TriCo Bancshares (TCBK) — Defensive Interval Ratio
TriCo Bancshares (TCBK) has a Defensive Interval Ratio of 2 days as of March 2026. Defensive assets of $34.58 Million (cash $-, short-term investments $1.92 Million, receivables $32.66 Million) cover 2 days of daily cash needs of $23.04 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
TriCo Bancshares Defensive Interval Ratio (1991–2025)
This chart shows how TriCo Bancshares's Defensive Interval Ratio has evolved across 35 annual periods from 1991 to 2025. As of March 2026, the ratio stands at 2 days, meaning defensive assets of $34.58 Million can fund 2 days of operations without new revenue. For the complete balance sheet picture, see total assets of TriCo Bancshares.
Annual Defensive Interval Ratio for TriCo Bancshares (1991–2025)
The table below presents the year-by-year Defensive Interval Ratio for TriCo Bancshares from 1991 to 2025, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See TCBK net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1 days | $33.71 Million | $22.66 Million/day | $- | $57.00K | ▼ -1 days |
| 2024 | 2 days | $49.45 Million | $22.19 Million/day | $- | $7.84 Million | ▼ -100 days |
| 2023 | 102 days | $2.20 Billion | $21.58 Million/day | $- | $2.15 Billion | ▼ -31292 days |
| 2022 | 31393 days | $2.49 Billion | $79.46K/day | $- | $2.46 Billion | ▲ +15390 days |
| 2021 | 16003 days | $2.24 Billion | $139.77K/day | $- | $2.21 Billion | ▲ +15923 days |
| 2020 | 80 days | $1.44 Billion | $17.90 Million/day | $- | $1.42 Billion | ▲ +15 days |
| 2019 | 66 days | $970.32 Million | $14.76 Million/day | $- | $950.14 Million | ▼ -23209 days |
| 2018 | 23274 days | $1.14 Billion | $48.87K/day | $- | $1.12 Billion | ▲ +8476 days |
| 2017 | 14798 days | $744.65 Million | $50.32K/day | $- | $730.88 Million | ▼ -237034 days |
| 2016 | 251832 days | $564.38 Million | $2.24K/day | $- | $550.23 Million | ▲ +55812 days |
| 2015 | 196021 days | $415.67 Million | $2.12K/day | $- | $404.88 Million | ▲ +161406 days |
| 2014 | 34615 days | $92.75 Million | $2.68K/day | $- | $83.47 Million | ▼ -8641 days |
| 2013 | 43256 days | $111.16 Million | $2.57K/day | $- | $104.65 Million | ▲ +37205 days |
| 2012 | 6052 days | $169.66 Million | $28.04K/day | $- | $163.03 Million | ▲ +8788 days |
| 2011 | -2736 days | $-556.31 Million | $203.33K/day | $- | $-563.62 Million | ▼ -2483 days |
| 2010 | -253 days | $-1.34 Billion | $5.28 Million/day | $- | $-1.34 Billion | ▼ -255 days |
| 2009 | 1 days | $7.76 Million | $5.21 Million/day | $- | $- | ▼ 0 days |
| 2008 | 2 days | $7.93 Million | $4.89 Million/day | $- | $- | ▼ 0 days |
| 2007 | 2 days | $8.55 Million | $4.75 Million/day | $- | $- | ▼ 0 days |
| 2006 | 2 days | $9.52 Million | $4.64 Million/day | $- | $794.00K | ▼ 0 days |
| 2005 | 2 days | $10.02 Million | $4.39 Million/day | $- | $2.38 Million | ▲ +1 days |
| 2004 | 2 days | $6.47 Million | $3.84 Million/day | $- | $- | ▼ 0 days |
| 2003 | 2 days | $6.35 Million | $3.51 Million/day | $- | $326.00K | ▼ -3 days |
| 2002 | 5 days | $13.74 Million | $2.77 Million/day | $- | $8.10 Million | ▼ -5 days |
| 2001 | 10 days | $24.22 Million | $2.43 Million/day | $- | $18.70 Million | ▲ +7 days |
| 2000 | 3 days | $7.74 Million | $2.35 Million/day | $- | $800.00K | ▲ +1 days |
| 1999 | 3 days | $6.10 Million | $2.19 Million/day | $- | $- | ▲ +0 days |
| 1998 | 3 days | $5.80 Million | $2.17 Million/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $5.70 Million | $2.04 Million/day | $- | $- | ▲ +0 days |
| 1996 | 3 days | $4.60 Million | $1.66 Million/day | $- | $- | ▼ 0 days |
| 1995 | 3 days | $4.60 Million | $1.43 Million/day | $- | $- | ▼ 0 days |
| 1994 | 3 days | $4.70 Million | $1.36 Million/day | $- | $- | ▲ +1 days |
| 1993 | 3 days | $3.40 Million | $1.27 Million/day | $- | $- | ▼ -1 days |
| 1992 | 4 days | $4.10 Million | $1.10 Million/day | $- | $- | ▲ +0 days |
| 1991 | 3 days | $3.30 Million | $967.12K/day | $- | $- | — |