TriCo Bancshares (TCBK) — Defensive Interval Ratio
TriCo Bancshares (TCBK) has a Defensive Interval Ratio of 147 days as of December 2025. Defensive assets of $1.77 Billion (cash $-, short-term investments $1.73 Billion, receivables $33.65 Million) cover 147 days of daily cash needs of $12.02 Million/day. Check TCBK tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
TriCo Bancshares Defensive Interval Ratio (1991–2025)
This chart shows how TriCo Bancshares's Defensive Interval Ratio has evolved across 35 annual periods from 1991 to 2025. As of December 2025, the ratio stands at 147 days, meaning defensive assets of $1.77 Billion can fund 147 days of operations without new revenue. Also explore net asset growth rate of TriCo Bancshares to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for TriCo Bancshares (1991–2025)
The table below presents the year-by-year Defensive Interval Ratio for TriCo Bancshares from 1991 to 2025, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see TriCo Bancshares stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 147 days | $1.77 Billion | $12.02 Million/day | $- | $1.73 Billion | ▲ +145 days |
| 2024 | 2 days | $49.45 Million | $22.19 Million/day | $- | $7.84 Million | ▼ -100 days |
| 2023 | 102 days | $2.20 Billion | $21.58 Million/day | $- | $2.15 Billion | ▼ -31292 days |
| 2022 | 31393 days | $2.49 Billion | $79.46K/day | $- | $2.46 Billion | ▲ +15390 days |
| 2021 | 16003 days | $2.24 Billion | $139.77K/day | $- | $2.21 Billion | ▲ +15923 days |
| 2020 | 80 days | $1.44 Billion | $17.90 Million/day | $- | $1.42 Billion | ▲ +15 days |
| 2019 | 66 days | $970.32 Million | $14.76 Million/day | $- | $950.14 Million | ▼ -23209 days |
| 2018 | 23274 days | $1.14 Billion | $48.87K/day | $- | $1.12 Billion | ▲ +8476 days |
| 2017 | 14798 days | $744.65 Million | $50.32K/day | $- | $730.88 Million | ▼ -237034 days |
| 2016 | 251832 days | $564.38 Million | $2.24K/day | $- | $550.23 Million | ▲ +55812 days |
| 2015 | 196021 days | $415.67 Million | $2.12K/day | $- | $404.88 Million | ▲ +161406 days |
| 2014 | 34615 days | $92.75 Million | $2.68K/day | $- | $83.47 Million | ▼ -8641 days |
| 2013 | 43256 days | $111.16 Million | $2.57K/day | $- | $104.65 Million | ▲ +37205 days |
| 2012 | 6052 days | $169.66 Million | $28.04K/day | $- | $163.03 Million | ▲ +8788 days |
| 2011 | -2736 days | $-556.31 Million | $203.33K/day | $- | $-563.62 Million | ▼ -2483 days |
| 2010 | -253 days | $-1.34 Billion | $5.28 Million/day | $- | $-1.34 Billion | ▼ -255 days |
| 2009 | 1 days | $7.76 Million | $5.21 Million/day | $- | $- | ▼ 0 days |
| 2008 | 2 days | $7.93 Million | $4.89 Million/day | $- | $- | ▼ 0 days |
| 2007 | 2 days | $8.55 Million | $4.75 Million/day | $- | $- | ▼ 0 days |
| 2006 | 2 days | $9.52 Million | $4.64 Million/day | $- | $794.00K | ▼ 0 days |
| 2005 | 2 days | $10.02 Million | $4.39 Million/day | $- | $2.38 Million | ▲ +1 days |
| 2004 | 2 days | $6.47 Million | $3.84 Million/day | $- | $- | ▼ 0 days |
| 2003 | 2 days | $6.35 Million | $3.51 Million/day | $- | $326.00K | ▼ -3 days |
| 2002 | 5 days | $13.74 Million | $2.77 Million/day | $- | $8.10 Million | ▼ -5 days |
| 2001 | 10 days | $24.22 Million | $2.43 Million/day | $- | $18.70 Million | ▲ +7 days |
| 2000 | 3 days | $7.74 Million | $2.35 Million/day | $- | $800.00K | ▲ +1 days |
| 1999 | 3 days | $6.10 Million | $2.19 Million/day | $- | $- | ▲ +0 days |
| 1998 | 3 days | $5.80 Million | $2.17 Million/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $5.70 Million | $2.04 Million/day | $- | $- | ▲ +0 days |
| 1996 | 3 days | $4.60 Million | $1.66 Million/day | $- | $- | ▼ 0 days |
| 1995 | 3 days | $4.60 Million | $1.43 Million/day | $- | $- | ▼ 0 days |
| 1994 | 3 days | $4.70 Million | $1.36 Million/day | $- | $- | ▲ +1 days |
| 1993 | 3 days | $3.40 Million | $1.27 Million/day | $- | $- | ▼ -1 days |
| 1992 | 4 days | $4.10 Million | $1.10 Million/day | $- | $- | ▲ +0 days |
| 1991 | 3 days | $3.30 Million | $967.12K/day | $- | $- | — |