Million | ▲ +47 days |
| 2024 | 16 days | $1.87 Billion | $114.95 Million/day | $- | $211.46 Million | ▼ -76 days |
| 2023 | 92 days | $10.56 Billion | $114.68 Million/day | $- | $8.83 Billion | ▲ +27 days |
| 2022 | 65 days | $4.90 Billion | $75.00 Million/day | $- | $3.20 Billion | ▼ -8 days |
| 2021 | 74 days | $5.46 Billion | $74.21 Million/day | $- | $3.87 Billion | ▲ +8 days |
| 2020 | 66 days | $4.51 Billion | $68.49 Million/day | $- | $2.93 Billion | ▼ -4 days |
| 2019 | 70 days | $4.38 Billion | $62.45 Million/day | $- | $2.81 Billion | ▼ -5 days |
| 2018 | 75 days | $4.39 Billion | $58.73 Million/day | $- | $2.98 Billion | ▼ -3 days |
| 2017 | 78 days | $4.32 Billion | $55.46 Million/day | $- | $3.07 Billion | ▲ +8 days |
| 2016 | 70 days | $3.72 Billion | $53.08 Million/day | $- | $2.70 Billion | ▲ +3 days |
| 2015 | 67 days | $3.32 Billion | $49.35 Million/day | $- | $2.52 Billion | ▲ +6 days |
| 2014 | 61 days | $2.89 Billion | $47.14 Million/day | $- | $2.30 Billion | ▼ -24 days |
| 2013 | 86 days | $2.19 Billion | $25.60 Million/day | $- | $1.79 Billion | ▼ -18 days |
| 2012 | 104 days | $2.71 Billion | $26.07 Million/day | $- | $2.63 Billion | ▼ -22 days |
| 2011 | 126 days | $3.24 Billion | $25.65 Million/day | $- | $3.17 Billion | ▲ +97 days |
| 2010 | 30 days | $775.03 Million | $26.05 Million/day | $- | $763.87 Million | ▼ -1 days |
| 2009 | 30 days | $630.37 Million | $20.72 Million/day | $- | $620.04 Million | ▲ +2 days |
| 2008 | 29 days | $540.56 Million | $18.75 Million/day | $- | $528.92 Million | ▼ -3 days |
| 2007 | 31 days | $575.99 Million | $18.34 Million/day | $- | $561.37 Million | ▼ -6 days |
| 2006 | 38 days | $605.41 Million | $16.13 Million/day | $- | $592.86 Million | ▲ +36 days |
| 2005 | 1 days | $16.62 Million | $12.06 Million/day | $- | $4.95 Million | ▼ -59 days |
| 2004 | 60 days | $638.48 Million | $10.65 Million/day | $- | $628.90 Million | ▼ -21 days |
| 2003 | 81 days | $564.51 Million | $6.94 Million/day | $- | $509.20 Million | ▲ +22 days |
| 2002 | 60 days | $354.02 Million | $5.94 Million/day | $- | $321.51 Million | ▲ +70 days |
| 2001 | -10 days | $-34.59 Million | $3.46 Million/day | $- | $-41.00 Million | ▼ -37 days |
| 2000 | 27 days | $75.22 Million | $2.81 Million/day | $- | $67.24 Million | ▲ +23 days |
| 1999 | 4 days | $6.00 Million | $1.64 Million/day | $- | $-2.49 Million | ▼ -55 days |
| 1998 | 59 days | $41.50 Million | $701.92K/day | $- | $39.40 Million | ▲ +57 days |
| 1997 | 2 days | $5.00 Million | $2.15 Million/day | $- | $- | ▲ +0 days |
| 1996 | 2 days | $3.30 Million | $1.45 Million/day | $- | $- | ▼ -34 days |
| 1995 | 37 days | $2.50 Million | $68.49K/day | $- | $- | ▲ +3 days |
| 1994 | 34 days | $1.70 Million | $50.68K/day | $- | $- | ▲ +20 days |
| 1993 | 14 days | $1.20 Million | $87.67K/day | $- | $- | ▼ -73 days |
| 1992 | 87 days | $1.00 Million | $11.51K/day | $- | $- | — |