TriCo Bancshares (TCBK) — Working Capital to Net Assets Ratio
TriCo Bancshares (TCBK) has a Working Capital to Net Assets ratio of -185.4% as of December 2025. Working capital of $-2.46 Billion (current assets of $1.93 Billion minus current liabilities of $4.39 Billion) is measured against net assets of $1.33 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See TCBK free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
TriCo Bancshares Working Capital to Net Assets (1991–2025)
This chart shows how TriCo Bancshares's Working Capital to Net Assets ratio has evolved across 35 annual periods from 1991 to 2025. As of December 2025, the ratio stands at -185.4%, reflecting working capital of $-2.46 Billion against net assets of $1.33 Billion USD. See TriCo Bancshares (TCBK) liquidity interval to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for TriCo Bancshares (1991–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for TriCo Bancshares from 1991 to 2025, covering 35 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market value of TriCo Bancshares.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -185.4% | $-2.46 Billion | $1.33 Billion | $1.93 Billion | $4.39 Billion | ▲ +462.0 pp |
| 2024 | -647.4% | $-7.90 Billion | $1.22 Billion | $194.41 Million | $8.10 Billion | ▼ -166.4 pp |
| 2023 | -481.1% | $-5.58 Billion | $1.16 Billion | $2.30 Billion | $7.88 Billion | ▼ -490.8 pp |
| 2022 | 9.7% | $101.77 Million | $1.05 Billion | $130.78 Million | $29.00 Million | ▼ -285.3 pp |
| 2021 | 295.1% | $2.95 Billion | $1.00 Billion | $3.00 Billion | $51.02 Million | ▲ +774.0 pp |
| 2020 | -478.9% | $-4.43 Billion | $925.11 Million | $2.10 Billion | $6.53 Billion | ▼ -22.0 pp |
| 2019 | -456.9% | $-4.14 Billion | $906.57 Million | $1.25 Billion | $5.39 Billion | ▼ -619.4 pp |
| 2018 | 162.5% | $1.34 Billion | $827.37 Million | $1.36 Billion | $17.84 Million | ▼ -21.7 pp |
| 2017 | 184.2% | $931.72 Million | $505.81 Million | $950.08 Million | $18.37 Million | ▲ +2.1 pp |
| 2016 | 182.1% | $869.17 Million | $477.35 Million | $869.99 Million | $818.00K | ▲ +23.2 pp |
| 2015 | 158.9% | $718.36 Million | $452.12 Million | $719.13 Million | $774.00K | ▼ -8.9 pp |
| 2014 | 167.8% | $702.23 Million | $418.48 Million | $703.21 Million | $978.00K | ▼ -114.6 pp |
| 2013 | 282.4% | $708.59 Million | $250.95 Million | $709.53 Million | $938.00K | ▼ -113.7 pp |
| 2012 | 396.0% | $908.33 Million | $229.36 Million | $918.56 Million | $10.23 Million | ▲ +392.9 pp |
| 2011 | 3.1% | $6.75 Million | $216.44 Million | $80.96 Million | $74.22 Million | ▲ +932.3 pp |
| 2010 | -929.2% | $-1.86 Billion | $200.40 Million | $64.39 Million | $1.93 Billion | ▼ -15.3 pp |
| 2009 | -913.9% | $-1.83 Billion | $200.65 Million | $68.80 Million | $1.90 Billion | ▼ -60.4 pp |
| 2008 | -853.5% | $-1.69 Billion | $197.93 Million | $94.29 Million | $1.78 Billion | ▲ +12.6 pp |
| 2007 | -866.0% | $-1.64 Billion | $188.88 Million | $97.35 Million | $1.73 Billion | ▲ +68.0 pp |
| 2006 | -934.0% | $-1.58 Billion | $169.44 Million | $110.95 Million | $1.69 Billion | ▲ +72.3 pp |
| 2005 | -1006.3% | $-1.50 Billion | $149.49 Million | $98.20 Million | $1.60 Billion | ▼ -46.9 pp |
| 2004 | -959.4% | $-1.33 Billion | $138.13 Million | $76.51 Million | $1.40 Billion | ▼ -25.6 pp |
| 2003 | -933.9% | $-1.19 Billion | $127.96 Million | $86.63 Million | $1.28 Billion | ▲ +13.8 pp |
| 2002 | -947.6% | $-938.28 Million | $99.01 Million | $72.81 Million | $1.01 Billion | ▼ -1.4 pp |
| 2001 | -946.2% | $-822.58 Million | $86.93 Million | $64.79 Million | $887.37 Million | ▼ -15.9 pp |
| 2000 | -930.4% | $-792.98 Million | $85.23 Million | $65.12 Million | $858.10 Million | ▲ +82.2 pp |
| 1999 | -1012.6% | $-740.20 Million | $73.10 Million | $58.10 Million | $798.30 Million | ▲ +7.8 pp |
| 1998 | -1020.4% | $-734.70 Million | $72.00 Million | $56.30 Million | $791.00 Million | ▲ +15.2 pp |
| 1997 | -1035.6% | $-674.20 Million | $65.10 Million | $69.20 Million | $743.40 Million | ▼ -131.5 pp |
| 1996 | -904.1% | $-549.70 Million | $60.80 Million | $56.80 Million | $606.50 Million | ▼ -53.2 pp |
| 1995 | -850.9% | $-452.70 Million | $53.20 Million | $69.90 Million | $522.60 Million | ▲ +83.5 pp |
| 1994 | -934.4% | $-450.40 Million | $48.20 Million | $44.40 Million | $494.80 Million | ▲ +89.2 pp |
| 1993 | -1023.7% | $-427.90 Million | $41.80 Million | $37.30 Million | $465.20 Million | ▲ +161.3 pp |
| 1992 | -1185.0% | $-372.10 Million | $31.40 Million | $28.70 Million | $400.80 Million | ▼ -127.8 pp |
| 1991 | -1057.2% | $-321.40 Million | $30.40 Million | $31.60 Million | $353.00 Million | — |