Greene County Bancorp Inc (GCBC) — Defensive Interval Ratio
Greene County Bancorp Inc (GCBC) has a Defensive Interval Ratio of 1946 days as of March 2026. Defensive assets of $390.27 Million (cash $-, short-term investments $370.20 Million, receivables $20.07 Million) cover 1946 days of daily cash needs of $200.55K/day. Check Greene County Bancorp Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Greene County Bancorp Inc Defensive Interval Ratio (1998–2025)
This chart shows how Greene County Bancorp Inc's Defensive Interval Ratio has evolved across 28 annual periods from 1998 to 2025. As of March 2026, the ratio stands at 1946 days, meaning defensive assets of $390.27 Million can fund 1946 days of operations without new revenue. Also explore GCBC net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Greene County Bancorp Inc (1998–2025)
The table below presents the year-by-year Defensive Interval Ratio for Greene County Bancorp Inc from 1998 to 2025, covering 28 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Greene County Bancorp Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 45 days | $336.22 Million | $7.44 Million/day | $- | $319.84 Million | ▼ -8 days |
| 2024 | 53 days | $364.27 Million | $6.86 Million/day | $- | $350.00 Million | ▲ +10 days |
| 2023 | 43 days | $293.38 Million | $6.83 Million/day | $- | $281.13 Million | ▼ -21 days |
| 2022 | 64 days | $416.98 Million | $6.48 Million/day | $- | $408.06 Million | ▼ -7 days |
| 2021 | 72 days | $398.67 Million | $5.56 Million/day | $- | $390.89 Million | ▲ +16 days |
| 2020 | 56 days | $234.92 Million | $4.22 Million/day | $- | $226.71 Million | ▲ +15 days |
| 2019 | 41 days | $128.58 Million | $3.13 Million/day | $- | $122.73 Million | ▼ -3 days |
| 2018 | 44 days | $125.86 Million | $2.84 Million/day | $- | $120.81 Million | ▲ +5 days |
| 2017 | 40 days | $95.52 Million | $2.40 Million/day | $- | $91.48 Million | ▼ -9 days |
| 2016 | 49 days | $103.73 Million | $2.12 Million/day | $- | $100.12 Million | ▼ -1 days |
| 2015 | 50 days | $89.06 Million | $1.79 Million/day | $- | $86.03 Million | ▲ +14 days |
| 2014 | 36 days | $58.86 Million | $1.64 Million/day | $- | $56.15 Million | ▼ -10 days |
| 2013 | 46 days | $72.31 Million | $1.57 Million/day | $- | $69.64 Million | ▼ -16 days |
| 2012 | 62 days | $90.22 Million | $1.45 Million/day | $- | $87.53 Million | ▲ +59 days |
| 2011 | 3 days | $3.44 Million | $1.34 Million/day | $- | $721.00K | ▼ 0 days |
| 2010 | 3 days | $3.12 Million | $1.19 Million/day | $- | $390.00K | ▼ 0 days |
| 2009 | 3 days | $3.25 Million | $1.10 Million/day | $- | $804.00K | ▼ -1 days |
| 2008 | 4 days | $3.50 Million | $883.37K/day | $- | $1.36 Million | ▼ -2 days |
| 2007 | 6 days | $4.85 Million | $778.56K/day | $- | $2.90 Million | ▼ -1 days |
| 2006 | 7 days | $5.37 Million | $734.93K/day | $- | $3.63 Million | ▼ -8 days |
| 2005 | 15 days | $10.63 Million | $700.65K/day | $- | $9.06 Million | ▲ +13 days |
| 2004 | 2 days | $1.55 Million | $674.82K/day | $- | $-138.00 | ▼ -12 days |
| 2003 | 14 days | $8.41 Million | $600.32K/day | $- | $6.84 Million | ▲ +11 days |
| 2002 | 3 days | $1.45 Million | $528.34K/day | $- | $- | ▼ -31 days |
| 2001 | 34 days | $14.83 Million | $436.68K/day | $- | $13.47 Million | ▲ +5 days |
| 2000 | 29 days | $10.96 Million | $381.21K/day | $- | $9.80 Million | ▲ +26 days |
| 1999 | 3 days | $1.10 Million | $352.60K/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $1.09 Million | $339.76K/day | $- | $- | — |