Columbia Banking System Inc (COLB) — Financial Flexibility Index

Latest as of June 2026: 0.01x

Columbia Banking System Inc (COLB) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $302.00 Million (operating CF $295.00 Million minus capex $7.00 Million) represents 0% of total liabilities ($57.83 Billion). Check COLB total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$302.00 Million
Operating CF − Capex

Total Liabilities

$57.83 Billion
USD

Capital Expenditures

$7.00 Million
USD

Columbia Banking System Inc Financial Flexibility Index (1992–2025)

Historical Financial Flexibility Index trend for Columbia Banking System Inc across 34 annual periods. For the full cash flow conversion analysis, see COLB cash flow conversion.

Annual Financial Flexibility Index for Columbia Banking System Inc (1992–2025)

Year-by-year free cash flow to debt coverage for Columbia Banking System Inc. Explore Columbia Banking System Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $786.00 Million $746.00 Million $59.38 Billion ▼ -11.5%
2024 0.01x $694.53 Million $658.87 Million $46.46 Billion ▼ -6.6%
2023 0.02x $755.39 Million $669.84 Million $47.18 Billion ▼ -56.9%
2022 0.04x $1.09 Billion $1.07 Billion $29.37 Billion ▲ +52.9%
2021 0.02x $678.20 Million $662.72 Million $27.89 Billion ▲ +510.0%
2020 0.00x $105.76 Million $93.77 Million $26.53 Billion ▲ +244.2%
2019 0.00x $-67.80 Million $-80.48 Million $24.53 Billion ▼ -112.3%
2018 0.02x $514.23 Million $505.24 Million $22.88 Billion ▼ -6.1%
2017 0.02x $519.78 Million $515.51 Million $21.73 Billion ▲ +12.2%
2016 0.02x $445.48 Million $415.17 Million $20.90 Billion ▼ -6.6%
2015 0.02x $446.08 Million $376.74 Million $19.54 Billion ▲ +3.1%
2014 0.02x $417.08 Million $357.57 Million $18.83 Billion ▼ -51.5%
2013 0.05x $452.16 Million $417.93 Million $9.91 Billion ▲ +868.9%
2012 0.00x $47.43 Million $24.61 Million $10.07 Billion ▼ -78.5%
2011 0.02x $216.33 Million $182.35 Million $9.89 Billion ▼ -10.9%
2010 0.02x $246.21 Million $198.65 Million $10.03 Billion ▲ +83.7%
2009 0.01x $104.47 Million $93.23 Million $7.81 Billion ▼ -39.6%
2008 0.02x $157.28 Million $146.55 Million $7.11 Billion ▲ +84.7%
2007 0.01x $85.01 Million $79.64 Million $7.10 Billion ▼ -43.6%
2006 0.02x $131.34 Million $118.00 Million $6.19 Billion ▼ -12.6%
2005 0.02x $112.24 Million $100.19 Million $4.62 Billion ▼ -6.9%
2004 0.03x $109.13 Million $88.99 Million $4.19 Billion ▼ -4.0%
2003 0.03x $71.81 Million $57.90 Million $2.64 Billion ▲ +460.3%
2002 -0.01x $-16.52 Million $-25.29 Million $2.19 Billion ▼ -170.7%
2001 0.01x $13.79 Million $8.35 Million $1.29 Billion ▼ -55.8%
2000 0.02x $25.23 Million $19.70 Million $1.05 Billion ▼ -36.6%
1999 0.04x $23.87 Million $14.90 Million $627.14 Million ▼ -1.0%
1998 0.04x $10.88 Million $9.76 Million $282.80 Million ▼ -0.2%
1997 0.04x $30.30 Million $19.30 Million $786.20 Million ▲ +975.1%
1996 0.00x $1.90 Million $-2.80 Million $530.00 Million ▼ -89.4%
1995 0.03x $13.30 Million $6.60 Million $393.20 Million ▲ +88.8%
1994 0.02x $5.20 Million $1.70 Million $290.20 Million ▼ -49.4%
1993 0.04x $7.30 Million $3.60 Million $206.10 Million ▲ +472.0%
1992 0.01x $800.00K $-800.00K $129.20 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities